Comparing Hawthorn Bancshares (HWBK) and The Competition

Hawthorn Bancshares (NASDAQ:HWBK) is one of 920 public companies in the “Banks” industry, but how does it weigh in compared to its rivals? We will compare Hawthorn Bancshares to similar businesses based on the strength of its valuation, profitability, analyst recommendations, institutional ownership, dividends, risk and earnings.

Dividends

Hawthorn Bancshares pays an annual dividend of $0.84 per share and has a dividend yield of 2.2%. Hawthorn Bancshares pays out 22.0% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.5% and pay out 28.9% of their earnings in the form of a dividend. Hawthorn Bancshares has raised its dividend for 5 consecutive years.

Institutional and Insider Ownership

30.7% of Hawthorn Bancshares shares are held by institutional investors. Comparatively, 47.9% of shares of all “Banks” companies are held by institutional investors. 22.9% of Hawthorn Bancshares shares are held by insiders. Comparatively, 9.8% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Valuation & Earnings

This table compares Hawthorn Bancshares and its rivals top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Hawthorn Bancshares	$111.97 million	$23.80 million	10.20
Hawthorn Bancshares Competitors	$9.93 billion	$2.41 billion	18.77

Hawthorn Bancshares’ rivals have higher revenue and earnings than Hawthorn Bancshares. Hawthorn Bancshares is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Volatility & Risk

Hawthorn Bancshares has a beta of 0.47, indicating that its share price is 53% less volatile than the S&P 500. Comparatively, Hawthorn Bancshares’ rivals have a beta of 0.61, indicating that their average share price is 39% less volatile than the S&P 500.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Hawthorn Bancshares and its rivals, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hawthorn Bancshares	0	0	1	0	3.00
Hawthorn Bancshares Competitors	7457	30157	27705	1451	2.35

As a group, “Banks” companies have a potential upside of 17.32%. Given Hawthorn Bancshares’ rivals higher probable upside, analysts plainly believe Hawthorn Bancshares has less favorable growth aspects than its rivals.

Profitability

This table compares Hawthorn Bancshares and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hawthorn Bancshares	22.77%	15.15%	1.42%
Hawthorn Bancshares Competitors	15.63%	9.48%	0.93%

Summary

Hawthorn Bancshares rivals beat Hawthorn Bancshares on 8 of the 15 factors compared.

Hawthorn Bancshares Company Profile

Hawthorn Bancshares, Inc. operates as the bank holding company for Hawthorn Bank that provides various banking services in the United States. It accepts checking, savings, money market, individual retirement, and other time deposit accounts, as well as certificates of deposit. The company also offers commercial and industrial, single payment personal, installment, commercial and residential real estate, and consumer loans, as well as equipment, operating, and small business administration loans; and debit and credit cards. In addition, it provides trust services that include estate planning, investment, and asset management services; and cash management, safety deposit box, brokerage, and Internet banking services. Hawthorn Bancshares, Inc. was founded in 1865 and is headquartered in Jefferson City, Missouri.