What is Zacks Research’s Forecast for Bank OZK Q1 Earnings?

Bank OZK (NASDAQ:OZK) – Equities researchers at Zacks Research decreased their Q1 2026 earnings estimates for Bank OZK in a report released on Tuesday, February 10th. Zacks Research analyst Team now expects that the company will post earnings per share of $1.46 for the quarter, down from their previous forecast of $1.50. Zacks Research has a “Hold” rating on the stock. The consensus estimate for Bank OZK’s current full-year earnings is $6.02 per share. Zacks Research also issued estimates for Bank OZK’s Q2 2026 earnings at $1.46 EPS, Q3 2026 earnings at $1.52 EPS, FY2026 earnings at $5.98 EPS, Q2 2027 earnings at $1.66 EPS, Q3 2027 earnings at $1.63 EPS, Q4 2027 earnings at $1.60 EPS and FY2028 earnings at $7.56 EPS.

Bank OZK (NASDAQ:OZK) last announced its earnings results on Tuesday, January 20th. The company reported $1.53 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.56 by ($0.03). The business had revenue of $436.29 million for the quarter, compared to analysts’ expectations of $434.68 million. Bank OZK had a return on equity of 12.65% and a net margin of 25.50%.During the same period in the previous year, the firm posted $1.56 earnings per share.

OZK has been the subject of several other research reports. Weiss Ratings reiterated a “buy (b-)” rating on shares of Bank OZK in a research note on Tuesday, January 27th. Keefe, Bruyette & Woods decreased their price target on Bank OZK from $53.00 to $50.00 and set a “market perform” rating for the company in a research note on Monday, October 20th. TD Cowen cut their price objective on shares of Bank OZK from $56.00 to $54.00 and set a “buy” rating on the stock in a research note on Thursday, January 22nd. Stephens reduced their price objective on shares of Bank OZK from $64.00 to $62.00 and set an “overweight” rating for the company in a report on Thursday, January 22nd. Finally, Citigroup reissued a “sell” rating on shares of Bank OZK in a research note on Monday, January 5th. Five investment analysts have rated the stock with a Buy rating, five have given a Hold rating and one has assigned a Sell rating to the company. According to data from MarketBeat.com, the stock presently has an average rating of “Hold” and a consensus price target of $56.78.

Bank OZK Price Performance

Shares of NASDAQ OZK opened at $50.55 on Wednesday. Bank OZK has a fifty-two week low of $35.71 and a fifty-two week high of $53.66. The company has a quick ratio of 1.03, a current ratio of 1.02 and a debt-to-equity ratio of 0.08. The firm has a market cap of $5.66 billion, a PE ratio of 8.19 and a beta of 0.94. The business has a 50 day moving average price of $47.78 and a two-hundred day moving average price of $48.41.

Institutional Inflows and Outflows

Several hedge funds have recently added to or reduced their stakes in OZK. Hantz Financial Services Inc. raised its stake in shares of Bank OZK by 58.2% during the second quarter. Hantz Financial Services Inc. now owns 590 shares of the company’s stock worth $28,000 after buying an additional 217 shares during the last quarter. Level Four Advisory Services LLC raised its position in shares of Bank OZK by 1.4% during the 3rd quarter. Level Four Advisory Services LLC now owns 16,816 shares of the company’s stock valued at $857,000 after acquiring an additional 231 shares during the last quarter. Assetmark Inc. lifted its stake in shares of Bank OZK by 20.8% in the 2nd quarter. Assetmark Inc. now owns 1,507 shares of the company’s stock valued at $71,000 after purchasing an additional 259 shares during the period. Cardinal Capital Management boosted its position in shares of Bank OZK by 0.6% in the 4th quarter. Cardinal Capital Management now owns 48,979 shares of the company’s stock worth $2,254,000 after purchasing an additional 277 shares during the last quarter. Finally, Cornerstone Wealth Management LLC grew its stake in shares of Bank OZK by 4.5% during the fourth quarter. Cornerstone Wealth Management LLC now owns 6,403 shares of the company’s stock worth $295,000 after purchasing an additional 278 shares during the period. Institutional investors and hedge funds own 86.18% of the company’s stock.

Bank OZK Increases Dividend

The firm also recently announced a quarterly dividend, which was paid on Tuesday, January 20th. Investors of record on Tuesday, January 13th were issued a $0.46 dividend. This represents a $1.84 dividend on an annualized basis and a dividend yield of 3.6%. The ex-dividend date was Tuesday, January 13th. This is an increase from Bank OZK’s previous quarterly dividend of $0.45. Bank OZK’s payout ratio is presently 29.82%.

About Bank OZK

Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.

The bank’s core operations focus on commercial real estate lending, including acquisition, development and construction financing.