Five Star Bancorp (NASDAQ:FSBC) Announces Quarterly Earnings Results

Five Star Bancorp (NASDAQ:FSBC) issued its earnings results on Wednesday. The company reported $0.91 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.86 by $0.05, FiscalAI reports. Five Star Bancorp had a net margin of 25.23% and a return on equity of 15.32%. The firm had revenue of $47.95 million for the quarter, compared to the consensus estimate of $47.72 million.

Five Star Bancorp Trading Down 1.9%

NASDAQ FSBC opened at $48.37 on Thursday. The company’s 50 day moving average is $45.32 and its two-hundred day moving average is $41.26. The stock has a market cap of $1.03 billion, a price-to-earnings ratio of 15.36 and a beta of 0.53. Five Star Bancorp has a 12 month low of $28.34 and a 12 month high of $50.26.

Five Star Bancorp Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Monday, August 10th. Shareholders of record on Monday, August 3rd will be given a $0.25 dividend. The ex-dividend date is Monday, August 3rd. This represents a $1.00 dividend on an annualized basis and a yield of 2.1%. Five Star Bancorp’s dividend payout ratio is presently 31.75%.

Analyst Ratings Changes

FSBC has been the subject of a number of research analyst reports. DA Davidson lifted their target price on Five Star Bancorp from $45.00 to $48.50 and gave the stock a “buy” rating in a report on Wednesday, April 29th. Stephens lifted their price objective on Five Star Bancorp from $41.00 to $43.00 and gave the stock an “equal weight” rating in a report on Wednesday, April 29th. Weiss Ratings reaffirmed a “buy (b)” rating on shares of Five Star Bancorp in a report on Monday, June 1st. Finally, Keefe, Bruyette & Woods boosted their target price on shares of Five Star Bancorp from $41.00 to $43.00 and gave the company a “market perform” rating in a research note on Friday, May 1st. Four investment analysts have rated the stock with a Buy rating and two have given a Hold rating to the company’s stock. Based on data from MarketBeat.com, Five Star Bancorp has an average rating of “Moderate Buy” and a consensus target price of $42.30.

Insider Transactions at Five Star Bancorp

In other news, CEO James Eugene Beckwith sold 6,428 shares of the firm’s stock in a transaction dated Wednesday, May 20th. The stock was sold at an average price of $41.23, for a total transaction of $265,026.44. Following the completion of the transaction, the chief executive officer owned 466,586 shares in the company, valued at $19,237,340.78. This trade represents a 1.36% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available at the SEC website. Also, SVP Michael Eugene Lee sold 1,641 shares of the stock in a transaction on Thursday, May 7th. The shares were sold at an average price of $41.26, for a total value of $67,707.66. Following the sale, the senior vice president owned 33,631 shares in the company, valued at $1,387,615.06. The trade was a 4.65% decrease in their position. The disclosure for this sale is available in the SEC filing. Over the last quarter, insiders have sold 12,692 shares of company stock valued at $524,640. 21.79% of the stock is currently owned by corporate insiders.

Institutional Investors Weigh In On Five Star Bancorp

Several hedge funds have recently made changes to their positions in the company. Occudo Quantitative Strategies LP purchased a new position in shares of Five Star Bancorp in the 4th quarter valued at approximately $294,000. Janus Henderson Group PLC acquired a new stake in shares of Five Star Bancorp during the fourth quarter worth $221,000. PDT Partners LLC acquired a new position in shares of Five Star Bancorp in the 4th quarter valued at $204,000. Price T Rowe Associates Inc. MD raised its stake in Five Star Bancorp by 12.7% in the 4th quarter. Price T Rowe Associates Inc. MD now owns 9,334 shares of the company’s stock worth $334,000 after acquiring an additional 1,049 shares during the last quarter. Finally, PharVision Advisers LLC acquired a new stake in Five Star Bancorp during the 3rd quarter worth about $241,000. 46.94% of the stock is currently owned by hedge funds and other institutional investors.

Five Star Bancorp News Summary

Here are the key news stories impacting Five Star Bancorp this week:

• Positive Sentiment: Five Star Bancorp reported Q2 2026 earnings of $0.91 per share, topping Wall Street estimates, with revenue of about $48.0 million also edging expectations. Net income rose to $19.4 million from $14.5 million a year ago, showing solid profitability and continued operating momentum. Article Title
• Positive Sentiment: The company said revenue grew 25.1% year over year in Q2 2026, and management highlighted growth investments and expansion, including a new branch in Lodi, California, which supports the long-term growth story. Article Title
• Neutral Sentiment: FSBC also announced the launch and pricing of an underwritten public offering of 2.725 million shares at $44.00 per share, with gross proceeds of about $113.6 million and a 30-day option for underwriters to buy more shares. Article Title
• Negative Sentiment: The stock may be reacting negatively to dilution risk from the new equity issuance, since selling additional shares can reduce existing shareholders’ ownership and potentially weigh on earnings per share near term. Article Title

About Five Star Bancorp

Five Star Bancorp, Inc is the bank holding company for Five Star Bank, a community-focused financial institution serving retail and commercial customers primarily in Upstate New York. Headquartered in Rochester, the company provides a range of banking and financial services designed to meet the needs of individuals, families and businesses throughout its regional footprint.

The company’s core business activities include deposit services—such as checking, savings and money market accounts—alongside consumer and mortgage lending.