OppFi (NYSE:OPFI) CEO Purchases $144,000.00 in Stock

OppFi Inc. (NYSE:OPFI) CEO Todd Schwartz purchased 20,000 shares of the business’s stock in a transaction on Friday, August 14th. The stock was purchased at an average cost of $7.20 per share, with a total value of $144,000.00. Following the acquisition, the chief executive officer owned 573,733 shares in the company, valued at approximately $4,130,877.60. This represents a 3.61% increase in their ownership of the stock. The purchase was disclosed in a filing with the SEC, which can be accessed through this hyperlink.

OppFi Price Performance

OPFI opened at $7.16 on Monday. The company has a market capitalization of $610.02 million, a P/E ratio of 3.79 and a beta of 1.77. The firm’s fifty day moving average price is $8.99 and its two-hundred day moving average price is $8.80. OppFi Inc. has a fifty-two week low of $6.50 and a fifty-two week high of $12.45.

OppFi (NYSE:OPFI) last posted its earnings results on Monday, August 10th. The company reported $0.33 EPS for the quarter, missing the consensus estimate of $0.44 by ($0.11). OppFi had a return on equity of 30.89% and a net margin of 16.64%.The company had revenue of $86.17 million for the quarter, compared to the consensus estimate of $155.89 million. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. On average, equities research analysts expect that OppFi Inc. will post 1.4 EPS for the current fiscal year.

Key OppFi News

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: CEO Todd G. Schwartz bought another 20,000 shares for approximately $144,000 at an average price of $7.20. Combined with his 60,000-share purchase earlier in the week, the CEO has acquired 80,000 shares recently—an indication of management confidence following the stock’s decline. SEC insider transaction filing
• Positive Sentiment: OppFi was reported to be trading higher after an analyst upgrade, providing a near-term catalyst and helping offset concerns about the company’s recent earnings performance. OppFi analyst upgrade article
• Positive Sentiment: A bullish investment view argues that OppFi trades at a steep discount to peers despite resilient revenue and free-cash-flow growth. The company’s tighter underwriting, improved recoveries and expense discipline could support portfolio quality and margins. The planned BNC National Bank acquisition is viewed as potentially transformative, with expected adjusted EPS growth and longer-term return targets. OppFi investment outlook
• Neutral Sentiment: Stephens reduced its price target to $9.50 from $11.00 and maintained an “equal weight” rating. The revised target remains above recent trading levels, but the cut reflects a more cautious earnings outlook. Stephens price target article
• Negative Sentiment: Northland Securities lowered its FY2026 EPS forecast to $1.38 from $1.80 and cut its Q4 estimate to $0.38 from $0.54, signaling weaker expected profitability.
• Negative Sentiment: OppFi’s latest quarterly results missed expectations: EPS was $0.33 versus the $0.44 consensus, while revenue was $86.17 million versus estimates of $155.89 million. Reduced loan originations and underwhelming 2026 guidance remain key risks.

Institutional Trading of OppFi

Several hedge funds have recently modified their holdings of the stock. Quarry LP raised its position in OppFi by 669.2% in the 3rd quarter. Quarry LP now owns 3,492 shares of the company’s stock worth $40,000 after purchasing an additional 3,038 shares during the last quarter. Russell Investments Group Ltd. increased its stake in shares of OppFi by 217.6% in the 2nd quarter. Russell Investments Group Ltd. now owns 4,681 shares of the company’s stock valued at $65,000 after buying an additional 3,207 shares during the period. Quantbot Technologies LP increased its stake in shares of OppFi by 20.8% in the 2nd quarter. Quantbot Technologies LP now owns 8,663 shares of the company’s stock valued at $121,000 after buying an additional 1,494 shares during the period. Kemnay Advisory Services Inc. bought a new stake in shares of OppFi during the fourth quarter worth $95,000. Finally, Jain Global LLC bought a new stake in shares of OppFi during the fourth quarter worth $112,000. 7.10% of the stock is owned by institutional investors.

Analyst Upgrades and Downgrades

A number of equities research analysts recently issued reports on OPFI shares. Citigroup reiterated a “market outperform” rating on shares of OppFi in a research report on Tuesday, August 11th. Stephens reduced their target price on OppFi from $11.00 to $9.50 and set an “equal weight” rating on the stock in a report on Tuesday, August 11th. Wall Street Zen cut OppFi from a “buy” rating to a “hold” rating in a report on Sunday. Zacks Research downgraded OppFi from a “strong-buy” rating to a “hold” rating in a research report on Tuesday, July 28th. Finally, Weiss Ratings restated a “hold (c)” rating on shares of OppFi in a report on Friday, August 7th. Two equities research analysts have rated the stock with a Buy rating and three have issued a Hold rating to the stock. According to MarketBeat, the company presently has an average rating of “Hold” and an average target price of $10.25.

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.