Fair Isaac (NYSE:FICO) Releases FY 2026 Earnings Guidance

Fair Isaac (NYSE:FICO) issued an update on its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share (EPS) guidance of 42.430-42.430 for the period, compared to the consensus EPS estimate of 42.060. The company issued revenue guidance of $2.5 billion-$2.5 billion, compared to the consensus revenue estimate of $2.5 billion.

Analyst Ratings Changes

A number of research firms have weighed in on FICO. UBS Group lifted their price objective on Fair Isaac from $1,250.00 to $1,270.00 and gave the company a “neutral” rating in a research note on Thursday, July 2nd. Wall Street Zen downgraded Fair Isaac from a “buy” rating to a “hold” rating in a research note on Sunday, June 28th. The Goldman Sachs Group dropped their target price on Fair Isaac from $1,770.00 to $1,528.00 and set a “buy” rating on the stock in a report on Thursday, April 2nd. Robert W. Baird set a $1,549.00 price target on Fair Isaac in a research report on Wednesday, April 29th. Finally, Jefferies Financial Group decreased their price target on Fair Isaac from $1,800.00 to $1,700.00 and set a “buy” rating for the company in a report on Monday, May 4th. Ten analysts have rated the stock with a Buy rating and five have given a Hold rating to the company’s stock. According to data from MarketBeat.com, the stock has a consensus rating of “Moderate Buy” and a consensus target price of $1,627.93.

Fair Isaac Trading Up 2.9%

FICO traded up $38.10 on Wednesday, reaching $1,374.32. The stock had a trading volume of 432,113 shares, compared to its average volume of 338,169. Fair Isaac has a 12-month low of $870.01 and a 12-month high of $1,998.01. The business’s 50-day moving average price is $1,217.73 and its two-hundred day moving average price is $1,239.24. The company has a market cap of $31.87 billion, a P/E ratio of 43.53, a price-to-earnings-growth ratio of 1.14 and a beta of 1.29.

Fair Isaac (NYSE:FICO) last posted its earnings results on Tuesday, April 28th. The technology company reported $12.50 earnings per share (EPS) for the quarter, topping the consensus estimate of $11.03 by $1.47. Fair Isaac had a net margin of 33.67% and a negative return on equity of 41.04%. The business had revenue of $691.68 million for the quarter, compared to analyst estimates of $630.21 million. During the same period in the prior year, the company posted $7.81 EPS. The company’s revenue for the quarter was up 38.7% on a year-over-year basis. As a group, analysts predict that Fair Isaac will post 38 earnings per share for the current year.

Fair Isaac News Summary

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Adjusted earnings were approximately $12.18 per share, exceeding analyst estimates. Fair Isaac also raised or maintained fiscal 2026 EPS guidance at about $42.43, modestly above the $42.06 consensus estimate. Fair Isaac Q3 earnings metrics
• Positive Sentiment: Underlying profitability remained strong: revenue increased 25.7% year over year to $674.2 million, operating profit rose 38.1% to $362.6 million, net income attributable to common shareholders climbed 30.5% to $237.2 million, and operating cash flow grew 32.9% to $380.4 million. Diluted EPS increased 41.2% year over year to $10.45 under the reported GAAP measure. FICO Q3 2026 earnings results
• Neutral Sentiment: Full-year revenue guidance was approximately $2.5 billion, broadly in line with analyst expectations. The median analyst price target cited was $1,472, although published targets ranged widely from $1,225 to $1,700, reflecting differing views on valuation and growth.
• Negative Sentiment: Quarterly revenue of $674.2 million fell short of estimates ranging from roughly $679 million to $692.4 million. For a premium-valued stock, the revenue miss raised concerns that growth may be slowing relative to expectations, despite the earnings beat.
• Negative Sentiment: Recent trading data showed two FICO insider sales and no insider purchases during the past six months. Institutional activity was mixed, with 567 investors reducing positions compared with 324 adding shares, potentially adding to investor caution.

Institutional Inflows and Outflows

Several large investors have recently made changes to their positions in FICO. Brighton Jones LLC increased its holdings in Fair Isaac by 168.7% in the 4th quarter. Brighton Jones LLC now owns 481 shares of the technology company’s stock worth $958,000 after acquiring an additional 302 shares in the last quarter. Great Lakes Advisors LLC lifted its holdings in Fair Isaac by 5.7% during the first quarter. Great Lakes Advisors LLC now owns 112 shares of the technology company’s stock valued at $207,000 after purchasing an additional 6 shares in the last quarter. Woodline Partners LP grew its position in shares of Fair Isaac by 46.1% in the first quarter. Woodline Partners LP now owns 2,138 shares of the technology company’s stock valued at $3,943,000 after purchasing an additional 675 shares during the period. Treasurer of the State of North Carolina grew its position in shares of Fair Isaac by 18.0% in the second quarter. Treasurer of the State of North Carolina now owns 14,037 shares of the technology company’s stock valued at $25,659,000 after purchasing an additional 2,146 shares during the period. Finally, Alliancebernstein L.P. increased its stake in shares of Fair Isaac by 16.1% during the second quarter. Alliancebernstein L.P. now owns 211,947 shares of the technology company’s stock worth $387,431,000 after purchasing an additional 29,408 shares in the last quarter. 85.75% of the stock is owned by institutional investors and hedge funds.

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.