Usio (NASDAQ:USIO) Issues Earnings Results

Usio (NASDAQ:USIO) announced its quarterly earnings data on Wednesday. The company reported $0.01 earnings per share for the quarter, FiscalAI reports. Usio had a negative return on equity of 8.26% and a negative net margin of 1.63%.The firm had revenue of $23.68 million during the quarter, compared to analysts’ expectations of $23.67 million.

Here are the key takeaways from Usio’s conference call:

• Usio raised its fiscal 2026 revenue-growth guidance to 14%–16%, up from 10%–12%, citing strong first-half performance and continued growth opportunities.
• Second-quarter revenue increased 19%, while payment dollars and transactions processed both rose 27%; adjusted EBITDA more than doubled year over year to $1.1 million, and GAAP net income was positive for the second consecutive quarter.
• Card revenue grew 28%, driven by 43% PayFac growth and a 34% increase in merchant count; management said the expanding ISV-to-merchant “flywheel” is driving accelerating volumes.
• Management highlighted Usio Ion, school-voucher programs, university loan-refund payments, RTP adoption, and Output Solutions’ new high-speed printer as catalysts for future growth, margin expansion, and higher interest income.

Usio Trading Up 8.8%

NASDAQ:USIO opened at $2.59 on Friday. The company has a current ratio of 1.09, a quick ratio of 1.09 and a debt-to-equity ratio of 0.05. Usio has a 1-year low of $1.03 and a 1-year high of $2.98. The firm has a market capitalization of $71.48 million, a price-to-earnings ratio of -43.17 and a beta of 1.32. The business’s 50-day moving average price is $2.09 and its two-hundred day moving average price is $1.59.

Wall Street Analysts Forecast Growth

Several equities research analysts have recently commented on USIO shares. Zacks Research upgraded shares of Usio from a “strong sell” rating to a “hold” rating in a research report on Monday, May 18th. LADENBURG THALM/SH SH increased their price objective on shares of Usio from $6.25 to $6.75 and gave the company a “buy” rating in a report on Thursday. Wall Street Zen raised shares of Usio to a “hold” rating in a research note on Saturday, July 25th. Finally, Weiss Ratings raised shares of Usio from a “sell (d)” rating to a “sell (d+)” rating in a report on Tuesday. Two research analysts have rated the stock with a Buy rating, one has issued a Hold rating and one has given a Sell rating to the company’s stock. Based on data from MarketBeat, Usio has a consensus rating of “Hold” and a consensus price target of $5.38.

Institutional Investors Weigh In On Usio

Large investors have recently bought and sold shares of the company. Osaic Holdings Inc. raised its holdings in Usio by 246.1% in the second quarter. Osaic Holdings Inc. now owns 28,353 shares of the company’s stock worth $43,000 after purchasing an additional 20,161 shares during the period. Goldman Sachs Group Inc. increased its position in shares of Usio by 34.6% in the 1st quarter. Goldman Sachs Group Inc. now owns 59,692 shares of the company’s stock valued at $87,000 after buying an additional 15,334 shares in the last quarter. Citadel Advisors LLC raised its stake in Usio by 103.7% during the 3rd quarter. Citadel Advisors LLC now owns 78,493 shares of the company’s stock worth $111,000 after buying an additional 39,959 shares during the period. Scoggin Management LP acquired a new stake in Usio during the 3rd quarter worth $114,000. Finally, Rothschild Wealth LLC bought a new position in Usio during the fourth quarter worth about $563,000. Institutional investors own 20.23% of the company’s stock.

Usio Company Profile

Usio, Inc (NASDAQ: USIO) is a financial technology company that delivers integrated payment, transaction processing, and money services solutions. The company’s platform combines merchant acquiring, multi‐rail payment enablement and business management tools to support merchants, financial institutions and business partners in automating and securing electronic and cash‐based transactions.

Through its subsidiaries, Usio provides a broad range of products and services, including point-of-sale terminals, payment gateway services, automated teller machine (ATM) processing, bill payment, money order issuance, domestic and international money transfer and remittance solutions.