Pagaya Technologies (PGY) to Release Earnings on Monday

Pagaya Technologies (NASDAQ:PGY) is expected to post its Q4 2025 results before the market opens on Monday, February 9th. Analysts expect Pagaya Technologies to post earnings of $0.75 per share and revenue of $348.7490 million for the quarter. Investors are encouraged to explore the company’s upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Monday, February 9, 2026 at 8:30 AM ET.

Pagaya Technologies (NASDAQ:PGY) last announced its quarterly earnings data on Monday, November 10th. The company reported $1.02 earnings per share for the quarter, topping the consensus estimate of $0.56 by $0.46. Pagaya Technologies had a negative net margin of 15.32% and a positive return on equity of 31.59%. The business had revenue of $350.17 million for the quarter, compared to analyst estimates of $338.86 million. During the same period in the prior year, the firm posted $0.44 EPS. The company’s revenue was up 36.3% on a year-over-year basis. On average, analysts expect Pagaya Technologies to post $1 EPS for the current fiscal year and $1 EPS for the next fiscal year.

Pagaya Technologies Price Performance

PGY opened at $18.64 on Friday. Pagaya Technologies has a 1 year low of $8.50 and a 1 year high of $44.99. The company’s 50 day simple moving average is $22.36 and its 200 day simple moving average is $27.94. The stock has a market capitalization of $1.50 billion, a PE ratio of -6.98 and a beta of 5.85. The company has a debt-to-equity ratio of 1.16, a quick ratio of 11.41 and a current ratio of 11.41.

Analysts Set New Price Targets

A number of equities analysts have weighed in on the stock. Zacks Research lowered shares of Pagaya Technologies from a “strong-buy” rating to a “hold” rating in a report on Monday, February 2nd. Canaccord Genuity Group increased their target price on Pagaya Technologies from $36.00 to $39.00 and gave the stock a “buy” rating in a research report on Tuesday, November 11th. Keefe, Bruyette & Woods lowered their price target on Pagaya Technologies from $38.00 to $35.00 and set an “outperform” rating for the company in a research report on Friday, January 2nd. Freedom Capital upgraded Pagaya Technologies to a “strong-buy” rating in a research note on Tuesday. Finally, Weiss Ratings restated a “sell (d-)” rating on shares of Pagaya Technologies in a report on Friday, January 9th. One equities research analyst has rated the stock with a Strong Buy rating, eight have issued a Buy rating, one has given a Hold rating and one has assigned a Sell rating to the stock. According to MarketBeat.com, Pagaya Technologies currently has an average rating of “Moderate Buy” and an average target price of $37.25.

Insider Buying and Selling

In other Pagaya Technologies news, President Sanjiv Das sold 3,945 shares of the company’s stock in a transaction that occurred on Monday, January 5th. The stock was sold at an average price of $22.99, for a total value of $90,695.55. Following the completion of the transaction, the president owned 129,986 shares in the company, valued at $2,988,378.14. This represents a 2.95% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Also, insider Tami Rosen sold 7,561 shares of the stock in a transaction that occurred on Friday, December 19th. The shares were sold at an average price of $30.73, for a total transaction of $232,349.53. Following the completion of the sale, the insider directly owned 37,544 shares of the company’s stock, valued at $1,153,727.12. This trade represents a 16.76% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. In the last ninety days, insiders have sold 21,256 shares of company stock valued at $547,198. Corporate insiders own 47.59% of the company’s stock.

Hedge Funds Weigh In On Pagaya Technologies

A number of institutional investors have recently made changes to their positions in PGY. Aquatic Capital Management LLC bought a new stake in shares of Pagaya Technologies in the 3rd quarter worth about $493,000. Zurcher Kantonalbank Zurich Cantonalbank grew its stake in Pagaya Technologies by 25.2% in the third quarter. Zurcher Kantonalbank Zurich Cantonalbank now owns 22,363 shares of the company’s stock worth $664,000 after purchasing an additional 4,504 shares in the last quarter. Franklin Resources Inc. grew its stake in Pagaya Technologies by 4.8% in the third quarter. Franklin Resources Inc. now owns 22,766 shares of the company’s stock worth $676,000 after purchasing an additional 1,043 shares in the last quarter. Envestnet Asset Management Inc. bought a new stake in Pagaya Technologies in the third quarter valued at about $424,000. Finally, Voleon Capital Management LP acquired a new stake in Pagaya Technologies during the second quarter valued at approximately $353,000. 57.14% of the stock is owned by institutional investors and hedge funds.

Pagaya Technologies Company Profile

Pagaya Technologies is a financial technology company that applies artificial intelligence and machine learning to the credit and asset management industries. Through its proprietary data-driven platform, Pagaya analyzes vast datasets from consumer credit portfolios to build predictive risk models, enabling institutional investors to gain access to alternative credit products. The company’s solutions streamline underwriting, optimize portfolio construction and facilitate the efficient securitization of consumer loans, credit card receivables and other asset classes.

Founded in 2016 and headquartered in New York, Pagaya has expanded its operations to serve financial institutions and asset managers primarily in the United States.