Contrasting TeraWulf (NASDAQ:WULF) and BILL (NYSE:BILL)

BILL (NYSE:BILL) and TeraWulf (NASDAQ:WULF) are both mid-cap technology companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, valuation, institutional ownership, earnings, analyst recommendations, risk and profitability.

Valuation & Earnings

This table compares BILL and TeraWulf”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BILL	$1.65 billion	2.46	-$11.24 million	($0.13)	-366.36
TeraWulf	$168.46 million	48.78	-$661.42 million	($4.37)	-3.77

BILL has higher revenue and earnings than TeraWulf. BILL is trading at a lower price-to-earnings ratio than TeraWulf, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

BILL has a beta of 1.1, suggesting that its stock price is 10% more volatile than the S&P 500. Comparatively, TeraWulf has a beta of 3.7, suggesting that its stock price is 270% more volatile than the S&P 500.

Analyst Ratings

This is a breakdown of recent ratings and target prices for BILL and TeraWulf, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BILL	1	6	12	1	2.65
TeraWulf	1	2	17	3	2.96

BILL presently has a consensus target price of $58.67, suggesting a potential upside of 23.18%. TeraWulf has a consensus target price of $33.99, suggesting a potential upside of 106.36%. Given TeraWulf’s stronger consensus rating and higher probable upside, analysts plainly believe TeraWulf is more favorable than BILL.

Institutional & Insider Ownership

98.0% of BILL shares are owned by institutional investors. Comparatively, 62.5% of TeraWulf shares are owned by institutional investors. 13.2% of BILL shares are owned by insiders. Comparatively, 15.9% of TeraWulf shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Profitability

This table compares BILL and TeraWulf’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BILL	-0.68%	3.74%	1.39%
TeraWulf	-1,179.94%	-458.62%	-8.54%

Summary

TeraWulf beats BILL on 8 of the 15 factors compared between the two stocks.

About BILL

BILL Holdings, Inc. provides financial automation software for small and midsize businesses worldwide. The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services. In addition, the company's artificial intelligence enabled software provides connections between suppliers and clients. It serves accounting firms, financial institutions, and software companies. The company was formerly known as Bill.com Holdings, Inc. and changed its name to BILL Holdings, Inc. in February 2023. BILL Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California.

About TeraWulf

TeraWulf Inc., together with its subsidiaries, operates as a digital asset technology company in the United States. The company develops, owns, and operates bitcoin mining facilities in New York and Pennsylvania. It is also involved in the provision of miner hosting services to third-party entities. The company was founded in 2021 and is headquartered in Easton, Maryland.