Critical Contrast: ASR Nederland (OTCMKTS:ASRRF) versus Kinsale Capital Group (NYSE:KNSL)

ASR Nederland (OTCMKTS:ASRRF) and Kinsale Capital Group (NYSE:KNSL) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, earnings, dividends, analyst recommendations, valuation, risk and profitability.

Profitability

This table compares ASR Nederland and Kinsale Capital Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
ASR Nederland	N/A	N/A	N/A
Kinsale Capital Group	28.49%	25.54%	8.15%

Valuation & Earnings

This table compares ASR Nederland and Kinsale Capital Group”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ASR Nederland	N/A	N/A	N/A	N/A	N/A
Kinsale Capital Group	$1.87 billion	4.61	$503.61 million	$24.68	15.35

Kinsale Capital Group has higher revenue and earnings than ASR Nederland.

Analyst Recommendations

This is a breakdown of current recommendations for ASR Nederland and Kinsale Capital Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ASR Nederland	0	0	0	0	0.00
Kinsale Capital Group	3	6	1	0	1.80

Kinsale Capital Group has a consensus price target of $362.11, suggesting a potential downside of 4.43%. Given Kinsale Capital Group’s stronger consensus rating and higher probable upside, analysts plainly believe Kinsale Capital Group is more favorable than ASR Nederland.

Institutional & Insider Ownership

85.4% of Kinsale Capital Group shares are held by institutional investors. 5.6% of Kinsale Capital Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Kinsale Capital Group beats ASR Nederland on 9 of the 9 factors compared between the two stocks.

About ASR Nederland

ASR Nederland N.V. provides various insurance and non-insurance products and services to private and business customers in the Netherlands and internationally. It operates through five segments: Non-Life, Life, Asset Management, Distribution and Services, and Holding and Other. The company offers non-life insurance products, including motor vehicle and commercial fleet, fire, travel, leisure, transport, liability, agricultural, construction motorized vehicles, and construction all risk and assistance insurance products; self-employed disability, sickness leave, and group disability insurance products; and health insurance products comprising basic and supplementary health insurance products. It also provides life insurance products, such as individual life and funeral insurance products, as well as pensions. In addition, the company asset management products, such as euro corporate bonds, euro government bonds, euro equities, interest rate overlays, balanced mandates, tailor-made bond portfolios, loans, fixed-income index investments, and real estate and the mortgage fund propositions; mortgage loan services, including acceptance, arrears management and recovery, and reporting for mortgages; and real estate investment funds. Further, it engages in the distribution of insurance contracts and financial intermediary services; and real estate development business. ASR Nederland N.V. offers its products under the De Amersfoortse, Loyalis, Ditzo, Europeesche Verzekeringen, and Ardanta brand names. The company was formerly known as Fortis Verzekeringen Nederland N.V. and changed its name to ASR Nederland N.V. in October 2008. ASR Nederland N.V. is headquartered in Utrecht, the Netherlands.

About Kinsale Capital Group

Kinsale Capital Group, Inc., a specialty insurance company, engages in the provision of property and casualty insurance products in the United States. The company’s commercial lines offerings include commercial property, small business casualty and property, excess and general casualty, construction, allied health, life sciences, entertainment, energy, environmental, excess professional, health care, public entity, commercial auto, inland marine, aviation, ocean marine, product recall, and railroad, as well as product, professional, and management liability insurance. It markets and sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. The company was founded in 2009 and is headquartered in Richmond, Virginia.