Zacks Research Comments on Visa’s Q4 Earnings (NYSE:V)

Visa Inc. (NYSE:V) – Investment analysts at Zacks Research issued their Q4 2028 earnings per share estimates for shares of Visa in a research note issued on Wednesday, November 4th. Zacks Research analyst Team expects that the credit-card processor will post earnings of $4.38 per share for the quarter. The consensus estimate for Visa’s current full-year earnings is $15.02 per share.

Other research analysts also recently issued research reports about the stock. Daiwa Securities Group raised their price target on shares of Visa from $375.00 to $422.00 and gave the company an “outperform” rating in a report on Thursday, August 6th. JPMorgan Chase & Co. increased their target price on shares of Visa from $450.00 to $455.00 and gave the stock an “overweight” rating in a research report on Wednesday, October 28th. Erste Group Bank raised shares of Visa from a “hold” rating to a “buy” rating in a research report on Monday, July 27th. BNP Paribas Exane raised their target price on Visa from $420.00 to $425.00 and gave the company an “outperform” rating in a report on Friday, August 7th. Finally, Argus boosted their price target on Visa from $396.00 to $420.00 and gave the stock a “buy” rating in a research report on Friday, July 31st. Two research analysts have rated the stock with a Strong Buy rating and thirty-five have assigned a Buy rating to the stock. According to MarketBeat.com, Visa currently has an average rating of “Buy” and a consensus price target of $440.82.

Visa Stock Performance

V stock opened at $422.35 on Friday. The firm has a 50 day moving average of $384.99 and a two-hundred day moving average of $344.21. Visa has a 12 month low of $293.89 and a 12 month high of $442.23. The company has a market capitalization of $753.65 billion, a price-to-earnings ratio of 34.25, a P/E/G ratio of 1.86 and a beta of 0.80. The company has a quick ratio of 0.99, a current ratio of 0.97 and a debt-to-equity ratio of 0.54.

Visa (NYSE:V) last released its quarterly earnings data on Tuesday, October 27th. The credit-card processor reported $3.48 EPS for the quarter, topping analysts’ consensus estimates of $3.44 by $0.04. The firm had revenue of $12.14 billion for the quarter, compared to the consensus estimate of $12.09 billion. Visa had a return on equity of 70.50% and a net margin of 51.20%. The firm’s revenue was up 13.2% on a year-over-year basis. During the same quarter in the prior year, the company posted $2.98 earnings per share.

Institutional Trading of Visa

Several hedge funds have recently added to or reduced their stakes in the business. Tortoise Investment Management LLC boosted its position in shares of Visa by 11.4% in the third quarter. Tortoise Investment Management LLC now owns 1,211 shares of the credit-card processor’s stock valued at $435,000 after acquiring an additional 124 shares during the period. Eurizon Capital SGR S.p.A. increased its holdings in Visa by 12.1% during the 3rd quarter. Eurizon Capital SGR S.p.A. now owns 1,439,188 shares of the credit-card processor’s stock worth $518,873,000 after acquiring an additional 155,455 shares during the period. Nikulski Financial Inc. increased its holdings in Visa by 2.4% during the 3rd quarter. Nikulski Financial Inc. now owns 15,267 shares of the credit-card processor’s stock worth $5,486,000 after acquiring an additional 362 shares during the period. Welch Financial Planning LLC purchased a new stake in Visa in the 3rd quarter worth approximately $242,000. Finally, Spectrum Planning & Advisory Services Inc. lifted its stake in Visa by 13.2% in the 3rd quarter. Spectrum Planning & Advisory Services Inc. now owns 1,519 shares of the credit-card processor’s stock worth $546,000 after purchasing an additional 177 shares in the last quarter. Institutional investors own 82.15% of the company’s stock.

Insider Buying and Selling at Visa

In other Visa news, General Counsel Julie B. Rottenberg sold 2,028 shares of the company’s stock in a transaction dated Monday, August 31st. The shares were sold at an average price of $381.35, for a total transaction of $773,377.80. Following the completion of the sale, the general counsel directly owned 18,404 shares in the company, valued at $7,018,365.40. This represents a 9.93% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Ryan Mcinerney sold 5,875 shares of the firm’s stock in a transaction dated Friday, August 21st. The shares were sold at an average price of $367.87, for a total value of $2,161,236.25. Following the completion of the sale, the chief executive officer directly owned 15,174 shares in the company, valued at approximately $5,582,059.38. This represents a 27.91% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold a total of 27,395 shares of company stock worth $10,406,050 in the last quarter. Insiders own 0.12% of the company’s stock.

Visa Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Tuesday, December 1st. Investors of record on Tuesday, November 10th will be issued a $0.78 dividend. This is a boost from Visa’s previous quarterly dividend of $0.67. The ex-dividend date is Tuesday, November 10th. This represents a $3.12 annualized dividend and a yield of 0.7%. Visa’s payout ratio is 21.74%.

Key Headlines Impacting Visa

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Visa reported record fourth-quarter and full-year results, with adjusted earnings up 17% year over year, and raised its dividend 16%—signs of continued earnings growth and management confidence. Article: Visa Reports Record Earnings and Dividend Hike
• Positive Sentiment: Truist raised its price target to $470 and maintained a buy rating, providing a favorable analyst signal. Article: Visa Given New Price Target at Truist Financial
• Positive Sentiment: Visa is establishing six Singapore technology hubs focused on AI, cybersecurity, and next-generation payments, investments that could support future products and network growth. Article: Visa Sets Up Six Hubs in Singapore
• Neutral Sentiment: Visa’s new AI-shopping benchmark highlights its work in agentic commerce, though the finding that nearly half of test runs fail underscores that the technology is still developing. Article: Visa Releases AI Shopping Benchmark
• Negative Sentiment: Shares fell in the prior session despite the strong results. Commentary points to rising client incentives and a premium valuation as potential concerns for investors weighing whether earnings growth justifies the stock’s price. Article: Visa’s Solid Q4 Masks Rising Incentives

About Visa

Visa Inc operates a global payments network that connects consumers, merchants, financial institutions and governments. Its network supports the authorization, clearing and settlement of electronic payments, including transactions made in person and online.

The company’s services include payment processing, fraud prevention, identity and risk management, and money-transfer solutions such as Visa Direct. Visa-branded credit, debit and prepaid cards are issued by participating financial institutions; Visa generally provides the network and related services rather than issuing cards or extending credit directly to consumers.

Visa traces its roots to BankAmericard, a bank card program launched in California in 1958.