Jiayin Group (NASDAQ:JFIN) Trading Down 5.8% – Here’s Why

Jiayin Group Inc. Sponsored ADR (NASDAQ:JFIN) shares dropped 5.8% on Tuesday . The stock traded as low as $2.73 and last traded at $2.76. Approximately 53,025 shares changed hands during trading, a decline of 51% from the average daily volume of 108,989 shares. The stock had previously closed at $2.93.

Wall Street Analyst Weigh In

Separately, Weiss Ratings cut shares of Jiayin Group from a “hold (c-)” rating to a “sell (d+)” rating in a research note on Thursday, June 25th. One equities research analyst has rated the stock with a Sell rating, According to MarketBeat, Jiayin Group presently has a consensus rating of “Sell”.

Jiayin Group Stock Performance

The stock has a 50-day simple moving average of $3.79 and a 200-day simple moving average of $5.10. The stock has a market cap of $133.44 million, a PE ratio of 1.01 and a beta of 0.90. The company has a debt-to-equity ratio of 0.12, a current ratio of 1.89 and a quick ratio of 1.89.

Jiayin Group (NASDAQ:JFIN) last announced its quarterly earnings results on Tuesday, June 23rd. The company reported ($0.16) earnings per share (EPS) for the quarter, missing the consensus estimate of $0.17 by ($0.33). The company had revenue of $109.75 million during the quarter, compared to analyst estimates of $53.40 million. Jiayin Group had a net margin of 17.79% and a return on equity of 21.67%.

Institutional Investors Weigh In On Jiayin Group

Several institutional investors and hedge funds have recently made changes to their positions in the company. Renaissance Technologies LLC lifted its holdings in Jiayin Group by 10.2% in the first quarter. Renaissance Technologies LLC now owns 132,300 shares of the company’s stock worth $554,000 after acquiring an additional 12,300 shares during the last quarter. Dimensional Fund Advisors LP increased its stake in shares of Jiayin Group by 44.4% during the first quarter. Dimensional Fund Advisors LP now owns 124,580 shares of the company’s stock valued at $524,000 after acquiring an additional 38,300 shares during the period. Marshall Wace LLP bought a new stake in shares of Jiayin Group in the 4th quarter worth $392,000. Trexquant Investment LP lifted its holdings in Jiayin Group by 85.6% in the 4th quarter. Trexquant Investment LP now owns 65,516 shares of the company’s stock valued at $380,000 after acquiring an additional 30,207 shares during the last quarter. Finally, Millennium Management LLC raised its holdings in shares of Jiayin Group by 154.0% in the 4th quarter. Millennium Management LLC now owns 51,404 shares of the company’s stock worth $298,000 after purchasing an additional 31,169 shares in the last quarter. 44.08% of the stock is owned by institutional investors and hedge funds.

About Jiayin Group

Jiayin Group (NASDAQ: JFIN) is a China-based, technology-driven consumer finance marketplace that connects individual borrowers with institutional lenders. The company’s online platform leverages proprietary credit scoring models, big data analytics and AI‐powered risk management tools to streamline the loan application, approval and disbursement processes. By integrating end-to-end services—including borrower acquisition, credit assessment, loan servicing and collection—Jiayin Group provides a comprehensive fintech solution for unsecured personal loans.

Through its platform, Jiayin Group offers financial institutions access to an underserved segment of the consumer credit market, particularly in third- and fourth‐tier cities across China.