BancFirst (BANF) vs. Its Rivals Critical Contrast

BancFirst (NASDAQ:BANF) is one of 920 public companies in the “Banks” industry, but how does it weigh in compared to its competitors? We will compare BancFirst to similar businesses based on the strength of its dividends, profitability, analyst recommendations, earnings, institutional ownership, valuation and risk.

Profitability

This table compares BancFirst and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BancFirst	N/A	N/A	N/A
BancFirst Competitors	3.80%	5.40%	0.17%

Insider and Institutional Ownership

51.7% of BancFirst shares are held by institutional investors. Comparatively, 47.7% of shares of all “Banks” companies are held by institutional investors. 31.7% of BancFirst shares are held by insiders. Comparatively, 9.8% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Analyst Ratings

This is a breakdown of recent recommendations for BancFirst and its competitors, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BancFirst	0	3	1	0	2.25
BancFirst Competitors	7448	30097	27641	1443	2.35

BancFirst presently has a consensus price target of $123.00, suggesting a potential upside of 11.17%. As a group, “Banks” companies have a potential upside of 14.97%. Given BancFirst’s competitors stronger consensus rating and higher possible upside, analysts plainly believe BancFirst has less favorable growth aspects than its competitors.

Valuation and Earnings

This table compares BancFirst and its competitors revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
BancFirst	$734.87 million	N/A	14.69
BancFirst Competitors	$6.29 billion	$4.08 billion	19.06

BancFirst’s competitors have higher revenue and earnings than BancFirst. BancFirst is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Risk & Volatility

BancFirst has a beta of 0.65, indicating that its stock price is 35% less volatile than the S&P 500. Comparatively, BancFirst’s competitors have a beta of 0.67, indicating that their average stock price is 33% less volatile than the S&P 500.

Dividends

BancFirst pays an annual dividend of $2.08 per share and has a dividend yield of 1.9%. BancFirst pays out 27.6% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 11.4% and pay out 29.2% of their earnings in the form of a dividend. BancFirst has raised its dividend for 31 consecutive years.

Summary

BancFirst competitors beat BancFirst on 11 of the 14 factors compared.

BancFirst Company Profile

BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses. The company operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments. It offers checking accounts, negotiable order of withdrawal accounts, savings accounts, money market accounts, sweep accounts, club accounts, individual retirement accounts, and certificates of deposit, as well as overdraft protection and auto draft services. The company also provides commercial and agricultural non-real estate loans for working capital, facilities acquisition or expansion, purchase of equipment, and other needs; lending services that include private banking, energy, commercial and residential real estate, and commercial and industrial loans; and loans to finance purchases of consumer goods, such as automobiles, boats, household goods, vacations, and education. In addition, it engages in the investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services to financial institutions and governmental units. Further, the company provides insurance agency services; depository and funds transfer, collection, safe deposit box, cash management, and other services. It serves customers in non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.