Flagstar Bank, National Association (NYSE:FLG) Stock Gets Price Target Reduction from Barclays

Flagstar Bank, National Association (NYSE:FLG) had its price target decreased by Barclays from $15.00 to $14.00 in a report published on Monday,Benzinga reports. Barclays currently has an overweight rating on the stock.

FLG has been the topic of a number of other research reports. Weiss Ratings raised Flagstar Bank, National Association from a “sell (d+)” rating to a “hold (c-)” rating in a research report on Friday, October 2nd. Raymond James Financial started coverage on Flagstar Bank, National Association in a research note on Wednesday, September 2nd. They issued a “market perform” rating on the stock. UBS Group assumed coverage on Flagstar Bank, National Association in a research note on Tuesday, July 7th. They issued a “buy” rating and a $18.00 price objective on the stock. JPMorgan Chase & Co. dropped their price objective on shares of Flagstar Bank, National Association from $15.50 to $14.00 and set a “neutral” rating on the stock in a report on Thursday, October 1st. Finally, Wall Street Zen lowered shares of Flagstar Bank, National Association from a “hold” rating to a “sell” rating in a research report on Saturday, September 26th. Ten research analysts have rated the stock with a Buy rating, three have issued a Hold rating and one has assigned a Sell rating to the company’s stock. Based on data from MarketBeat, the company has an average rating of “Moderate Buy” and a consensus target price of $14.54.

Flagstar Bank, National Association Price Performance

Flagstar Bank, National Association stock opened at $10.14 on Monday. The business’s 50 day simple moving average is $12.23 and its 200 day simple moving average is $13.45. Flagstar Bank, National Association has a 12 month low of $9.93 and a 12 month high of $15.44. The company has a market cap of $4.21 billion, a price-to-earnings ratio of 67.57 and a beta of 1.05. The company has a current ratio of 0.96, a quick ratio of 0.96 and a debt-to-equity ratio of 1.53.

Flagstar Bank, National Association (NYSE:FLG) last released its earnings results on Friday, October 23rd. The company reported $0.01 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.07 by ($0.06). The firm had revenue of $530.00 million during the quarter, compared to analysts’ expectations of $545.12 million. Flagstar Bank, National Association had a return on equity of 1.45% and a net margin of 2.22%. During the same period in the prior year, the business earned ($0.07) earnings per share. Sell-side analysts forecast that Flagstar Bank, National Association will post 0.28 EPS for the current year.

Flagstar Bank, National Association announced that its board has initiated a share repurchase plan on Friday, July 24th that authorizes the company to buy back $250 million in shares. This buyback authorization authorizes the company to reacquire up to 4.1% of its stock through open market purchases. Stock buyback plans are generally an indication that the company’s leadership believes its shares are undervalued.

Insider Transactions at Flagstar Bank, National Association

In related news, Director Alan L. Frank bought 10,000 shares of the business’s stock in a transaction on Tuesday, October 27th. The stock was acquired at an average price of $10.14 per share, for a total transaction of $101,400.00. Following the purchase, the director directly owned 76,463 shares in the company, valued at $775,334.82. This trade represents a 15.05% increase in their ownership of the stock. The purchase was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website. Company insiders own 21.42% of the company’s stock.

Institutional Inflows and Outflows

A number of hedge funds have recently added to or reduced their stakes in FLG. Dimensional Fund Advisors LP increased its position in shares of Flagstar Bank, National Association by 9.2% during the first quarter. Dimensional Fund Advisors LP now owns 6,731,631 shares of the company’s stock valued at $88,645,000 after buying an additional 569,003 shares during the period. North Reef Capital Management LP purchased a new stake in shares of Flagstar Bank, National Association in the first quarter worth about $36,744,000. Polar Asset Management Partners Inc. lifted its holdings in shares of Flagstar Bank, National Association by 36.8% in the first quarter. Polar Asset Management Partners Inc. now owns 1,626,388 shares of the company’s stock worth $21,420,000 after buying an additional 437,939 shares in the last quarter. Principal Financial Group Inc. boosted its position in shares of Flagstar Bank, National Association by 3.8% in the first quarter. Principal Financial Group Inc. now owns 673,282 shares of the company’s stock valued at $8,867,000 after acquiring an additional 24,659 shares during the period. Finally, Engineers Gate Manager LP bought a new position in shares of Flagstar Bank, National Association in the second quarter valued at approximately $8,480,000. Hedge funds and other institutional investors own 67.88% of the company’s stock.

Key Headlines Impacting Flagstar Bank, National Association

Here are the key news stories impacting Flagstar Bank, National Association this week:

• Positive Sentiment: Director Alan L. Frank purchased 10,000 FLG shares for approximately $101,400, increasing his holdings by 15.05%. The insider purchase may signal confidence that the recent selloff has created value. SEC insider transaction filing
• Positive Sentiment: Flagstar declared a quarterly common-stock dividend of $0.01 per share, payable December 17, 2026. The dividend supports shareholder returns, although its small size is unlikely to materially change the investment case. Flagstar dividend announcement
• Positive Sentiment: Despite lowering its price target to $14.50 from $15.50, UBS maintained a “buy” rating. Citigroup also retained a “buy” rating after reducing its target to $14, while Cantor Fitzgerald reaffirmed its “overweight” rating with a $16 target. These ratings indicate analysts still see substantial longer-term upside if execution improves. UBS Flagstar price target update
• Neutral Sentiment: Fitch affirmed Flagstar’s “BB+” rating but lowered its outlook, citing a delayed recovery. The affirmation avoids an immediate downgrade, but the weaker outlook highlights ongoing credit and operating risks. Fitch rating update
• Negative Sentiment: Flagstar cut its 2026 and 2027 net interest income and EPS forecasts, citing higher credit costs and slower balance-sheet growth. Management also pushed its profitability target from 2027 to 2028, reinforcing concerns about earnings momentum and the pace of recovery. Flagstar outlook revision
• Negative Sentiment: Multiple analysts lowered their price targets, including JPMorgan, Truist and Barclays. Although the remaining ratings appear supportive, the broad target reductions reflect rising concern over credit costs, profitability and slower growth.

About Flagstar Bank, National Association

Flagstar Bank, National Association is a full-service regional bank and the principal banking subsidiary of Flagstar Financial, Inc, formerly known as New York Community Bancorp. The bank provides consumer and business banking services through deposits, checking and savings accounts, lending, cash management, and digital banking channels.

Flagstar’s lending activities include residential mortgages, mortgage servicing, commercial real estate loans, multifamily financing, commercial and industrial loans, and other consumer credit products.