Contrasting American International Group (NYSE:AIG) & Amacore Group (OTCMKTS:ACGI)

Amacore Group (OTCMKTS:ACGI) and American International Group (NYSE:AIG) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, valuation, earnings, profitability, institutional ownership, risk and dividends.

Institutional & Insider Ownership

90.6% of American International Group shares are owned by institutional investors. 0.6% of American International Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Amacore Group and American International Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Amacore Group	0	0	0	0	0.00
American International Group	0	12	7	1	2.45

American International Group has a consensus target price of $88.06, suggesting a potential upside of 13.17%. Given American International Group’s stronger consensus rating and higher possible upside, analysts plainly believe American International Group is more favorable than Amacore Group.

Earnings & Valuation

This table compares Amacore Group and American International Group”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Amacore Group	N/A	N/A	N/A	N/A	N/A
American International Group	$26.78 billion	1.54	$3.10 billion	$5.67	13.72

American International Group has higher revenue and earnings than Amacore Group.

Volatility & Risk

Amacore Group has a beta of 3.35, indicating that its share price is 235% more volatile than the S&P 500. Comparatively, American International Group has a beta of 0.53, indicating that its share price is 47% less volatile than the S&P 500.

Profitability

This table compares Amacore Group and American International Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Amacore Group	N/A	N/A	N/A
American International Group	11.86%	10.93%	2.75%

Summary

American International Group beats Amacore Group on 10 of the 11 factors compared between the two stocks.

About Amacore Group

The Amacore Group, Inc. provides and markets healthcare-related membership products for individuals and families. Its products include limited and major medical insurance programs, supplemental medical insurance, and discount dental and vision programs. The company also provides and markets lifestyle membership programs, including insurance discounts, discount benefit savings, ID theft, legal counsel, credit management, automotive warranties, employment protection, and a host of others. The company serves insurance carriers, financial institutions, affiliate marketers, direct marketers, insurance agents, and fortune 500 companies. It distributes its products and services through various distribution methods, such as its agent network, inbound call center, in-house sales representatives, network marketing, and affinity marketing partners, as well as through third-party direct response marketers. The Amacore Group, Inc. was formerly known as Eye Care International Inc. and changed its name to The Amacore Group, Inc. in April 2005. The company was founded in 1993 and is based in Maitland, Florida.

About American International Group

American International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: General Insurance, Life and Retirement, and Other Operations. The General Insurance segment provides commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers’ compensation, excess casualty, and crisis management insurance products; and professional liability insurance. This segment offers marine, energy-related property insurance, aviation, political risk, trade credit, trade finance, and portfolio solutions, as well as operates reinsurance business; voluntary and sponsor-paid personal accident, and supplemental health products; and personal auto and personal property insurance. Its Life and Retirement segment offers individual retirement products, including variable, fixed index, and fixed annuities, as well as retail mutual funds; group retirement products comprising record-keeping, plan administrative and compliance services, financial planning, and advisory solutions; life insurance, including term and universal life insurance; and institutional markets products, which includes wrap products, structured settlement, pension risk transfer annuities, corporate and bank-owned life insurance, high net worth, and guaranteed investment contract products. It distributes its products through a network of brokers, agents, advisors, banks, and other distributors. The company was founded in 1919 and is headquartered in New York, New York.