Citizens (CIA) Expected to Release Earnings on Thursday

Citizens (NYSE:CIA) is anticipated to issue its Q3 2026 results before the market opens on Thursday, November 5th. Analysts expect the company to announce earnings of $0.03 per share and revenue of $64.72 million for the quarter. Investors may review the information on the company’s upcoming Q3 2026 earnings results page for the latest details on the call scheduled for Friday, November 13, 2026 at 4:00 PM ET.

Citizens (NYSE:CIA) last posted its quarterly earnings results on Thursday, August 6th. The insurance provider reported $0.01 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.07 by ($0.06). Citizens had a return on equity of 4.73% and a net margin of 4.55%. The firm had revenue of $61.90 million for the quarter, compared to analysts’ expectations of $63.85 million. On average, analysts expect Citizens to post $0.12 EPS for the current fiscal year and $0.21 EPS for the next fiscal year.

Citizens Stock Performance

CIA traded up $0.17 during trading on Tuesday, reaching $3.79. The company’s stock had a trading volume of 7,190 shares, compared to its average volume of 115,723. Citizens has a 52-week low of $3.31 and a 52-week high of $6.54. The company’s fifty day moving average price is $3.64 and its 200-day moving average price is $4.85. The company has a market capitalization of $212.41 million, a price-to-earnings ratio of 18.08 and a beta of 0.47.

Wall Street Analysts Forecast Growth

A number of equities analysts have recently issued reports on CIA shares. Freedom Broker initiated coverage on Citizens in a research note on Monday, August 24th. They set a “buy” rating and a $5.50 target price for the company. Weiss Ratings upgraded Citizens from a “sell (d+)” rating to a “hold (c-)” rating in a research note on Friday, October 16th. Wall Street Zen upgraded Citizens from a “strong sell” rating to a “sell” rating in a research note on Sunday, October 11th. Zacks Research lowered Citizens from a “hold” rating to a “strong sell” rating in a report on Wednesday, October 7th. Finally, Citigroup assumed coverage on Citizens in a research report on Monday, August 24th. They issued a “buy” rating for the company. Two analysts have rated the stock with a Buy rating, one has assigned a Hold rating and one has issued a Sell rating to the stock. Based on data from MarketBeat, the stock has a consensus rating of “Hold” and a consensus price target of $5.50.

Insider Transactions at Citizens

In other news, Director Michael Philip Harwood purchased 10,000 shares of the firm’s stock in a transaction dated Monday, August 31st. The shares were acquired at an average price of $3.80 per share, with a total value of $38,000.00. Following the purchase, the director directly owned 11,096 shares of the company’s stock, valued at $42,164.80. The trade was a 912.41% increase in their ownership of the stock. The purchase was disclosed in a legal filing with the SEC, which is available through this link. Also, CEO Jon Stenberg purchased 12,000 shares of the stock in a transaction that occurred on Tuesday, August 11th. The stock was purchased at an average price of $3.65 per share, for a total transaction of $43,800.00. Following the acquisition, the chief executive officer owned 389,574 shares in the company, valued at approximately $1,421,945.10. This trade represents a 3.18% increase in their ownership of the stock. The disclosure for this purchase is available in the SEC filing. Over the last ninety days, insiders acquired 27,376 shares of company stock valued at $102,390. 2.20% of the stock is currently owned by corporate insiders.

Citizens Company Profile

Citizens, Inc (NYSE: CIA) is an insurance holding company focused primarily on life insurance products. Through its operating subsidiaries, the company provides coverage designed to address final expenses, mortgage protection, income replacement and other long-term financial needs.

Its product offerings have included whole life, term life, universal life and other life insurance policies, as well as related insurance solutions. Citizens serves policyholders in the United States and selected international markets, including countries and territories in Latin America and the Caribbean.

The company is based in Austin, Texas, and has historically operated through insurance subsidiaries serving domestic and international customers.