Security National Financial (NASDAQ:SNFCA) and HIVE Digital Technologies (NASDAQ:HIVE) Financial Comparison

HIVE Digital Technologies (NASDAQ:HIVE) and Security National Financial (NASDAQ:SNFCA) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their earnings, institutional ownership, valuation, risk, dividends, profitability and analyst recommendations.

Institutional & Insider Ownership

24.4% of HIVE Digital Technologies shares are owned by institutional investors. Comparatively, 45.6% of Security National Financial shares are owned by institutional investors. 12.6% of Security National Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Valuation & Earnings

This table compares HIVE Digital Technologies and Security National Financial”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HIVE Digital Technologies	$114.46 million	3.95	-$51.21 million	($0.14)	-22.86
Security National Financial	$318.50 million	0.94	$14.49 million	$1.23	10.04

Security National Financial has higher revenue and earnings than HIVE Digital Technologies. HIVE Digital Technologies is trading at a lower price-to-earnings ratio than Security National Financial, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares HIVE Digital Technologies and Security National Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
HIVE Digital Technologies	-12.04%	-10.78%	-8.97%
Security National Financial	8.92%	9.02%	2.02%

Volatility and Risk

HIVE Digital Technologies has a beta of 3.46, suggesting that its share price is 246% more volatile than the S&P 500. Comparatively, Security National Financial has a beta of 1.1, suggesting that its share price is 10% more volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for HIVE Digital Technologies and Security National Financial, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HIVE Digital Technologies	0	0	7	2	3.22
Security National Financial	0	0	0	0	0.00

HIVE Digital Technologies currently has a consensus target price of $7.42, indicating a potential upside of 131.77%. Given HIVE Digital Technologies’ stronger consensus rating and higher probable upside, analysts clearly believe HIVE Digital Technologies is more favorable than Security National Financial.

Summary

Security National Financial beats HIVE Digital Technologies on 9 of the 15 factors compared between the two stocks.

About HIVE Digital Technologies

HIVE Digital Technologies Ltd. operates as a cryptocurrency mining company in Canada, Sweden, and Iceland. The company engages in the mining and sale of digital currencies, including Ethereum Classic, Bitcoin, and other coins. It also operates data centers; and offers infrastructure solutions. The company was formerly known as HIVE Blockchain Technologies Ltd. and changed its name to HIVE Digital Technologies Ltd. in July 2023. HIVE Digital Technologies Ltd. was incorporated in 1987 and is headquartered in Vancouver, Canada.

About Security National Financial

Security National Financial Corporation engages in the life insurance, cemetery and mortuary, and mortgage businesses. The company's Life Insurance segment is involved in selling and servicing lines of life insurance, annuity products, and accident and health insurance. It offers various life insurance products, including funeral plans and interest-sensitive life insurance, as well as other traditional life, accident, and health insurance products; annuity products comprising single and flexible premium deferred annuities, and immediate annuities; and diver's accident insurance policies. This segment also cedes and assumes various risks with various authorized unaffiliated reinsurers pursuant to reinsurance treaties. Its Cemetery and Mortuary segment operates eight mortuaries and five cemeteries in Utah; one cemetery in California; and four mortuaries and one cemetery in New Mexico. This segment also offers plots, interment vaults, mausoleum crypts, markers, caskets, urns, and other death care related products; and provides professional services of funeral directors, opening and closing of graves, use of chapels and viewing rooms, and use of automobiles and clothing. The company's Mortgages segment originates and underwrites residential and commercial loans for new construction, existing homes, and real estate projects primarily in Florida, Nevada, Texas, and Utah. It offers residential mortgage lending services to real estate brokers and builders, as well as directly with consumers. Security National Financial Corporation was founded in 1965 and is headquartered in Salt Lake City, Utah.