Fair Isaac (NYSE:FICO) Trading Down 5.7% – What’s Next?

Fair Isaac Corporation (NYSE:FICO)’s stock price dropped 5.7% on Tuesday . The company traded as low as $1,211.11 and last traded at $1,208.1020. Approximately 170,134 shares changed hands during trading, a decline of 44% from the average daily volume of 305,761 shares. The stock had previously closed at $1,281.64.

Analyst Upgrades and Downgrades

A number of analysts have recently issued reports on FICO shares. Zacks Research cut Fair Isaac from a “strong-buy” rating to a “hold” rating in a report on Monday, December 1st. Needham & Company LLC reaffirmed a “buy” rating and issued a $1,975.00 price objective on shares of Fair Isaac in a report on Thursday, January 29th. Jefferies Financial Group increased their target price on shares of Fair Isaac from $2,100.00 to $2,200.00 and gave the company a “buy” rating in a research note on Friday, January 16th. JPMorgan Chase & Co. lifted their target price on Fair Isaac from $1,750.00 to $1,825.00 and gave the company a “neutral” rating in a research note on Thursday, November 6th. Finally, BMO Capital Markets cut their price target on Fair Isaac from $2,300.00 to $2,200.00 and set an “outperform” rating for the company in a research note on Thursday, November 6th. Ten analysts have rated the stock with a Buy rating and five have issued a Hold rating to the company. According to MarketBeat, Fair Isaac currently has an average rating of “Moderate Buy” and an average target price of $2,007.14.

Fair Isaac Stock Performance

The stock has a market cap of $28.70 billion, a P/E ratio of 44.78, a P/E/G ratio of 1.30 and a beta of 1.27. The company has a 50-day simple moving average of $1,548.33 and a 200-day simple moving average of $1,591.79.

Fair Isaac (NYSE:FICO) last announced its earnings results on Wednesday, January 28th. The technology company reported $7.33 earnings per share for the quarter, beating analysts’ consensus estimates of $7.08 by $0.25. The company had revenue of $766.00 million during the quarter, compared to analyst estimates of $501.05 million. Fair Isaac had a negative return on equity of 40.98% and a net margin of 31.89%.The firm’s quarterly revenue was up 16.4% compared to the same quarter last year. During the same period last year, the company posted $5.79 earnings per share. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. As a group, sell-side analysts expect that Fair Isaac Corporation will post 24.15 earnings per share for the current fiscal year.

Insider Activity

In other Fair Isaac news, CFO Steven P. Weber sold 1,426 shares of the stock in a transaction on Wednesday, December 17th. The stock was sold at an average price of $1,810.00, for a total value of $2,581,060.00. Following the transaction, the chief financial officer directly owned 2,804 shares in the company, valued at approximately $5,075,240. This trade represents a 33.71% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, Director Joanna Rees sold 358 shares of Fair Isaac stock in a transaction on Friday, February 13th. The shares were sold at an average price of $1,360.00, for a total value of $486,880.00. Following the completion of the sale, the director directly owned 11,204 shares of the company’s stock, valued at $15,237,440. This trade represents a 3.10% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders have sold 2,305 shares of company stock valued at $4,019,197 over the last three months. 3.02% of the stock is owned by insiders.

Institutional Trading of Fair Isaac

A number of hedge funds and other institutional investors have recently added to or reduced their stakes in the company. Compound Planning Inc. boosted its stake in shares of Fair Isaac by 12.7% in the 4th quarter. Compound Planning Inc. now owns 276 shares of the technology company’s stock valued at $466,000 after purchasing an additional 31 shares during the last quarter. Corient Private Wealth LLC raised its stake in shares of Fair Isaac by 6.5% during the fourth quarter. Corient Private Wealth LLC now owns 10,761 shares of the technology company’s stock worth $18,193,000 after buying an additional 654 shares during the last quarter. Alberta Investment Management Corp lifted its holdings in Fair Isaac by 21.9% in the fourth quarter. Alberta Investment Management Corp now owns 3,900 shares of the technology company’s stock valued at $6,593,000 after buying an additional 700 shares during the period. Mercer Global Advisors Inc. ADV lifted its holdings in Fair Isaac by 17.5% in the fourth quarter. Mercer Global Advisors Inc. ADV now owns 1,503 shares of the technology company’s stock valued at $2,339,000 after buying an additional 224 shares during the period. Finally, Vident Advisory LLC grew its holdings in Fair Isaac by 1.7% during the 4th quarter. Vident Advisory LLC now owns 4,503 shares of the technology company’s stock worth $7,613,000 after acquiring an additional 76 shares during the period. 85.75% of the stock is currently owned by institutional investors and hedge funds.

About Fair Isaac

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.