Citizens Community Bancorp (NASDAQ:CZWI) Releases Earnings Results, Beats Expectations By $0.12 EPS

Citizens Community Bancorp (NASDAQ:CZWI) released its quarterly earnings data on Monday. The bank reported $0.56 earnings per share for the quarter, topping analysts’ consensus estimates of $0.44 by $0.12, FiscalAI reports. Citizens Community Bancorp had a net margin of 12.94% and a return on equity of 6.77%. The business had revenue of $17.37 million for the quarter, compared to analysts’ expectations of $16.90 million.

Citizens Community Bancorp Price Performance

Shares of NASDAQ CZWI opened at $22.69 on Tuesday. The company’s 50 day simple moving average is $21.34 and its 200 day simple moving average is $20.55. The firm has a market capitalization of $218.96 million, a P/E ratio of 17.32 and a beta of 0.50. Citizens Community Bancorp has a fifty-two week low of $15.50 and a fifty-two week high of $24.42.

Citizens Community Bancorp Increases Dividend

The firm also recently declared a quarterly dividend, which will be paid on Friday, November 20th. Stockholders of record on Friday, November 6th will be given a dividend of $0.12 per share. The ex-dividend date is Friday, November 6th. This represents a $0.48 annualized dividend and a dividend yield of 2.1%. This is a positive change from Citizens Community Bancorp’s previous quarterly dividend of $0.1050. Citizens Community Bancorp’s dividend payout ratio is presently 32.06%.

Key Citizens Community Bancorp News

Here are the key news stories impacting Citizens Community Bancorp this week:

• Positive Sentiment: Quarterly earnings beat expectations. CZWI reported third-quarter 2026 earnings of $0.56 per diluted share, up from $0.37 a year earlier and above the $0.44 analyst consensus. Revenue reached $17.37 million, also exceeding the $16.90 million estimate. Citizens Community Bancorp Q3 Earnings and Revenues Top Estimates
• Positive Sentiment: Profitability improved sharply. Third-quarter net income was $5.4 million, compared with $3.7 million in the prior-year quarter and $1.1 million in the second quarter. For the first nine months of 2026, earnings totaled $10.3 million, versus $10.1 million a year earlier. Citizens Community Bancorp Reports Third Quarter 2026 Earnings
• Positive Sentiment: Dividend raised 14.3%. The board approved a quarterly dividend of $0.12 per share, up from $0.105, implying an annualized payout of $0.48 and a yield of approximately 2.1%. The dividend is payable November 20 to shareholders of record November 6. Dividend Increase Announcement
• Neutral Sentiment: Short interest was reported at zero shares as of October 26, producing a short-interest ratio of zero days. This suggests little reported short-selling pressure, though it provides limited insight into future trading.

Analyst Upgrades and Downgrades

Several equities analysts have recently issued reports on CZWI shares. Zacks Research cut Citizens Community Bancorp from a “strong-buy” rating to a “hold” rating in a research report on Wednesday, July 29th. Citigroup downgraded shares of Citizens Community Bancorp to a “neutral” rating in a research note on Friday, August 7th. Weiss Ratings lowered shares of Citizens Community Bancorp from a “buy (b+)” rating to a “buy (b)” rating in a research report on Friday, August 21st. Wall Street Zen upgraded shares of Citizens Community Bancorp from a “sell” rating to a “hold” rating in a research note on Saturday, October 10th. Finally, Hovde Group cut Citizens Community Bancorp from an “outperform” rating to a “market perform” rating and boosted their price target for the stock from $21.00 to $24.00 in a research report on Friday, July 10th. One analyst has rated the stock with a Buy rating and four have given a Hold rating to the company. According to MarketBeat, the stock presently has a consensus rating of “Hold” and an average price target of $23.50.

About Citizens Community Bancorp

Citizens Community Bancorp, Inc is a bank holding company headquartered in Eau Claire, Wisconsin. Through its subsidiary, Citizens Community Federal National Association, the company provides community banking services to individuals, families, farmers and businesses.

The bank offers deposit products such as checking, savings, money market and certificate accounts, along with lending services. Its loan portfolio includes residential and commercial real estate, agricultural, commercial and industrial, and consumer loans.