Ally Financial (NYSE:ALLY) Stock Price Target Cut by Barclays

Ally Financial (NYSE:ALLY) had its price target decreased by Barclays from $56.00 to $48.00 in a research report issued on Wednesday, Benzinga reports. The firm currently has an “equal weight” rating on the financial services provider’s stock. Barclays’ price target points to a potential upside of 26.19% from the stock’s previous close.

Other equities analysts have also issued research reports about the stock. Bank of America increased their price objective on shares of Ally Financial from $52.00 to $53.00 and gave the company a “buy” rating in a research report on Wednesday, July 8th. TD Cowen dropped their price objective on shares of Ally Financial from $55.00 to $54.00 and set a “buy” rating for the company in a research note on Tuesday, October 6th. Weiss Ratings restated a “buy (b)” rating on shares of Ally Financial in a report on Friday, September 18th. Raymond James Financial decreased their target price on shares of Ally Financial from $55.00 to $52.00 and set a “strong-buy” rating on the stock in a research report on Tuesday, October 6th. Finally, Deutsche Bank Aktiengesellschaft restated a “buy” rating and set a $58.00 target price on shares of Ally Financial in a research report on Wednesday, July 22nd. One equities research analyst has rated the stock with a Strong Buy rating, eleven have assigned a Buy rating, four have assigned a Hold rating and one has issued a Sell rating to the company’s stock. Based on data from MarketBeat, the stock presently has a consensus rating of “Moderate Buy” and an average price target of $48.43.

Ally Financial Stock Up 1.2%

Shares of ALLY opened at $38.04 on Wednesday. The company has a debt-to-equity ratio of 1.26, a current ratio of 0.92 and a quick ratio of 0.92. The stock has a market capitalization of $11.57 billion, a price-to-earnings ratio of 8.97, a price-to-earnings-growth ratio of 0.28 and a beta of 1.11. Ally Financial has a 1 year low of $35.92 and a 1 year high of $47.29. The business’s 50 day simple moving average is $40.57 and its 200-day simple moving average is $42.68.

Ally Financial (NYSE:ALLY) last posted its earnings results on Tuesday, October 20th. The financial services provider reported $1.34 earnings per share for the quarter, beating analysts’ consensus estimates of $1.33 by $0.01. Ally Financial had a net margin of 16.75% and a return on equity of 11.75%. The firm had revenue of $2.35 billion during the quarter, compared to analyst estimates of $2.31 billion. During the same period last year, the firm posted $1.15 earnings per share. Ally Financial’s revenue for the quarter was up 6.1% compared to the same quarter last year. As a group, equities analysts expect that Ally Financial will post 5.00 earnings per share for the current fiscal year.

Insiders Place Their Bets

In related news, insider Stephanie Richard sold 5,000 shares of the firm’s stock in a transaction on Tuesday, August 4th. The stock was sold at an average price of $44.23, for a total value of $221,150.00. Following the completion of the sale, the insider directly owned 88,927 shares in the company, valued at $3,933,241.21. This trade represents a 5.32% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. Insiders own 0.46% of the company’s stock.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently bought and sold shares of ALLY. BlackRock Inc. purchased a new position in shares of Ally Financial during the second quarter valued at $1,315,659,000. Berkshire Hathaway Inc purchased a new stake in Ally Financial in the second quarter worth about $1,240,650,000. Dimensional Fund Advisors LP lifted its stake in Ally Financial by 3.6% in the first quarter. Dimensional Fund Advisors LP now owns 9,018,580 shares of the financial services provider’s stock worth $353,776,000 after acquiring an additional 309,638 shares during the period. Arrowstreet Capital Limited Partnership lifted its stake in Ally Financial by 11.7% in the first quarter. Arrowstreet Capital Limited Partnership now owns 6,783,947 shares of the financial services provider’s stock worth $266,134,000 after acquiring an additional 712,443 shares during the period. Finally, Donald Smith & CO. Inc. bought a new position in Ally Financial during the 2nd quarter worth about $172,509,000. 88.76% of the stock is owned by hedge funds and other institutional investors.

Key Ally Financial News

Here are the key news stories impacting Ally Financial this week:

• Positive Sentiment: Q3 results beat expectations: Ally reported adjusted EPS of $1.34, ahead of the roughly $1.32–$1.33 consensus, while revenue of $2.35 billion increased 6.1% year over year and exceeded estimates. EPS also rose from $1.15 in the prior-year quarter. Ally Financial reports third quarter 2026 financial results
• Positive Sentiment: Dividend increased 17%: The quarterly common-stock dividend was raised to $0.35 per share from $0.30, equivalent to $1.40 annually and a yield of approximately 3.7%. The increase signals management’s confidence in capital generation and may improve income-focused investor demand. Ally Financial declares dividend
• Positive Sentiment: Profitability and growth outlook improved: Core return on tangible common equity reached 13.1%, retail auto charge-offs remained within guidance at 1.89%, and management raised its average earning-asset growth outlook to 5%–6%. Full-year net interest margin is expected at 3.6%–3.65%. Ally NIM and earning-asset outlook
• Neutral Sentiment: Valuation remains supportive but execution matters: An investor analysis noted that Ally trades below tangible book value, with book value growth and share repurchases potentially providing support. The benefit depends on continued credit discipline and stable funding conditions. Ally Financial Q3 investment analysis
• Negative Sentiment: Credit costs increased: Provision expense rose despite the earnings beat, indicating that Ally is reserving more for potential loan losses. This could pressure future earnings if consumer credit deteriorates further. Ally Q3 earnings and credit costs
• Negative Sentiment: Auto delinquencies are rising: Delinquencies increased alongside loan originations, reinforcing concerns about consumer stress and the risk that higher growth could come with weaker underwriting or elevated charge-offs. Ally auto delinquencies

Ally Financial Company Profile

Ally Financial Inc is a digital financial services company headquartered in Detroit, Michigan, and traded on the New York Stock Exchange under the symbol ALLY. The company primarily serves consumers, automotive dealers and businesses in the United States through online and branchless banking and financing platforms.

Ally’s automotive finance business provides retail installment loans and leases to consumers and floorplan financing and other services to automotive dealers. Its consumer banking operations, conducted through Ally Bank, offer deposit products such as savings accounts, money market accounts and certificates of deposit, along with consumer lending products.

The company also provides credit cards and commercial financing, and offers investment and brokerage services through Ally Invest.