What is Zacks Research’s Estimate for Bank OZK Q3 Earnings?

Bank OZK (NASDAQ:OZK) – Equities research analysts at Zacks Research raised their Q3 2026 EPS estimates for shares of Bank OZK in a research note issued to investors on Wednesday, September 16th. Zacks Research analyst Team now expects that the company will post earnings of $1.44 per share for the quarter, up from their previous estimate of $1.43. Zacks Research currently has a “Strong Sell” rating on the stock. The consensus estimate for Bank OZK’s current full-year earnings is $5.83 per share. Zacks Research also issued estimates for Bank OZK’s FY2026 earnings at $5.82 EPS, Q3 2027 earnings at $1.61 EPS and Q1 2028 earnings at $1.73 EPS.

Several other research firms have also weighed in on OZK. Morgan Stanley lowered shares of Bank OZK from an “equal weight” rating to an “underweight” rating and set a $56.00 target price on the stock. in a report on Tuesday, September 8th. Piper Sandler reaffirmed an “overweight” rating and set a $61.00 price objective on shares of Bank OZK in a report on Wednesday, July 22nd. Wall Street Zen upgraded Bank OZK from a “sell” rating to a “hold” rating in a research report on Saturday, August 8th. TD Cowen dropped their target price on shares of Bank OZK from $53.00 to $52.00 and set a “hold” rating for the company in a research report on Friday, July 24th. Finally, Wells Fargo & Company increased their target price on Bank OZK from $52.00 to $56.00 and gave the company an “equal weight” rating in a research note on Monday, August 10th. Three equities research analysts have rated the stock with a Buy rating, five have issued a Hold rating and three have given a Sell rating to the stock. According to data from MarketBeat.com, Bank OZK currently has an average rating of “Hold” and an average price target of $56.88.

Bank OZK Trading Down 0.3%

OZK stock opened at $47.84 on Friday. Bank OZK has a 1-year low of $42.37 and a 1-year high of $53.41. The company has a current ratio of 0.97, a quick ratio of 0.97 and a debt-to-equity ratio of 0.08. The business’s 50 day moving average is $50.43 and its 200-day moving average is $48.78. The firm has a market cap of $5.35 billion, a P/E ratio of 7.91 and a beta of 0.88.

Bank OZK (NASDAQ:OZK) last posted its quarterly earnings results on Tuesday, July 21st. The company reported $1.49 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.48 by $0.01. The firm had revenue of $430.02 million during the quarter, compared to analyst estimates of $436.42 million. Bank OZK had a net margin of 24.95% and a return on equity of 11.87%. The company’s quarterly revenue was up .5% compared to the same quarter last year. During the same quarter in the prior year, the business posted $1.47 earnings per share.

Bank OZK Increases Dividend

The company also recently declared a quarterly dividend, which was paid on Monday, July 20th. Stockholders of record on Monday, July 13th were issued a $0.48 dividend. This is a positive change from Bank OZK’s previous quarterly dividend of $0.47. The ex-dividend date of this dividend was Monday, July 13th. This represents a $1.92 annualized dividend and a dividend yield of 4.0%. Bank OZK’s dividend payout ratio (DPR) is presently 31.74%.

Bank OZK announced that its Board of Directors has initiated a share repurchase program on Monday, June 29th that permits the company to buyback $200.00 million in shares. This buyback authorization permits the company to buy up to 3.4% of its stock through open market purchases. Stock buyback programs are typically an indication that the company’s leadership believes its stock is undervalued.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently added to or reduced their stakes in the business. Norges Bank bought a new position in Bank OZK during the fourth quarter worth $59,809,000. Bank of New York Mellon Corp acquired a new stake in shares of Bank OZK during the 2nd quarter worth about $63,410,000. Quantinno Capital Management LP boosted its holdings in shares of Bank OZK by 41.7% during the 1st quarter. Quantinno Capital Management LP now owns 929,888 shares of the company’s stock worth $42,673,000 after buying an additional 273,543 shares during the period. Diamond Hill Capital Management LLC Investment Advisor acquired a new position in Bank OZK in the 2nd quarter valued at about $14,038,000. Finally, Ranger Investment Management L.P. bought a new position in Bank OZK in the 2nd quarter valued at about $13,240,000. 86.18% of the stock is currently owned by institutional investors.

Key Stories Impacting Bank OZK

Here are the key news stories impacting Bank OZK this week:

• Positive Sentiment: Zacks lifted its Q3 2026 EPS estimate to $1.44 from $1.43, its FY2026 forecast to $5.82 from $5.81, its Q3 2027 estimate to $1.61 from $1.54, and its Q1 2028 estimate to $1.73 from $1.67. These increases suggest some improvement in expectations for selected reporting periods.
• Neutral Sentiment: The revised FY2026 estimate of $5.82 remains close to the broader consensus forecast of $5.83, limiting the immediate significance of the upgrade. Zacks continues to project earnings growth into FY2027 and FY2028 despite its negative rating.
• Negative Sentiment: Zacks added Bank OZK to its Rank #5, or Strong Sell, list on September 17. The rating may pressure investor sentiment because it signals that the analyst views the stock as unattractive relative to other covered companies. New Strong Sell Stocks for September 17th
• Negative Sentiment: Zacks lowered its estimates for Q1 2027 EPS to $1.44 from $1.47, Q2 2027 to $1.48 from $1.56, Q4 2027 to $1.55 from $1.60, FY2027 to $6.09 from $6.18, Q2 2028 to $1.74 from $2.01, and FY2028 to $7.32 from $7.78. The reductions, particularly the 13% cut to Q2 2028, indicate weaker longer-term earnings expectations.

About Bank OZK

Bank OZK is a regional financial institution headquartered in Little Rock, Arkansas. The company provides banking services to individuals, businesses and institutions through a network of banking offices concentrated in the Southeastern United States and select markets, including New York and California.

Its products and services include checking and savings accounts, certificates of deposit, residential and commercial real estate loans, consumer lending, commercial and industrial financing, treasury management and other business banking solutions.