Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) Stock Has Consensus Target Price of $12.29 According to Analysts

Shares of Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) have been given an average recommendation of “Reduce” by the eight analysts that are currently covering the company, MarketBeat Ratings reports. Four equities research analysts have rated the stock with a sell rating, three have assigned a hold rating and one has assigned a buy rating to the company. The average twelve-month target price among brokers that have updated their coverage on the stock in the last year is $12.29.

Several equities research analysts have issued reports on QFIN shares. JPMorgan Chase & Co. downgraded shares of Qfin from a “neutral” rating to an “underweight” rating and decreased their price objective for the stock from $13.50 to $9.00 in a research note on Wednesday, August 26th. Morgan Stanley lowered shares of Qfin from an “overweight” rating to an “equal weight” rating and set a $13.00 target price on the stock. in a report on Wednesday, August 26th. Deutsche Bank Aktiengesellschaft set a $13.00 price target on shares of Qfin in a research report on Wednesday, August 12th. Zacks Research downgraded Qfin from a “hold” rating to a “strong sell” rating in a report on Friday, August 28th. Finally, Jefferies Financial Group reissued a “buy” rating and issued a $15.40 price objective on shares of Qfin in a research report on Wednesday, August 26th.

Qfin Stock Down 3.4%

Shares of NASDAQ:QFIN opened at $6.47 on Tuesday. The company has a debt-to-equity ratio of 0.03, a quick ratio of 2.17 and a current ratio of 2.17. Qfin has a 1 year low of $6.41 and a 1 year high of $31.08. The stock has a market capitalization of $787.72 million, a P/E ratio of 1.56 and a beta of 0.55. The stock has a 50-day simple moving average of $10.27 and a 200-day simple moving average of $12.62.

Qfin (NASDAQ:QFIN) last posted its quarterly earnings results on Friday, August 14th. The company reported $0.55 EPS for the quarter. The firm had revenue of $524.96 million for the quarter. Qfin had a net margin of 22.23% and a return on equity of 15.23%. Equities analysts forecast that Qfin will post 2.42 earnings per share for the current year.

Qfin Cuts Dividend

The business also recently announced a dividend, which was paid on Thursday, October 1st. Stockholders of record on Wednesday, September 9th were paid a $0.46 dividend. This represents a dividend yield of 1,070.0%. This is a decrease from Qfin’s previous dividend of $0.78. The ex-dividend date was Wednesday, September 9th. Qfin’s payout ratio is 21.63%.

Insider Activity at Qfin

In related news, Director Andrew Yan sold 326,700 shares of the firm’s stock in a transaction dated Friday, September 25th. The stock was sold at an average price of $7.36, for a total transaction of $2,404,512.00. The sale was disclosed in a filing with the SEC, which can be accessed through this hyperlink. In the last quarter, insiders sold 657,550 shares of company stock worth $4,889,121. Company insiders own 17.10% of the company’s stock.

Institutional Trading of Qfin

Large investors have recently bought and sold shares of the company. FountainVest China Capital Partners GP3 Ltd. acquired a new position in shares of Qfin in the 2nd quarter valued at about $95,483,341. Triata Capital Ltd raised its stake in Qfin by 188.3% during the fourth quarter. Triata Capital Ltd now owns 3,125,331 shares of the company’s stock worth $60,225,000 after acquiring an additional 2,041,351 shares during the period. Norges Bank bought a new position in Qfin in the fourth quarter worth about $30,436,000. Bank of America Corp DE lifted its holdings in Qfin by 48.5% in the first quarter. Bank of America Corp DE now owns 1,987,457 shares of the company’s stock worth $25,658,000 after acquiring an additional 649,492 shares during the last quarter. Finally, Wellington Management Group LLP boosted its stake in Qfin by 128.0% in the second quarter. Wellington Management Group LLP now owns 1,034,463 shares of the company’s stock valued at $16,355,000 after acquiring an additional 580,772 shares during the period. Institutional investors and hedge funds own 74.81% of the company’s stock.

Key Qfin News

Here are the key news stories impacting Qfin this week:

• Neutral Sentiment: Multiple law firms are soliciting investors to serve as lead plaintiffs in a securities class action covering purchases made from March 18 through August 25, 2026. The lead-plaintiff deadlines generally fall on November 27 or November 30, 2026; these notices are procedural and do not establish that Qfin or its officers violated securities laws. Pomerantz class action announcement
• Negative Sentiment: The lawsuits allege that Qfin misled investors about regulatory headwinds, loan risk, asset quality and tax-position disclosures. The allegations followed a reported 19% stock decline tied to regulatory issues, potentially increasing legal costs, reputational risk and uncertainty around the company’s financial disclosures. The claims remain allegations and have not been proven. QFIN class action notice
• Negative Sentiment: A separate report highlighted a 31.6% revenue decline, suggesting weakening operating momentum and adding to investor concerns about Qfin’s earnings outlook. This is particularly important because analysts currently expect approximately $2.42 in full-year earnings per share. Qfin revenue report
• Negative Sentiment: Qfin director sales totaling 656,700 American depositary shares may weigh on sentiment because substantial insider selling can be interpreted as reduced management confidence, although the transaction may also reflect personal or planned liquidity needs. Qfin director share sale

About Qfin

Qifu Technology, Inc (NASDAQ: QFIN), formerly known as 360 DigiTech, Inc, is a China-based financial technology company that operates a technology-enabled consumer credit services platform. The company uses data analytics, artificial intelligence and risk-management technologies to help connect consumers seeking credit with financial institutions and other lending partners.

Qifu provides services across the consumer lending process, including customer acquisition, credit assessment, loan facilitation, risk management and post-origination support.