Insperity (NYSE:NSP) Reaches New 52-Week Low on Disappointing Earnings

Insperity, Inc. (NYSE:NSP)’s share price hit a new 52-week low on Wednesday after the company announced weaker than expected quarterly earnings. The company traded as low as $30.37 and last traded at $30.13, with a volume of 745047 shares trading hands. The stock had previously closed at $33.66.

The business services provider reported ($0.60) earnings per share for the quarter, missing the consensus estimate of ($0.47) by ($0.13). Insperity had a net margin of 0.25% and a return on equity of 12.53%. The company had revenue of $1.67 billion for the quarter, compared to analysts’ expectations of $1.68 billion. During the same quarter last year, the business posted $0.05 EPS. The business’s quarterly revenue was up 3.4% compared to the same quarter last year. Insperity has set its Q1 2026 guidance at 1.030-1.500 EPS and its FY 2026 guidance at 1.690-2.720 EPS.

Insperity Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Tuesday, December 23rd. Investors of record on Tuesday, December 9th were issued a dividend of $0.60 per share. This represents a $2.40 dividend on an annualized basis and a dividend yield of 8.0%. The ex-dividend date of this dividend was Tuesday, December 9th. Insperity’s dividend payout ratio (DPR) is currently 521.74%.

Key Stories Impacting Insperity

Here are the key news stories impacting Insperity this week:

• Positive Sentiment: Management reiterated a multi-year adjusted EBITDA target of $170M–$230M and highlighted progress on the HRScale rollout, which management says should drive margins and scale benefits over time. MSN: EBITDA target & HRScale
• Neutral Sentiment: Revenue grew ~3.4% year-over-year to $1.67B in Q4, showing top-line resilience even as profitability compressed. Business Wire: Q4 results
• Neutral Sentiment: Company posted its earnings presentation and held a call; slide deck and transcript provide detail on cost actions and product rollout timing for investors doing deeper diligence. Seeking Alpha: Presentation
• Negative Sentiment: Q4 EPS missed expectations: reported a loss (EPS -$0.60 reported by MarketBeat/Yahoo) vs. consensus loss of -$0.47; this was a sharp reversal from +$0.05 a year ago. Yahoo: Q4 highlights
• Negative Sentiment: Margins were pressured: gross profit declined materially year-over-year and management cited elevated employee benefits costs as a key headwind to profitability. Multiple outlets flagged higher cost of sales and a larger operating loss. Investing.com: Benefits costs
• Negative Sentiment: Company updated guidance below Street: Q1 2026 EPS guided to $1.03–$1.50 (consensus ~$1.55) and FY 2026 EPS guided to $1.69–$2.72 (consensus ~$1.98), creating further near-term uncertainty. Zacks: Guidance & Q4 miss
• Negative Sentiment: Operating cash flow weakened (reported negative operating cash flow) and gross-to-net dynamics reduced free cash generation in the quarter, increasing near-term balance-sheet sensitivity despite cash on hand. QuiverQuant: Cash flow & financials

Analyst Ratings Changes

A number of equities analysts recently commented on the stock. Truist Financial decreased their target price on shares of Insperity from $50.00 to $35.00 and set a “hold” rating on the stock in a research report on Tuesday, November 4th. Robert W. Baird set a $36.00 target price on shares of Insperity in a report on Wednesday. The Goldman Sachs Group set a $62.00 price target on Insperity in a research note on Monday, January 5th. Wall Street Zen downgraded shares of Insperity from a “hold” rating to a “sell” rating in a research report on Saturday, November 8th. Finally, Weiss Ratings reaffirmed a “sell (d)” rating on shares of Insperity in a research note on Monday, December 29th. One research analyst has rated the stock with a Buy rating, one has issued a Hold rating and three have given a Sell rating to the company’s stock. Based on data from MarketBeat.com, Insperity currently has a consensus rating of “Reduce” and an average target price of $47.50.

Institutional Trading of Insperity

A number of large investors have recently made changes to their positions in the stock. Royal Bank of Canada boosted its holdings in Insperity by 205.4% in the first quarter. Royal Bank of Canada now owns 107,404 shares of the business services provider’s stock worth $9,583,000 after purchasing an additional 72,241 shares during the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. grew its holdings in shares of Insperity by 4.6% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 21,384 shares of the business services provider’s stock worth $1,908,000 after acquiring an additional 948 shares during the period. Dynamic Technology Lab Private Ltd purchased a new stake in Insperity during the first quarter valued at $218,000. Goldman Sachs Group Inc. lifted its holdings in Insperity by 54.2% in the first quarter. Goldman Sachs Group Inc. now owns 513,785 shares of the business services provider’s stock valued at $45,845,000 after acquiring an additional 180,563 shares during the period. Finally, United Services Automobile Association purchased a new position in Insperity in the first quarter worth about $202,000. 93.44% of the stock is currently owned by institutional investors.

Insperity Trading Down 10.4%

The firm has a market capitalization of $1.14 billion, a P/E ratio of 65.47 and a beta of 0.47. The company has a current ratio of 1.12, a quick ratio of 1.12 and a debt-to-equity ratio of 4.24. The stock has a 50 day simple moving average of $40.72 and a 200-day simple moving average of $44.80.

Insperity Company Profile

Insperity, Inc is a leading provider of human resources and business performance solutions designed to help small and midsize businesses operate more efficiently. Headquartered in Kingwood, Texas, the company offers a comprehensive suite of products and services that span workforce management, payroll administration, employee benefits, risk management, and talent development. By leveraging its proprietary technology platform and team of HR experts, Insperity enables clients to focus on core business objectives while outsourcing complex administrative functions.

The company’s flagship offering is its Professional Employer Organization (PEO) service, which allows clients to outsource critical HR tasks such as payroll processing, workers’ compensation administration, and compliance with employment regulations.