Head to Head Contrast: Federal Life Group (OTCMKTS:FLFG) and Jackson Financial (NYSE:JXN)

Federal Life Group (OTCMKTS:FLFG) and Jackson Financial (NYSE:JXN) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their profitability, earnings, valuation, institutional ownership, dividends, analyst recommendations and risk.

Institutional and Insider Ownership

90.0% of Jackson Financial shares are held by institutional investors. 1.3% of Jackson Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Profitability

This table compares Federal Life Group and Jackson Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Federal Life Group	N/A	N/A	N/A
Jackson Financial	N/A	12.25%	0.36%

Analyst Recommendations

This is a breakdown of current ratings and target prices for Federal Life Group and Jackson Financial, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Federal Life Group	0	0	0	0	N/A
Jackson Financial	0	5	0	0	2.00

Jackson Financial has a consensus target price of $72.80, indicating a potential downside of 11.02%. Given Jackson Financial’s higher possible upside, analysts plainly believe Jackson Financial is more favorable than Federal Life Group.

Risk & Volatility

Federal Life Group has a beta of 0.11, indicating that its stock price is 89% less volatile than the S&P 500. Comparatively, Jackson Financial has a beta of 1.51, indicating that its stock price is 51% more volatile than the S&P 500.

Earnings and Valuation

This table compares Federal Life Group and Jackson Financial’s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Federal Life Group	$19.43 million	1.65	-$8.81 million	N/A	N/A
Jackson Financial	$4.41 billion	1.42	$934.00 million	$37.86	2.16

Jackson Financial has higher revenue and earnings than Federal Life Group.

Summary

Jackson Financial beats Federal Life Group on 8 of the 9 factors compared between the two stocks.

About Federal Life Group

Federal Life Group, Inc., through its subsidiary Federal Life Insurance Company, provides life insurance and annuity products in the United States. It offers whole, term, and universal life insurance, as well as retirement insurance products. The company offers its products through independent agents. Federal Life Group, Inc. was founded in 2018 and is headquartered in Riverwoods, Illinois. Federal Life Group, Inc operates as a subsidiary of Insurance Capital Group, LLC.

About Jackson Financial

Jackson Financial Inc., through its subsidiaries, provides suite of annuities to retail investors in the United States. The company operates through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks. The Retail Annuities segment offers various retirement income and savings products, including variable, fixed index, fixed, and payout annuities, as well as registered index-linked annuities and lifetime income solutions. The Institutional Products segment provides traditional guaranteed investment contracts; funding agreements comprising agreements issued in conjunction with its participation in the U.S. federal home loan bank program; and medium-term funding agreement-backed notes. The Closed Life and Annuity Blocks segment offers various protection products, such as whole life, universal life, variable universal life, and term life insurance products, as well as fixed, fixed index, and payout annuities; and a block of group payout annuities. The company also offers investment management services. It sells its products through a distribution network that includes independent broker-dealers, wirehouses, regional broker-dealers, banks, independent registered investment advisors, third-party platforms, and insurance agents. The company was formerly known as Brooke (Holdco1) Inc. and changed its name to Jackson Financial Inc. in July 2020. Jackson Financial Inc. was incorporated in 2006 and is headquartered in Lansing, Michigan.