Reviewing Integrated Ventures (OTCMKTS:INTV) & Yiren Digital (NYSE:YRD)

Integrated Ventures (OTCMKTS:INTV) and Yiren Digital (NYSE:YRD) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, earnings, dividends, profitability, valuation, risk and analyst recommendations.

Volatility & Risk

Integrated Ventures has a beta of 3.19, meaning that its share price is 219% more volatile than the S&P 500. Comparatively, Yiren Digital has a beta of 0.72, meaning that its share price is 28% less volatile than the S&P 500.

Valuation and Earnings

This table compares Integrated Ventures and Yiren Digital’s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Integrated Ventures	$3.86 million	1.53	-$25.46 million	($12.66)	-0.09
Yiren Digital	$5.46 billion	0.07	$292.99 million	$3.33	1.36

Yiren Digital has higher revenue and earnings than Integrated Ventures. Integrated Ventures is trading at a lower price-to-earnings ratio than Yiren Digital, indicating that it is currently the more affordable of the two stocks.

Institutional and Insider Ownership

2.0% of Yiren Digital shares are held by institutional investors. 30.1% of Integrated Ventures shares are held by insiders. Comparatively, 42.2% of Yiren Digital shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares Integrated Ventures and Yiren Digital’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Integrated Ventures	-498.40%	-3,899.18%	-526.91%
Yiren Digital	37.05%	24.38%	19.07%

Analyst Ratings

This is a summary of recent ratings and price targets for Integrated Ventures and Yiren Digital, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Integrated Ventures	0	0	0	0	N/A
Yiren Digital	0	0	0	0	N/A

Summary

Yiren Digital beats Integrated Ventures on 9 of the 11 factors compared between the two stocks.

About Integrated Ventures

Integrated Ventures, Inc. engages in the mining of digital currency. The company manufactures and sells mining equipment and mining rigs; as well as develops blockchain software. It also provides transaction verification services for digital currency networks of cryptocurrencies, such as Bitcoin, Quant, and Dogecoin. The company is based in Tioga, Pennsylvania.

About Yiren Digital

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.