Zacks Research Brokers Increase Earnings Estimates for SYF

Synchrony Financial (NYSE:SYF) – Analysts at Zacks Research increased their Q2 2027 earnings per share (EPS) estimates for shares of Synchrony Financial in a research note issued to investors on Tuesday, November 3rd. Zacks Research analyst Team now expects that the financial services provider will earn $2.71 per share for the quarter, up from their previous forecast of $2.26. The consensus estimate for Synchrony Financial’s current full-year earnings is $9.59 per share. Zacks Research also issued estimates for Synchrony Financial’s Q2 2028 earnings at $3.02 EPS.

Synchrony Financial (NYSE:SYF) last announced its quarterly earnings data on Tuesday, October 20th. The financial services provider reported $2.68 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $2.42 by $0.26. The business had revenue of $3.82 billion during the quarter, compared to analyst estimates of $3.81 billion. Synchrony Financial had a net margin of 14.59% and a return on equity of 22.26%. During the same period last year, the firm posted $2.86 EPS.

A number of other equities analysts have also weighed in on SYF. TD Cowen dropped their target price on shares of Synchrony Financial from $90.00 to $86.00 and set a “buy” rating for the company in a research report on Tuesday, October 6th. Wolfe Research lifted their price target on shares of Synchrony Financial from $85.00 to $90.00 and gave the company an “outperform” rating in a report on Tuesday, August 25th. Evercore cut shares of Synchrony Financial from an “outperform” rating to a “hold” rating and set a $78.00 price target on the stock. in a research note on Wednesday, October 21st. Wells Fargo & Company dropped their price objective on shares of Synchrony Financial from $95.00 to $88.00 and set an “overweight” rating for the company in a report on Wednesday, July 22nd. Finally, JPMorgan Chase & Co. raised their price objective on Synchrony Financial from $74.00 to $77.00 and gave the company a “neutral” rating in a research report on Wednesday, October 21st. Ten equities research analysts have rated the stock with a Buy rating and nine have issued a Hold rating to the company’s stock. According to data from MarketBeat, the company presently has a consensus rating of “Moderate Buy” and an average price target of $87.78.

Synchrony Financial Price Performance

SYF stock opened at $74.97 on Thursday. Synchrony Financial has a one year low of $63.08 and a one year high of $88.77. The company’s fifty day moving average price is $74.76 and its 200-day moving average price is $73.61. The company has a debt-to-equity ratio of 1.15, a quick ratio of 1.23 and a current ratio of 1.23. The company has a market capitalization of $23.35 billion, a PE ratio of 7.83, a price-to-earnings-growth ratio of 0.93 and a beta of 1.40.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently modified their holdings of the business. Pension & Wealth Management Advisors Inc. bought a new position in Synchrony Financial during the third quarter valued at $26,000. Compass Financial Management LLC purchased a new position in shares of Synchrony Financial in the 2nd quarter worth $29,000. GK Wealth Management LLC bought a new stake in shares of Synchrony Financial in the 3rd quarter worth about $31,000. Provenance Wealth Advisors LLC bought a new stake in shares of Synchrony Financial in the 3rd quarter worth about $32,000. Finally, Center for Financial Planning Inc. increased its holdings in shares of Synchrony Financial by 242.9% in the 1st quarter. Center for Financial Planning Inc. now owns 480 shares of the financial services provider’s stock worth $33,000 after buying an additional 340 shares during the last quarter. 96.48% of the stock is owned by hedge funds and other institutional investors.

Synchrony Financial Dividend Announcement

The company also recently announced a quarterly dividend, which will be paid on Monday, November 16th. Stockholders of record on Thursday, November 5th will be given a dividend of $0.34 per share. This represents a $1.36 dividend on an annualized basis and a dividend yield of 1.8%. The ex-dividend date is Thursday, November 5th. Synchrony Financial’s dividend payout ratio is currently 14.20%.

Key Stories Impacting Synchrony Financial

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Zacks raised its FY2026, FY2027 and FY2028 EPS forecasts to $9.52, $10.48 and $11.67, respectively. It also lifted estimates for Q3 2027 and Q3 2028. The higher longer-term outlook may support investor expectations, although the FY2026 estimate remains below the $9.60 consensus cited in the reports. Zacks estimate revisions
• Neutral Sentiment: Synchrony said CFO Brian J. would participate in the KBW Fintech Ecosystem Conference and TD Cowen’s 2026 Financials & Fintech Conference. The events may offer investors updates, but the announcement itself does not indicate a change to the company’s outlook. Conference announcement
• Negative Sentiment: Zacks reduced estimates for Q4 2026, Q1 2027, Q4 2027 and Q1 2028, including cuts to Q4 2026 EPS from $2.09 to $1.98 and Q4 2027 from $2.72 to $2.47. These near- and medium-term trims could weigh on sentiment despite the higher annual forecasts. Zacks estimate revisions

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that provides private-label credit cards, co-branded credit cards and promotional financing programs. Its financing products are offered through retailers, manufacturers, healthcare providers and other businesses, helping consumers pay for purchases over time.

The company serves a range of industries, including digital commerce, home improvement, furniture, automotive, healthcare, jewelry, apparel, electronics and specialty retail.