Bradley Shuster Sells 55,000 Shares of NMI (NASDAQ:NMIH) Stock

NMI Holdings Inc (NASDAQ:NMIH) Chairman Bradley Shuster sold 55,000 shares of NMI stock in a transaction on Wednesday, February 18th. The shares were sold at an average price of $39.63, for a total value of $2,179,650.00. Following the completion of the transaction, the chairman owned 415,411 shares in the company, valued at approximately $16,462,737.93. The trade was a 11.69% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is available at the SEC website.

NMI Price Performance

Shares of NMIH stock traded down $0.37 on Wednesday, hitting $39.66. 545,214 shares of the company’s stock were exchanged, compared to its average volume of 493,848. The company has a 50 day moving average of $39.80 and a 200 day moving average of $38.62. The stock has a market cap of $3.02 billion, a P/E ratio of 8.08, a price-to-earnings-growth ratio of 1.11 and a beta of 0.64. The company has a debt-to-equity ratio of 0.16, a current ratio of 0.57 and a quick ratio of 0.57. NMI Holdings Inc has a 12 month low of $31.90 and a 12 month high of $43.20.

NMI (NASDAQ:NMIH) last released its earnings results on Tuesday, February 10th. The financial services provider reported $1.20 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.17 by $0.03. The firm had revenue of $180.74 million for the quarter, compared to analysts’ expectations of $180.69 million. NMI had a return on equity of 15.78% and a net margin of 55.05%.During the same quarter in the previous year, the business posted $1.07 earnings per share. On average, equities research analysts predict that NMI Holdings Inc will post 4.62 EPS for the current year.

Key NMI News

Here are the key news stories impacting NMI this week:

• Positive Sentiment: Zacks upgraded NMI to a Rank #2 (Buy), reflecting improving earnings prospects that could support upside. Zacks Upgrade
• Positive Sentiment: NMI reported stronger-than-expected Q4 results earlier this month (EPS beat, solid margins), which underpins the analyst optimism and provides fundamental support for the shares. Source: NMI Q4 release (Feb 10)
• Neutral Sentiment: Zacks published a comparative piece weighing NMIH vs. KNSL for value-oriented investors — useful context but not an immediate catalyst. NMIH vs KNSL
• Neutral Sentiment: Zacks also ran a piece on whether value investors should buy NMIH — analysis that may influence longer-term flows but is not an immediate market-moving event. Should Value Investors Buy NMI
• Neutral Sentiment: MSN summarized five notable analyst questions from NMI’s Q4 earnings call — useful detail for investors assessing management commentary and outlook. MSN Q4 Analyst Questions
• Negative Sentiment: Chairman Bradley Shuster sold 55,000 shares (~$2.18M at ~$39.63), reducing his stake materially — a large insider sale that can be perceived as a negative signal by the market. Chairman Form 4
• Negative Sentiment: EVP Mohammad Nawaz Yousaf sold 16,000 shares (~$638k at ~$39.89), cutting his holding by ~29%, which adds to downward pressure. Yousaf Form 4
• Negative Sentiment: EVP Norman Peter Fitzgerald sold 22,500 shares (~$898.7k at ~$39.94), a ~41% reduction in his position — another sizable insider disposal. Fitzgerald Form 4

Analyst Ratings Changes

A number of analysts have weighed in on NMIH shares. Barclays raised their target price on shares of NMI from $43.00 to $44.00 and gave the company an “equal weight” rating in a research report on Tuesday, January 6th. Keefe, Bruyette & Woods raised NMI from a “market perform” rating to an “outperform” rating and raised their price objective for the company from $46.00 to $48.00 in a report on Thursday, December 18th. UBS Group set a $43.00 target price on NMI in a report on Monday, January 12th. JPMorgan Chase & Co. increased their target price on NMI from $42.00 to $43.00 and gave the company an “overweight” rating in a research report on Monday, January 12th. Finally, Weiss Ratings restated a “buy (b)” rating on shares of NMI in a report on Thursday, January 22nd. Four analysts have rated the stock with a Buy rating and two have issued a Hold rating to the company. According to data from MarketBeat, the stock presently has an average rating of “Moderate Buy” and a consensus target price of $43.00.

Institutional Trading of NMI

Institutional investors and hedge funds have recently added to or reduced their stakes in the company. Dimensional Fund Advisors LP boosted its stake in NMI by 0.7% during the fourth quarter. Dimensional Fund Advisors LP now owns 4,317,436 shares of the financial services provider’s stock worth $176,111,000 after acquiring an additional 28,569 shares in the last quarter. American Century Companies Inc. raised its holdings in shares of NMI by 5.8% during the third quarter. American Century Companies Inc. now owns 2,379,801 shares of the financial services provider’s stock valued at $91,242,000 after purchasing an additional 130,002 shares during the period. Van Berkom & Associates Inc. raised its holdings in shares of NMI by 5.6% during the fourth quarter. Van Berkom & Associates Inc. now owns 2,016,030 shares of the financial services provider’s stock valued at $82,234,000 after purchasing an additional 106,400 shares during the period. Geode Capital Management LLC boosted its position in shares of NMI by 0.3% during the 4th quarter. Geode Capital Management LLC now owns 1,982,722 shares of the financial services provider’s stock worth $80,887,000 after purchasing an additional 5,274 shares in the last quarter. Finally, Frontier Capital Management Co. LLC boosted its position in shares of NMI by 3.9% during the 2nd quarter. Frontier Capital Management Co. LLC now owns 1,119,957 shares of the financial services provider’s stock worth $47,251,000 after purchasing an additional 42,436 shares in the last quarter. Institutional investors and hedge funds own 94.12% of the company’s stock.

NMI Company Profile

NMI Holdings, Inc (NASDAQ: NMIH) is a publicly traded mortgage insurance company that provides private mortgage insurance to lenders across the United States and Canada. Through its principal subsidiary, National Mortgage Insurance Corporation, NMI underwrites and issues policies that protect originators and investors against losses arising from borrower default on residential mortgage loans. By mitigating credit risk on higher‐loan‐to‐value mortgages, the company supports homebuyers’ access to financing and contributes to overall market liquidity.

Beyond its core mortgage insurance products, NMI offers credit risk‐sharing and reinsurance solutions designed to help clients optimize capital utilization and manage portfolio exposure.