Charles Schwab (NYSE:SCHW) Sets New 1-Year High – Should You Buy?

The Charles Schwab Corporation (NYSE:SCHW) shares hit a new 52-week high during trading on Monday . The stock traded as high as $105.95 and last traded at $106.08, with a volume of 937077 shares traded. The stock had previously closed at $105.08.

Charles Schwab News Roundup

Here are the key news stories impacting Charles Schwab this week:

• Positive Sentiment: Recent fundamentals remain supportive: Schwab reported an earnings beat, revenue growth, and set FY‑2026 EPS guidance that indicates continued profitability and margin strength. MarketBeat Earnings & Stats
• Positive Sentiment: Shares had reached fresh highs and received momentum/growth coverage this week, attracting buyer interest before the sell‑off. That prior strength could support rebounds if AI concerns ease. Zacks: Hits Fresh High
• Neutral Sentiment: Analyst coverage is generally constructive (consensus “moderate buy”); that underpins medium‑term upside but doesn’t prevent near‑term volatility. American Banking News: Consensus Rating
• Neutral Sentiment: Industry peers and retail flows have been supportive recently (retail buying on dips), so Schwab’s business mix still benefits from client inflows and scale. MSN: Retail Investors Buying the Dip
• Negative Sentiment: Primary driver of today’s sell‑off: reports that a new AI product from financial‑software firms is seen as a potential threat to wealth‑management margins, sparking a sectorwide re‑rating and heavy selling in brokerage names. FT: US brokerage shares slide over new AI tool
• Negative Sentiment: Market headlines tied the Schwab decline to AI‑related disruption fears and noted late‑session selling across Robinhood, Astera and Schwab, amplifying panic selling and volume. MSN: AI fears slam Schwab
• Negative Sentiment: Multiple outlets explain today’s pressure as direct investor reaction to competitive AI offerings (Altruist and others), heightening fears of fee compression or client migration in wealth management. Yahoo Finance: Why SCHW Shares Are Sliding

Wall Street Analyst Weigh In

Several equities analysts have issued reports on SCHW shares. Truist Financial lifted their price objective on Charles Schwab from $120.00 to $122.00 and gave the company a “buy” rating in a research report on Thursday, January 22nd. Wolfe Research set a $120.00 price target on Charles Schwab in a report on Monday, January 12th. Citigroup reiterated a “market outperform” rating on shares of Charles Schwab in a research report on Monday, January 12th. JPMorgan Chase & Co. raised their price objective on shares of Charles Schwab from $119.00 to $121.00 and gave the company an “overweight” rating in a research report on Monday, October 20th. Finally, UBS Group upped their target price on shares of Charles Schwab from $123.00 to $125.00 and gave the stock a “buy” rating in a research report on Thursday, January 22nd. One research analyst has rated the stock with a Strong Buy rating, sixteen have assigned a Buy rating, five have assigned a Hold rating and one has assigned a Sell rating to the company’s stock. According to data from MarketBeat, the stock has an average rating of “Moderate Buy” and a consensus target price of $115.65.

Charles Schwab Stock Down 7.4%

The firm’s 50 day moving average price is $100.69 and its 200-day moving average price is $96.73. The company has a current ratio of 0.58, a quick ratio of 0.58 and a debt-to-equity ratio of 0.47. The company has a market cap of $176.34 billion, a P/E ratio of 21.30, a price-to-earnings-growth ratio of 0.87 and a beta of 0.94.

Charles Schwab (NYSE:SCHW) last posted its quarterly earnings results on Wednesday, January 21st. The financial services provider reported $1.39 earnings per share for the quarter, topping analysts’ consensus estimates of $1.32 by $0.07. Charles Schwab had a net margin of 37.01% and a return on equity of 22.07%. The business had revenue of $6.34 billion during the quarter, compared to the consensus estimate of $6.19 billion. During the same period in the previous year, the firm posted $1.01 earnings per share. Charles Schwab’s revenue for the quarter was up 18.9% compared to the same quarter last year. Charles Schwab has set its FY 2026 guidance at 5.700-5.800 EPS. As a group, equities research analysts expect that The Charles Schwab Corporation will post 4.22 EPS for the current year.

Charles Schwab Increases Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Friday, February 27th. Investors of record on Friday, February 13th will be paid a dividend of $0.32 per share. This represents a $1.28 dividend on an annualized basis and a dividend yield of 1.3%. This is a boost from Charles Schwab’s previous quarterly dividend of $0.27. The ex-dividend date of this dividend is Friday, February 13th. Charles Schwab’s payout ratio is presently 23.18%.

Insider Buying and Selling

In other Charles Schwab news, Chairman Walter W. Bettinger sold 162,462 shares of the firm’s stock in a transaction dated Tuesday, February 3rd. The stock was sold at an average price of $103.90, for a total transaction of $16,879,801.80. Following the transaction, the chairman owned 529,346 shares in the company, valued at approximately $54,999,049.40. This trade represents a 23.48% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is accessible through the SEC website. Also, insider Jonathan S. Beatty sold 2,000 shares of the company’s stock in a transaction dated Thursday, January 22nd. The shares were sold at an average price of $105.00, for a total value of $210,000.00. Following the completion of the sale, the insider directly owned 21,768 shares of the company’s stock, valued at approximately $2,285,640. This trade represents a 8.41% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Over the last three months, insiders sold 348,344 shares of company stock worth $36,259,555. Corporate insiders own 6.30% of the company’s stock.

Hedge Funds Weigh In On Charles Schwab

Hedge funds and other institutional investors have recently made changes to their positions in the company. Brighton Jones LLC increased its holdings in shares of Charles Schwab by 380.5% in the fourth quarter. Brighton Jones LLC now owns 24,240 shares of the financial services provider’s stock worth $1,794,000 after acquiring an additional 19,195 shares in the last quarter. Sivia Capital Partners LLC grew its position in shares of Charles Schwab by 21.6% in the 2nd quarter. Sivia Capital Partners LLC now owns 4,553 shares of the financial services provider’s stock valued at $415,000 after purchasing an additional 809 shares during the period. Concurrent Investment Advisors LLC increased its stake in Charles Schwab by 18.1% during the 2nd quarter. Concurrent Investment Advisors LLC now owns 18,168 shares of the financial services provider’s stock worth $1,658,000 after purchasing an additional 2,780 shares in the last quarter. Almanack Investment Partners LLC. acquired a new stake in Charles Schwab during the 2nd quarter worth approximately $226,000. Finally, Cypress Capital Group acquired a new stake in Charles Schwab during the 2nd quarter worth approximately $258,000. 84.38% of the stock is owned by institutional investors.

Charles Schwab Company Profile

Charles Schwab Corporation (NYSE: SCHW) is a diversified financial services firm that provides brokerage, banking, wealth management and advisory services to individual investors, independent investment advisors and institutional clients. Its primary offerings include retail brokerage accounts, online trading platforms, Schwab-branded mutual funds and exchange-traded funds (ETFs), retirement plan services, custodial services for independent Registered Investment Advisors (RIAs), and banking products through Charles Schwab Bank.