Analyzing Currenc Group (NASDAQ:CURR) & Radian Group (NYSE:RDN)

Radian Group (NYSE:RDN) and Currenc Group (NASDAQ:CURR) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, dividends, profitability, institutional ownership, risk, analyst recommendations and valuation.

Volatility & Risk

Radian Group has a beta of 0.69, meaning that its share price is 31% less volatile than the S&P 500. Comparatively, Currenc Group has a beta of 0.17, meaning that its share price is 83% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings and target prices for Radian Group and Currenc Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Radian Group	0	3	6	0	2.67
Currenc Group	2	0	0	0	1.00

Radian Group presently has a consensus target price of $42.57, suggesting a potential upside of 15.69%. Given Radian Group’s stronger consensus rating and higher probable upside, analysts plainly believe Radian Group is more favorable than Currenc Group.

Profitability

This table compares Radian Group and Currenc Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Radian Group	28.41%	14.39%	6.88%
Currenc Group	N/A	N/A	N/A

Valuation and Earnings

This table compares Radian Group and Currenc Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Radian Group	$1.20 billion	3.89	$582.64 million	$4.08	9.02
Currenc Group	$37.81 million	3.55	-$18.43 million	($0.30)	-5.83

Radian Group has higher revenue and earnings than Currenc Group. Currenc Group is trading at a lower price-to-earnings ratio than Radian Group, indicating that it is currently the more affordable of the two stocks.

Institutional & Insider Ownership

95.3% of Radian Group shares are held by institutional investors. Comparatively, 56.0% of Currenc Group shares are held by institutional investors. 2.0% of Radian Group shares are held by company insiders. Comparatively, 17.8% of Currenc Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Radian Group beats Currenc Group on 12 of the 13 factors compared between the two stocks.

About Radian Group

Radian Group Inc. is a mortgage and real estate services company whose primary business is private mortgage insurance. Through its subsidiaries, it provides mortgage insurance to lenders and other housing finance participants in the United States. Mortgage insurance helps protect lenders and investors against losses if borrowers default. It can also support home purchases by allowing qualified borrowers to obtain mortgages with smaller down payments than would otherwise be required. Radian also offers services and solutions related to mortgage risk management.

About Currenc Group

Currenc Group is a financial technology company focused on digital remittance and cross-border payment services. Through its businesses, it provides platforms for sending and receiving money internationally. The company also offers payment technology and related services to financial institutions and other businesses seeking digital solutions for money transfers. Its activities are centered on making international payments more accessible and efficient.