Chime Financial (NASDAQ:CHYM) Raised to “Buy” at Wall Street Zen

Chime Financial (NASDAQ:CHYM) was upgraded by stock analysts at Wall Street Zen from a “hold” rating to a “buy” rating in a note issued to investors on Saturday.

Several other research firms also recently issued reports on CHYM. Keefe, Bruyette & Woods raised shares of Chime Financial from a “moderate buy” rating to a “strong-buy” rating in a report on Thursday, February 26th. UBS Group boosted their target price on shares of Chime Financial from $24.00 to $27.00 and gave the stock a “neutral” rating in a research note on Thursday, February 26th. Rothschild & Co Redburn upgraded shares of Chime Financial to a “hold” rating in a research report on Monday, January 26th. The Goldman Sachs Group raised their price target on shares of Chime Financial from $27.00 to $30.00 and gave the company a “buy” rating in a research note on Tuesday, January 6th. Finally, KeyCorp began coverage on Chime Financial in a report on Wednesday. They issued an “overweight” rating and a $30.00 price objective on the stock. Two equities research analysts have rated the stock with a Strong Buy rating, eleven have issued a Buy rating, five have assigned a Hold rating and one has issued a Sell rating to the company’s stock. According to MarketBeat, the stock presently has an average rating of “Moderate Buy” and a consensus target price of $32.28.

Chime Financial Price Performance

Chime Financial stock opened at $22.23 on Friday. The stock has a market capitalization of $8.33 billion and a PE ratio of -2.94. The business has a 50 day simple moving average of $23.96 and a 200-day simple moving average of $22.74. Chime Financial has a 12 month low of $16.17 and a 12 month high of $44.94.

Chime Financial (NASDAQ:CHYM) last announced its earnings results on Wednesday, February 25th. The company reported ($0.12) earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of ($0.20) by $0.08. Chime Financial had a negative return on equity of 70.35% and a negative net margin of 46.18%.The firm had revenue of $596.36 million for the quarter. During the same quarter last year, the business earned ($0.30) EPS. The company’s quarterly revenue was up 25.5% on a year-over-year basis.

Insider Buying and Selling at Chime Financial

In related news, Director James Feuille sold 176,168 shares of the company’s stock in a transaction dated Thursday, December 11th. The shares were sold at an average price of $27.12, for a total transaction of $4,777,676.16. Following the completion of the sale, the director owned 7,044,936 shares of the company’s stock, valued at approximately $191,058,664.32. This represents a 2.44% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. Also, General Counsel Adam B. Frankel sold 4,382 shares of the stock in a transaction dated Thursday, January 8th. The shares were sold at an average price of $27.29, for a total transaction of $119,584.78. Following the completion of the sale, the general counsel owned 209,500 shares of the company’s stock, valued at approximately $5,717,255. The trade was a 2.05% decrease in their position. The disclosure for this sale is available in the SEC filing. Over the last ninety days, insiders have sold 249,779 shares of company stock valued at $6,812,785.

Institutional Investors Weigh In On Chime Financial

Hedge funds and other institutional investors have recently made changes to their positions in the stock. Galileo PTC Ltd acquired a new position in Chime Financial during the second quarter worth $1,803,793,000. ICONIQ Capital LLC acquired a new stake in shares of Chime Financial in the 2nd quarter worth $518,844,000. Tiger Global Management LLC increased its stake in shares of Chime Financial by 13.8% in the 4th quarter. Tiger Global Management LLC now owns 14,192,499 shares of the company’s stock worth $357,225,000 after acquiring an additional 1,721,731 shares during the last quarter. Aspect Management LLC purchased a new position in shares of Chime Financial during the 4th quarter worth $300,361,000. Finally, Dragoneer Investment Group LLC acquired a new position in shares of Chime Financial during the 2nd quarter valued at about $295,022,000.

Key Chime Financial News

Here are the key news stories impacting Chime Financial this week:

• Positive Sentiment: KeyCorp initiated coverage with an “Overweight” rating and a $30 price target (roughly ~35% above the current price). The note includes multi‑year EPS build (FY2026–FY2028) that implies a path to positive earnings, which can attract growth/income‑oriented funds. KeyBanc Starts Chime Financial (CHYM) at Overweight
• Positive Sentiment: Hedge fund Tenzing Global disclosed a new position (450,000 shares) that increased its quarter‑end stake value by about $11.33M — a vote of confidence from an institutional buyer that can help support the share price. Chime Stock Down 15% Since June IPO, but One Fund Just Disclosed an $11 Million Bet on Shares
• Neutral Sentiment: Chime presented at the Morgan Stanley TMT conference (transcript available). Investor presentations can raise awareness and lead to incremental flows, but they typically have modest near‑term impact unless new guidance is announced. Chime Financial, Inc. (CHYM) Presents at Morgan Stanley Technology, Media & Telecom Conference 2026 Transcript
• Neutral Sentiment: Industry comparison / head‑to‑head write‑up is circulating; useful for context but unlikely to drive material moves by itself. Chime Financial (NASDAQ:CHYM) vs. Bgin Blockchain (NASDAQ:BGIN) Head to Head Analysis
• Neutral Sentiment: Short‑interest entries posted for early March show a “large increase” but the underlying figures report 0 shares / NaN changes — this looks like a data/reporting error. If corrected later showing real shorting, that could add volatility; for now it’s ambiguous.
• Negative Sentiment: Contextual weakness: coverage notes and filings point out CHYM is down roughly 15% since its June IPO. That longer‑term pullback may reflect investor caution around profitability timing and risk in fintech valuations, contributing to today’s downward pressure. Chime Stock Down 15% Since June IPO, but One Fund Just Disclosed an $11 Million Bet on Shares

Chime Financial Company Profile

Chime Financial is a U.S.-based financial technology company offering mobile-first banking services designed to reduce fees and simplify everyday transactions. Founded in 2013 and headquartered in San Francisco, Chime operates a digital bank platform that provides customers with a checking account, a savings account, and a debit card without monthly maintenance fees, overdraft charges, or foreign transaction fees. The company’s platform is accessible via its mobile app, enabling users to manage their finances, track spending, and access customer support from their smartphones.

At the core of Chime’s service offering is its fee-free spending account, which includes early access to direct deposit funds—up to two days before scheduled payday—and instant transaction alerts.