First National Bank Alaska (OTCMKTS:FBAK) & First National of Nebraska (OTCMKTS:FINN) Financial Analysis

Valuation and Earnings

This table compares First National of Nebraska and First National Bank Alaska”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First National of Nebraska	$3.23 billion	1.38	$412.43 million	N/A	N/A
First National Bank Alaska	$265.67 million	3.58	$77.54 million	$24.48	12.25

First National of Nebraska has higher revenue and earnings than First National Bank Alaska.

Risk & Volatility

First National of Nebraska has a beta of 0.14, indicating that its stock price is 86% less volatile than the S&P 500. Comparatively, First National Bank Alaska has a beta of 0.22, indicating that its stock price is 78% less volatile than the S&P 500.

Institutional & Insider Ownership

0.7% of First National of Nebraska shares are owned by institutional investors. 41.7% of First National of Nebraska shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares First National of Nebraska and First National Bank Alaska’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First National of Nebraska	N/A	N/A	N/A
First National Bank Alaska	29.19%	14.98%	1.55%

Dividends

First National of Nebraska pays an annual dividend of $160.00 per share and has a dividend yield of 1.0%. First National Bank Alaska pays an annual dividend of $16.00 per share and has a dividend yield of 5.3%. First National Bank Alaska pays out 65.4% of its earnings in the form of a dividend.

Summary

First National Bank Alaska beats First National of Nebraska on 6 of the 11 factors compared between the two stocks.

About First National of Nebraska

First National of Nebraska, Inc. operates as the bank holding company for First National Bank of Omaha that provides various banking products and services. The company offers checking, savings, and individual retirement accounts; certificates of deposit; and credit cards. It also provides personal loans and lines of credit; auto loans; mortgage loans; home equity lines of credit and loans; small business loans and lines of credit; small business administration loans; and commercial lending solutions. In addition, the company offers treasury management, debt consolidation, financial planning, retirement planning, wealth management, merchant, and payroll services; and personal, commercial, and farm insurance products. Further, it provides solutions for agribusiness, commercial real estate, healthcare, transportation, and correspondent banking; investment services, such as capital market and institutional asset management; and digital banking services. First National of Nebraska, Inc. was founded in 1857 and is headquartered in Omaha, Nebraska.

About First National Bank Alaska

First National Bank Alaska, a commercial bank, provides various banking products and services for business, industry, and individual customers primarily in Alaska. The company offers savings and checking accounts; money market deposits; safe deposit services; certificates of deposit; individual retirement accounts; and personal, home equity, and construction loans, as well as loans for stability and growth. It also provides investment, treasury, trust, and wealth management services; and escrow and contract collection, and bankcard services. In addition, the company offers debit and credit cards, online and mobile banking, fraud prevention, and convenience banking services. First National Bank Alaska was founded in 1922 and is headquartered in Anchorage, Alaska.