Financial Contrast: Hagerty (NYSE:HGTY) vs. Zhibao Technology (NASDAQ:ZBAO)

Zhibao Technology (NASDAQ:ZBAO) and Hagerty (NYSE:HGTY) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their risk, institutional ownership, valuation, profitability, dividends, earnings and analyst recommendations.

Profitability

This table compares Zhibao Technology and Hagerty’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Zhibao Technology	N/A	N/A	N/A
Hagerty	1.81%	5.15%	1.58%

Risk and Volatility

Zhibao Technology has a beta of 1.78, meaning that its share price is 78% more volatile than the S&P 500. Comparatively, Hagerty has a beta of 0.79, meaning that its share price is 21% less volatile than the S&P 500.

Insider and Institutional Ownership

20.5% of Hagerty shares are owned by institutional investors. 3.7% of Hagerty shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Valuation & Earnings

This table compares Zhibao Technology and Hagerty”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Zhibao Technology	$38.66 million	0.15	-$8.66 million	N/A	N/A
Hagerty	$1.46 billion	3.15	$49.02 million	$0.09	148.44

Hagerty has higher revenue and earnings than Zhibao Technology.

Analyst Ratings

This is a summary of current ratings and target prices for Zhibao Technology and Hagerty, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Zhibao Technology	1	0	0	0	1.00
Hagerty	0	5	3	1	2.56

Hagerty has a consensus price target of $14.00, suggesting a potential upside of 4.79%. Given Hagerty’s stronger consensus rating and higher possible upside, analysts plainly believe Hagerty is more favorable than Zhibao Technology.

Summary

Hagerty beats Zhibao Technology on 12 of the 13 factors compared between the two stocks.

About Zhibao Technology

Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in China. It also offers managing general underwriter services; and offline insurance brokerage consulting services. The company was founded in 2015 and is based in Shanghai, China.

About Hagerty

Hagerty, Inc. provides insurance agency services worldwide. It offers motor vehicle and boat insurance products; and reinsurance products. The company provides Hagerty Media, which publishes contents through the Hagerty Drivers Club Magazine (HDC), video content, and social media channels; HDC that offers subscription based products and services, including HDC Magazine, automotive enthusiast events, proprietary vehicle valuation tools, emergency roadside services, and special vehicle-related discounts. In addition, it offers HVT, a valuation tool used by the customer to access current and historic pricing data of collector vehicle models. Further, the company offers Hagerty Garage + Social, a platform that provides clubhouses and car storage facilities. Hagerty, Inc. is headquartered in Traverse City, Michigan.