Mony Group (LON:MONY) Announces Quarterly Earnings Results

Mony Group (LON:MONY) posted its earnings results on Monday. The company reported GBX 15.30 earnings per share for the quarter, Digital Look Earnings reports. Mony Group had a net margin of 17.25% and a return on equity of 34.74%.

Here are the key takeaways from Mony Group’s conference call:

• Record financials — group revenue of £446m and record adjusted EBITDA of £145m, with adjusted EPS up 5% and £96m returned to shareholders plus a new £25m buyback.
• SuperSaveClub momentum — membership exceeded 2.1m (up 1.1m y/y), members spend more (ARPU £35 vs £20), show higher cross‑sell and double LTV at year three, helping reduce paid acquisition reliance.
• AI and tech platform are enabling new distribution and products — launches include the MoneySuperMarket ChatGPT app, Price Optimizer and Savings by MoneySuperMarket, while AI-driven efficiencies cut operating costs and accelerate product rollout (investments, SME banking planned).
• Market headwinds and cash mix — car premiums fell (~9%) and home premiums declined, PPC inflation pressured gross margin, operating cash flow fell 7% due to mix into longer cash‑cycle areas and travel was moved to a minority stake (impacting comparability).

Mony Group Stock Performance

Shares of MONY opened at GBX 160.70 on Wednesday. The firm has a market cap of £841.49 million, a P/E ratio of 10.57, a PEG ratio of 1.20 and a beta of 0.67. Mony Group has a twelve month low of GBX 139.70 and a twelve month high of GBX 224.80. The company has a debt-to-equity ratio of 32.86, a quick ratio of 0.71 and a current ratio of 0.82. The firm’s 50 day moving average price is GBX 176.66 and its two-hundred day moving average price is GBX 188.66.

Insider Activity at Mony Group

In related news, insider Rakesh Sharma acquired 12,622 shares of the business’s stock in a transaction that occurred on Monday, February 23rd. The shares were acquired at an average cost of GBX 158 per share, with a total value of £19,942.76. 7.71% of the stock is currently owned by insiders.

Key Mony Group News

Here are the key news stories impacting Mony Group this week:

• Positive Sentiment: Investors Chronicle reports Mony has become a dividend stock — management’s decision to start paying a dividend increases cash return to shareholders and supports yield-seeking demand. Mony is now a dividend stock
• Positive Sentiment: The board launched a share buyback after reporting record profits — buybacks reduce float and are a direct capital-return mechanism that often props up the share price. MONY launches new buyback after making record profits
• Positive Sentiment: Group reported record revenues driven by an energy-switching surge — stronger consumer switching in the energy market lifted top-line performance, validating the core comparison business. MoneySuperMarket owner Mony Group reports record revenues
• Positive Sentiment: Insider buying — director Rakesh Sharma bought 12,622 shares at ~GBX 158, a vote of confidence from management that can reassure investors. Insider Acquires 12,622 Shares
• Neutral Sentiment: Quarterly results showed GBX 15.30 EPS, strong ROE and margins; management provided slides and a call — solid metrics but not a surprise. Earnings transcript and slides
• Neutral Sentiment: FY25 revenue growth was modest (~2%) and FY26 EBITDA guidance was reiterated as broadly in line — this limits upside from guidance but reduces downside from negative revisions. Mony posts 2% growth, guides EBITDA broadly in line for 2026
• Negative Sentiment: Management flagged insurance-market headwinds and sought to calm AI-related investor jitters — these execution risks could temper multiple expansion and future growth expectations. Management addresses AI jitters and insurance headwinds

Analyst Ratings Changes

Separately, Royal Bank Of Canada lowered their price objective on shares of Mony Group from GBX 260 to GBX 250 and set an “outperform” rating for the company in a research report on Wednesday, December 17th. Two equities research analysts have rated the stock with a Buy rating, According to data from MarketBeat.com, Mony Group has a consensus rating of “Buy” and an average price target of GBX 275.

About Mony Group

MONY Group PLC is an established member of the FTSE 250 index. The Group operates a tech-led savings platform and leading UK brands including price comparison sites (MoneySuperMarket), cashback (Quidco) and a consumer finance content led brand (MoneySavingExpert). We cover a broad range of verticals including Insurance, Money, Home Services and Travel amongst others. Our purpose is to help households save money by giving them access to free online tools that enable them to compare and switch products.