Barclays Issues Pessimistic Forecast for Navient (NASDAQ:NAVI) Stock Price

Navient (NASDAQ:NAVI) had its price objective lowered by research analysts at Barclays from $7.00 to $6.00 in a report released on Thursday, Benzinga reports. The brokerage presently has an “underweight” rating on the credit services provider’s stock. Barclays‘s target price would indicate a potential downside of 28.74% from the company’s current price.

A number of other equities research analysts have also weighed in on NAVI. TD Cowen reissued a “sell” rating on shares of Navient in a research note on Friday, August 7th. Zacks Research raised Navient from a “hold” rating to a “strong-buy” rating in a research note on Monday, October 12th. Weiss Ratings reaffirmed a “sell (d)” rating on shares of Navient in a research note on Monday, September 21st. Finally, JPMorgan Chase & Co. boosted their price objective on Navient from $8.00 to $8.50 and gave the company a “neutral” rating in a research report on Monday, October 12th. One research analyst has rated the stock with a Strong Buy rating, three have given a Hold rating and four have issued a Sell rating to the stock. According to MarketBeat.com, the stock currently has an average rating of “Reduce” and an average price target of $8.00.

Navient Trading Down 4.5%

Shares of NAVI stock traded down $0.40 on Thursday, hitting $8.42. 1,938,011 shares of the company’s stock traded hands, compared to its average volume of 1,359,550. The stock has a market capitalization of $789.63 million, a price-to-earnings ratio of 15.89 and a beta of 1.17. The company’s fifty day simple moving average is $9.17 and its 200 day simple moving average is $8.87. Navient has a one year low of $7.33 and a one year high of $13.48. The company has a debt-to-equity ratio of 16.73, a quick ratio of 10.53 and a current ratio of 10.53.

Navient (NASDAQ:NAVI) last posted its quarterly earnings results on Wednesday, November 4th. The credit services provider reported $0.03 earnings per share for the quarter, missing the consensus estimate of $0.13 by ($0.10). Navient had a positive return on equity of 4.68% and a negative net margin of 1.64%. The business had revenue of $308.00 million during the quarter, compared to the consensus estimate of $144.92 million. During the same period in the prior year, the firm earned ($0.84) earnings per share. Equities analysts forecast that Navient will post 0.83 EPS for the current year.

Institutional Trading of Navient

Institutional investors have recently modified their holdings of the company. Versant Capital Management Inc grew its stake in shares of Navient by 552.6% in the second quarter. Versant Capital Management Inc now owns 4,855 shares of the credit services provider’s stock worth $41,000 after purchasing an additional 4,111 shares during the last quarter. Parallel Advisors LLC increased its stake in shares of Navient by 325.6% during the first quarter. Parallel Advisors LLC now owns 5,005 shares of the credit services provider’s stock valued at $41,000 after buying an additional 3,829 shares during the period. Public Employees Retirement System of Ohio purchased a new position in shares of Navient during the first quarter valued at approximately $72,000. United Capital Financial Advisors LLC bought a new position in shares of Navient during the second quarter valued at approximately $87,000. Finally, Greenwood Gearhart LLC bought a new position in shares of Navient during the first quarter valued at approximately $84,000. 97.14% of the stock is currently owned by hedge funds and other institutional investors.

Key Navient News

Here are the key news stories impacting Navient this week:

• Positive Sentiment: A Q3 review pointed to origination growth and portfolio repositioning as business supports. Separately, an article says private lenders are optimistic about the Trump administration’s repayment overhaul, which could create an opportunity for Navient, though the effects remain uncertain. NAVI Q3 2026 deep dive Student-loan repayment overhaul
• Neutral Sentiment: JPMorgan raised its price target to $9 from $8.50 but kept a Neutral rating, signaling limited conviction in near-term upside. Read More.
• Negative Sentiment: Navient reported Q3 EPS of $0.03, below analyst estimates of $0.13–$0.15. Despite reported revenue of $308 million, the earnings shortfall and modest profitability likely raised concerns about operating performance. Navient misses Q3 estimates
• Negative Sentiment: TD Cowen cut its target to $8 from $8.50 and maintained a Sell rating; Barclays lowered its target to $6 from $7 and kept an Underweight rating. The more pessimistic targets add pressure, particularly Barclays’ substantial implied downside. Read More. Read More.
• Negative Sentiment: Industry coverage says private lenders are gaining graduate-school business while losing money on it, highlighting potential profitability risks in student lending. Private student lending profitability

About Navient

Navient Corp. (NASDAQ:NAVI) is a financial services company that provides education finance and business-processing solutions. The company has historically serviced and managed federal and private student loans, helping borrowers with account administration, repayment processing, customer support and related loan-management services.

Navient’s operations have evolved as the company reduced its role in servicing federally owned student loans. In 2021, it transferred its federal student loan servicing portfolio to Aidvantage, a division of Maximus.