LSV Asset Management Cuts Stake in Bread Financial Holdings, Inc. $BFH

LSV Asset Management lessened its holdings in Bread Financial Holdings, Inc. (NYSE:BFH) by 2.5% in the 3rd quarter, according to its most recent 13F filing with the Securities & Exchange Commission. The firm owned 280,700 shares of the company’s stock after selling 7,240 shares during the period. LSV Asset Management owned approximately 0.61% of Bread Financial worth $15,655,000 as of its most recent SEC filing.

Several other institutional investors have also modified their holdings of the business. Versor Investments LP raised its stake in shares of Bread Financial by 88.5% in the third quarter. Versor Investments LP now owns 7,883 shares of the company’s stock valued at $440,000 after acquiring an additional 3,700 shares in the last quarter. Castlekeep Investment Advisors LLC grew its stake in Bread Financial by 11.9% during the 3rd quarter. Castlekeep Investment Advisors LLC now owns 30,834 shares of the company’s stock worth $1,720,000 after purchasing an additional 3,289 shares in the last quarter. Savant Capital LLC increased its holdings in Bread Financial by 6.6% during the 3rd quarter. Savant Capital LLC now owns 10,003 shares of the company’s stock worth $558,000 after purchasing an additional 617 shares during the period. Envestnet Asset Management Inc. raised its position in Bread Financial by 3.1% in the 3rd quarter. Envestnet Asset Management Inc. now owns 11,433 shares of the company’s stock valued at $638,000 after purchasing an additional 348 shares in the last quarter. Finally, Hantz Financial Services Inc. boosted its stake in shares of Bread Financial by 16.0% in the 3rd quarter. Hantz Financial Services Inc. now owns 29,137 shares of the company’s stock valued at $1,625,000 after buying an additional 4,024 shares during the period. Institutional investors and hedge funds own 99.52% of the company’s stock.

Analyst Ratings Changes

A number of analysts recently weighed in on BFH shares. Wall Street Zen upgraded shares of Bread Financial from a “buy” rating to a “strong-buy” rating in a research note on Friday, January 23rd. BTIG Research reiterated a “buy” rating and set a $98.00 price target on shares of Bread Financial in a report on Friday, January 30th. Weiss Ratings reaffirmed a “buy (b-)” rating on shares of Bread Financial in a research report on Monday, December 29th. Keefe, Bruyette & Woods boosted their target price on shares of Bread Financial from $82.00 to $92.00 and gave the stock an “outperform” rating in a research note on Friday, January 2nd. Finally, Zacks Research lowered Bread Financial from a “strong-buy” rating to a “hold” rating in a report on Monday, December 22nd. One research analyst has rated the stock with a Strong Buy rating, five have assigned a Buy rating, six have given a Hold rating and three have given a Sell rating to the company. According to MarketBeat.com, the company has an average rating of “Hold” and a consensus target price of $80.09.

Key Bread Financial News

Here are the key news stories impacting Bread Financial this week:

• Positive Sentiment: Zacks raised near-term estimates — Q1 2026 EPS to $2.78 (from $2.47), Q2 2026 EPS to $2.47 (from $2.37), and FY2026 EPS to $9.27 (from $9.12). These upward revisions suggest stronger expected performance in the coming quarters, supporting near-term earnings momentum.
• Positive Sentiment: Zacks also bumped Q1 2027 to $2.30 (from $1.99) and Q2 2027 to $2.41 (from $2.37), indicating improved early‑2027 visibility versus prior forecasts.
• Neutral Sentiment: Zacks maintained a “Hold” rating across its notes — signaling the firm sees limited upside from current levels absent clearer fundamental catalysts.
• Neutral Sentiment: Zacks published an FY2028 estimate of $10.76 (new), giving a longer‑term baseline but not yet changing the analyst stance materially.
• Negative Sentiment: Zacks lowered several later-quarter estimates — Q3 2026 to $3.02 (from $3.10), Q4 2026 to $1.00 (from $1.18), Q3 2027 to $3.68 (from $3.91), and Q4 2027 to $2.09 (from $2.29). These cuts reduce visibility for back‑half performance and could cap longer‑term valuation expansion.
• Negative Sentiment: FY2027 estimate was trimmed to $10.48 (from $10.56), signaling modest downward revision to multi‑year growth expectations and leaving upside dependent on execution or better macro trends.

Bread Financial Stock Up 0.3%

Bread Financial stock opened at $72.51 on Friday. The stock has a 50-day simple moving average of $74.52 and a 200-day simple moving average of $66.47. The company has a market capitalization of $3.31 billion, a P/E ratio of 6.69, a PEG ratio of 0.46 and a beta of 1.26. The company has a debt-to-equity ratio of 0.27, a quick ratio of 1.19 and a current ratio of 1.17. Bread Financial Holdings, Inc. has a fifty-two week low of $38.21 and a fifty-two week high of $82.03.

Bread Financial (NYSE:BFH) last released its quarterly earnings results on Thursday, January 29th. The company reported $2.07 EPS for the quarter, topping the consensus estimate of $0.40 by $1.67. The company had revenue of $975.00 million for the quarter, compared to analyst estimates of $954.74 million. Bread Financial had a return on equity of 17.92% and a net margin of 11.02%.During the same quarter in the previous year, the company posted $0.41 earnings per share. Equities research analysts expect that Bread Financial Holdings, Inc. will post 6.45 earnings per share for the current year.

Bread Financial announced that its Board of Directors has authorized a stock repurchase program on Thursday, October 23rd that allows the company to buyback $200.00 million in shares. This buyback authorization allows the company to buy up to 7.1% of its stock through open market purchases. Stock buyback programs are usually a sign that the company’s board believes its shares are undervalued.

Bread Financial Announces Dividend

The firm also recently declared a quarterly dividend, which will be paid on Monday, March 16th. Investors of record on Friday, February 27th will be paid a dividend of $0.23 per share. The ex-dividend date is Friday, February 27th. This represents a $0.92 dividend on an annualized basis and a yield of 1.3%. Bread Financial’s dividend payout ratio is currently 8.49%.

Bread Financial Company Profile

Bread Financial, formerly known as Alliance Data Systems, is a Columbus, Ohio–based financial services company that specializes in providing private label credit programs, co-brand credit cards and digital payment solutions for retail partners. The company designs, issues and services proprietary credit products, enabling merchants to offer branded financing options that drive customer loyalty and increase basket sizes at the point of sale. Through its Bread technology platform, Bread Financial delivers installment-based payment options that integrate directly into e-commerce and in-store checkout experiences.

In addition to its core credit offerings, Bread Financial provides analytics, marketing and loyalty services to help merchants better understand consumer behavior and optimize promotional strategies.