Brokerages Set Fair Isaac Corporation (NYSE:FICO) Price Target at $1,627.93

Shares of Fair Isaac Corporation (NYSE:FICO) have been assigned an average rating of “Moderate Buy” from the seventeen ratings firms that are covering the stock, MarketBeat reports. Five equities research analysts have rated the stock with a hold rating and twelve have assigned a buy rating to the company. The average 1-year price target among analysts that have updated their coverage on the stock in the last year is $1,600.9286.

Several analysts recently commented on the stock. Barclays cut their target price on shares of Fair Isaac from $2,400.00 to $1,950.00 and set an “overweight” rating for the company in a research note on Friday, April 10th. Mizuho assumed coverage on Fair Isaac in a report on Thursday, April 16th. They issued an “outperform” rating and a $1,416.00 price target on the stock. UBS Group upped their price target on Fair Isaac from $1,250.00 to $1,270.00 and gave the company a “neutral” rating in a report on Thursday, July 2nd. Wells Fargo & Company raised their price objective on Fair Isaac from $1,400.00 to $1,450.00 and gave the stock an “overweight” rating in a research note on Thursday. Finally, Wolfe Research reissued an “outperform” rating on shares of Fair Isaac in a research note on Thursday.

Key Headlines Impacting Fair Isaac

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: FICO beat earnings expectations and raised its outlook. Fiscal third-quarter EPS was $12.18, above the roughly $11.76–$12.02 consensus range, while revenue increased 25.7% year over year to $674.2 million. The company raised fiscal 2026 EPS guidance to $42.43, slightly ahead of the $42.06 consensus, with revenue guidance of approximately $2.5 billion. Fair Isaac Raises Guidance As FICO Score Business Drives Growth
• Positive Sentiment: The Scores business remained the key growth engine. Demand for FICO Scores drove revenue growth, operating leverage and margin expansion. Operating profit rose 38.1% year over year to $362.6 million, and operating cash flow increased 32.9% to $380.4 million. Fair Isaac Q3 Earnings Beat Estimates on Scores, Revenues Up Year Over Year
• Positive Sentiment: Analysts remained constructive. Wolfe Research maintained a Buy rating with a $1,450 price target, citing earnings strength, margin expansion and growing platform annual recurring revenue. Needham also reaffirmed its Buy rating with a $1,650 target. Analyst Maintains Buy on FICO
• Neutral Sentiment: Performance was mixed across business lines. Revenue fell short of analyst expectations near $679 million to $692 million, depending on the estimate cited. Strong Scores demand and profitability were partly offset by softer software growth.
• Negative Sentiment: Near-term mortgage headwinds and downside guidance details pressured the stock. Investors appear concerned that weaker mortgage activity and slower software momentum could limit growth, making the revenue miss more important than the EPS beat. The sharp reaction marked the stock’s weakest performance in several years. FICO Stock Drops the Most in 6 Years

Fair Isaac Stock Down 1.3%

NYSE:FICO opened at $1,124.66 on Tuesday. The business’s 50-day moving average price is $1,216.52 and its 200 day moving average price is $1,233.28. Fair Isaac has a 52-week low of $870.01 and a 52-week high of $1,998.01. The firm has a market cap of $24.29 billion, a P/E ratio of 32.49, a PEG ratio of 1.00 and a beta of 1.29.

Fair Isaac (NYSE:FICO) last issued its quarterly earnings results on Wednesday, July 29th. The technology company reported $12.18 earnings per share for the quarter, beating analysts’ consensus estimates of $11.76 by $0.42. Fair Isaac had a net margin of 34.05% and a negative return on equity of 32.51%. The company had revenue of $674.19 million during the quarter, compared to the consensus estimate of $679.17 million. During the same period in the prior year, the company earned $8.57 EPS. Fair Isaac’s revenue was up 25.7% on a year-over-year basis. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. Sell-side analysts expect that Fair Isaac will post 38 EPS for the current year.

Insider Activity at Fair Isaac

In related news, Director Eva Manolis sold 967 shares of the stock in a transaction on Wednesday, July 29th. The stock was sold at an average price of $1,400.00, for a total value of $1,353,800.00. Following the completion of the transaction, the director owned 498 shares in the company, valued at $697,200. This trade represents a 66.01% decrease in their position. The transaction was disclosed in a document filed with the SEC, which can be accessed through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 3.02% of the stock is currently owned by corporate insiders.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently made changes to their positions in the company. Wealthcare Advisory Partners LLC increased its position in shares of Fair Isaac by 7.0% in the second quarter. Wealthcare Advisory Partners LLC now owns 383 shares of the technology company’s stock worth $458,000 after acquiring an additional 25 shares in the last quarter. Ebert Capital Management Inc. lifted its position in shares of Fair Isaac by 4.6% in the 2nd quarter. Ebert Capital Management Inc. now owns 3,267 shares of the technology company’s stock valued at $3,903,000 after acquiring an additional 143 shares in the last quarter. FNY Investment Advisers LLC boosted its stake in Fair Isaac by 3.6% in the 2nd quarter. FNY Investment Advisers LLC now owns 398 shares of the technology company’s stock worth $475,000 after purchasing an additional 14 shares during the period. Czech National Bank boosted its stake in Fair Isaac by 2.2% in the 2nd quarter. Czech National Bank now owns 6,601 shares of the technology company’s stock worth $7,887,000 after purchasing an additional 140 shares during the period. Finally, PensionDanmark Pensionsforsikringsaktieselskab grew its position in Fair Isaac by 10.5% during the 2nd quarter. PensionDanmark Pensionsforsikringsaktieselskab now owns 2,740 shares of the technology company’s stock worth $3,274,000 after purchasing an additional 260 shares in the last quarter. 85.75% of the stock is currently owned by institutional investors and hedge funds.

About Fair Isaac

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.