NBT Bancorp (NBTB) Projected to Post Earnings on Tuesday

NBT Bancorp (NASDAQ:NBTB) is projected to issue its Q3 2026 results after the market closes on Tuesday, October 27th. Analysts expect NBT Bancorp to post earnings of $1.09 per share and revenue of $193.83 million for the quarter. Parties are encouraged to explore the company’s upcoming Q3 2026 earnings overview page for the latest details on the call scheduled for Wednesday, October 28, 2026 at 10:00 AM ET.

NBT Bancorp (NASDAQ:NBTB) last issued its quarterly earnings results on Monday, July 27th. The bank reported $1.01 EPS for the quarter, missing the consensus estimate of $1.02 by ($0.01). NBT Bancorp had a net margin of 22.58% and a return on equity of 11.27%. The firm had revenue of $186.69 million during the quarter, compared to analysts’ expectations of $188.81 million. On average, analysts expect NBT Bancorp to post $4.17 EPS for the current fiscal year and $4.55 EPS for the next fiscal year.

NBT Bancorp Stock Performance

NBT Bancorp stock opened at $52.87 on Monday. The company has a 50 day moving average price of $51.33 and a 200 day moving average price of $49.23. NBT Bancorp has a 52 week low of $39.44 and a 52 week high of $54.50. The company has a debt-to-equity ratio of 0.08, a quick ratio of 0.87 and a current ratio of 0.87. The firm has a market capitalization of $2.75 billion, a price-to-earnings ratio of 12.93 and a beta of 0.49.

Insider Transactions at NBT Bancorp

In other news, EVP Ruth H. Mahoney sold 4,500 shares of NBT Bancorp stock in a transaction dated Wednesday, July 29th. The stock was sold at an average price of $54.30, for a total transaction of $244,350.00. Following the completion of the sale, the executive vice president directly owned 11,928 shares in the company, valued at $647,690.40. The trade was a 27.39% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this link. Also, EVP Sarah A. Halliday sold 9,000 shares of the business’s stock in a transaction that occurred on Wednesday, July 29th. The shares were sold at an average price of $54.04, for a total value of $486,360.00. Following the completion of the sale, the executive vice president directly owned 22,054 shares of the company’s stock, valued at approximately $1,191,798.16. The trade was a 28.98% decrease in their position. The SEC filing for this sale provides additional information. 2.99% of the stock is owned by company insiders.

Wall Street Analysts Forecast Growth

NBTB has been the topic of several recent analyst reports. Keefe, Bruyette & Woods reissued a “hold” rating and set a $54.00 target price (up from $52.00) on shares of NBT Bancorp in a research note on Monday, August 3rd. DA Davidson raised their target price on NBT Bancorp from $52.00 to $59.00 and gave the stock a “buy” rating in a research report on Wednesday, July 29th. Wall Street Zen upgraded NBT Bancorp from a “sell” rating to a “hold” rating in a report on Saturday, September 12th. Stephens downgraded NBT Bancorp from an “overweight” rating to an “equal weight” rating and lifted their price target for the company from $52.00 to $55.00 in a report on Thursday, July 30th. Finally, Weiss Ratings reissued a “buy (b)” rating on shares of NBT Bancorp in a research report on Monday, October 19th. Three equities research analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the company. According to data from MarketBeat.com, the company currently has an average rating of “Hold” and an average target price of $54.10.

About NBT Bancorp

NBT Bancorp Inc is the bank holding company for NBT Bank, a community banking institution headquartered in Norwich, New York. Through NBT Bank and its subsidiaries, the company provides banking, lending, investment, insurance and financial services to consumers, businesses, nonprofit organizations and municipalities.

NBT Bank offers checking and savings accounts, certificates of deposit, residential and commercial mortgages, consumer loans, business lending, cash-management services and agricultural financing.