Flywire (NASDAQ:FLYW) versus Global Business Travel Group (NYSE:GBTG) Critical Survey

Global Business Travel Group (NYSE:GBTG) and Flywire (NASDAQ:FLYW) are both mid-cap computer and technology companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, risk, profitability, earnings, analyst recommendations, institutional ownership and valuation.

Analyst Ratings

This is a summary of current ratings and price targets for Global Business Travel Group and Flywire, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Global Business Travel Group	0	6	2	0	2.25
Flywire	0	6	9	0	2.60

Global Business Travel Group presently has a consensus target price of $8.90, suggesting a potential downside of 5.47%. Flywire has a consensus target price of $18.77, suggesting a potential upside of 3.86%. Given Flywire’s stronger consensus rating and higher possible upside, analysts clearly believe Flywire is more favorable than Global Business Travel Group.

Insider & Institutional Ownership

82.5% of Global Business Travel Group shares are held by institutional investors. Comparatively, 95.9% of Flywire shares are held by institutional investors. 5.4% of Global Business Travel Group shares are held by company insiders. Comparatively, 5.0% of Flywire shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Earnings and Valuation

This table compares Global Business Travel Group and Flywire”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Global Business Travel Group	$2.72 billion	1.81	$109.00 million	$0.17	55.38
Flywire	$623.03 million	3.58	$13.50 million	$0.23	78.57

Global Business Travel Group has higher revenue and earnings than Flywire. Global Business Travel Group is trading at a lower price-to-earnings ratio than Flywire, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

Global Business Travel Group has a beta of 0.93, suggesting that its share price is 7% less volatile than the S&P 500. Comparatively, Flywire has a beta of 1.32, suggesting that its share price is 32% more volatile than the S&P 500.

Profitability

This table compares Global Business Travel Group and Flywire’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Global Business Travel Group	2.93%	2.51%	0.81%
Flywire	4.45%	3.78%	2.61%

Summary

Flywire beats Global Business Travel Group on 11 of the 14 factors compared between the two stocks.

About Global Business Travel Group

Global Business Travel Group, Inc. provides business-to-business (B2B) travel platform in the United States and internationally. The company's platform offers a suite of technology-enabled solutions to business travelers and clients; travel content suppliers, such as airlines, hotels, ground transportation, and aggregators; and third-party travel agencies. It also provides consulting, meetings and events planning, and outsourced services. Global Business Travel Group, Inc. is based in New York, New York.

About Flywire

Flywire Corporation, together with its subsidiaries, operates as a payments enablement and software company in the United States and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company’s platform facilitates payment flows across multiple currencies, payment types, and payment options, as well as provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.