Voya Financial (NYSE:VOYA) & BitMine Immersion Technologies (NYSE:BMNR) Head-To-Head Review

BitMine Immersion Technologies (NYSE:BMNR) and Voya Financial (NYSE:VOYA) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, valuation, risk, analyst recommendations, profitability, dividends and earnings.

Profitability

This table compares BitMine Immersion Technologies and Voya Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BitMine Immersion Technologies	-14,306.56%	3.35%	3.32%
Voya Financial	7.45%	12.31%	0.46%

Volatility and Risk

BitMine Immersion Technologies has a beta of 1.52, indicating that its stock price is 52% more volatile than the S&P 500. Comparatively, Voya Financial has a beta of 0.9, indicating that its stock price is 10% less volatile than the S&P 500.

Earnings & Valuation

This table compares BitMine Immersion Technologies and Voya Financial”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BitMine Immersion Technologies	$61.20 million	213.28	$348.58 million	$0.05	432.72
Voya Financial	$8.19 billion	1.04	$654.00 million	$5.93	15.84

Voya Financial has higher revenue and earnings than BitMine Immersion Technologies. Voya Financial is trading at a lower price-to-earnings ratio than BitMine Immersion Technologies, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of current recommendations and price targets for BitMine Immersion Technologies and Voya Financial, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BitMine Immersion Technologies	1	0	2	0	2.33
Voya Financial	1	4	7	1	2.62

BitMine Immersion Technologies currently has a consensus target price of $48.80, suggesting a potential upside of 125.55%. Voya Financial has a consensus target price of $103.69, suggesting a potential upside of 10.40%. Given BitMine Immersion Technologies’ higher possible upside, research analysts plainly believe BitMine Immersion Technologies is more favorable than Voya Financial.

Insider & Institutional Ownership

96.1% of Voya Financial shares are held by institutional investors. 0.2% of BitMine Immersion Technologies shares are held by company insiders. Comparatively, 1.6% of Voya Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Dividends

BitMine Immersion Technologies pays an annual dividend of $0.01 per share and has a dividend yield of 0.0%. Voya Financial pays an annual dividend of $1.88 per share and has a dividend yield of 2.0%. BitMine Immersion Technologies pays out 20.0% of its earnings in the form of a dividend. Voya Financial pays out 31.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Voya Financial has raised its dividend for 6 consecutive years. Voya Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Voya Financial beats BitMine Immersion Technologies on 12 of the 18 factors compared between the two stocks.

About BitMine Immersion Technologies

BitMine Immersion Technologies Inc. focused on bitcoin mining using immersion technology. BitMine Immersion Technologies Inc. is based in ATLANTA, GA.

About Voya Financial

Voya Financial, Inc. engages in the provision of workplace benefits and savings products in the United States and internationally. The company operates through three segments: Wealth Solutions, Health Solutions, and Investment Management. The Wealth Solutions segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and tools, guidance, and services to promote the financial well-being and retirement security of employees. The segment also provides wealth management services, such as individual retirement, managed, and brokerage accounts, as well as financial guidance and advisory services. This segment serves corporate, public and private school systems, higher education institutions, hospitals and healthcare facilities, other non-profit organizations, and state and local governments, as well as institutional and individual customers. The Health Solutions segment offers various insurance products comprising stop loss, group life, group disability, whole life, critical illness, accident, and hospital indemnity insurance. The segment also provides worksite employee benefits, health account solutions, leave management, benefits administration, health plan enrollment, financial wellness, and decision support products and services to mid-size and large corporate employers and professional associations. The Investment Management segment provides fixed income, equity, multi-asset, and alternative products and solutions to individual investors and institutional clients through its direct sales force, consultant channel, banks, broker-dealers, and independent financial advisers. The company was formerly known as ING U.S., Inc. and changed its name to Voya Financial, Inc. in April 2014. Voya Financial, Inc. was founded in 1975 and is based in New York, New York.