Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) Receives Average Rating of “Hold” from Analysts

Shares of Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) have been assigned an average recommendation of “Hold” from the five research firms that are currently covering the stock, MarketBeat.com reports. One analyst has rated the stock with a sell recommendation, two have issued a hold recommendation and two have given a buy recommendation to the company. The average 12 month price target among analysts that have updated their coverage on the stock in the last year is $32.3667.

A number of equities research analysts have recently issued reports on QFIN shares. Weiss Ratings reaffirmed a “hold (c)” rating on shares of Qfin in a research report on Monday, December 29th. Jefferies Financial Group dropped their price target on Qfin from $30.30 to $23.40 and set a “buy” rating on the stock in a research note on Wednesday. JPMorgan Chase & Co. downgraded Qfin from an “overweight” rating to a “neutral” rating and cut their price objective for the stock from $45.00 to $21.00 in a report on Wednesday, November 19th. Finally, Zacks Research cut shares of Qfin from a “hold” rating to a “strong sell” rating in a report on Wednesday, December 17th.

Qfin News Roundup

Here are the key news stories impacting Qfin this week:

• Positive Sentiment: Qfin raised and declared a semi‑annual dividend of $0.78 per ADR (record Apr 22; payable May 14), signaling stronger capital return to shareholders which can support the share price and investor confidence. Qfin Holdings Announces Fourth Quarter and Full Year 2025 Unaudited Financial Results and Raises Semi-Annual Dividend
• Neutral Sentiment: The company released its Q4 results, press release and slide deck showing solid profitability metrics (net margin ~35%, ROE ~28.7%) despite top‑line weakness; investors should review the slide deck and call transcript for management’s commentary on loan growth, credit quality and cost outlook. Qfin Q4 Press Release (PDF)
• Neutral Sentiment: Investors can read the full earnings‑call transcript and highlights for additional color on strategy and guidance assumptions; these may clarify how management plans to address the revenue shortfall and capital allocation. Qfin Q4 2025 Earnings Call Transcript
• Negative Sentiment: Qfin missed consensus by $0.01 on EPS and materially missed revenue expectations (reported $585.1M vs. est. $664.95M), a primary driver of the weak price action as top‑line weakness raises questions about near‑term growth. Qfin Misses Q4 Earnings and Revenue Estimates (Zacks)
• Negative Sentiment: Jefferies cut its price target from $30.30 to $23.40 (still a Buy), reducing near‑term upside expectations and likely weighing on sentiment despite the maintained rating. Jefferies Lowers QFIN Price Target (TickerReport)

Qfin Stock Performance

Shares of QFIN traded down $1.21 during mid-day trading on Wednesday, reaching $13.23. 3,490,601 shares of the company’s stock traded hands, compared to its average volume of 1,607,827. The company has a debt-to-equity ratio of 0.20, a quick ratio of 2.94 and a current ratio of 2.94. The business’s 50-day moving average price is $15.65 and its 200-day moving average price is $21.02. The stock has a market capitalization of $1.88 billion, a P/E ratio of 1.93, a price-to-earnings-growth ratio of 0.21 and a beta of 0.49. Qfin has a 12 month low of $13.23 and a 12 month high of $48.94.

Qfin (NASDAQ:QFIN) last issued its quarterly earnings data on Tuesday, March 17th. The company reported $1.12 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.13 by ($0.01). The business had revenue of $585.10 million during the quarter, compared to the consensus estimate of $664.95 million. Qfin had a return on equity of 28.73% and a net margin of 35.09%. Equities analysts predict that Qfin will post 5.71 earnings per share for the current year.

Qfin Dividend Announcement

The company also recently declared a dividend, which will be paid on Thursday, May 14th. Investors of record on Wednesday, April 22nd will be given a $0.78 dividend. This represents a dividend yield of 1,143.0%. The ex-dividend date is Wednesday, April 22nd. Qfin’s dividend payout ratio is 21.87%.

Institutional Investors Weigh In On Qfin

A number of institutional investors have recently bought and sold shares of the business. Royal Bank of Canada grew its stake in shares of Qfin by 51.7% in the 1st quarter. Royal Bank of Canada now owns 6,508 shares of the company’s stock valued at $293,000 after buying an additional 2,219 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. acquired a new position in Qfin during the first quarter worth $29,000. Goldman Sachs Group Inc. raised its holdings in Qfin by 32.7% during the first quarter. Goldman Sachs Group Inc. now owns 1,603,830 shares of the company’s stock valued at $72,028,000 after buying an additional 395,589 shares in the last quarter. PNC Financial Services Group Inc. raised its holdings in Qfin by 32.6% during the second quarter. PNC Financial Services Group Inc. now owns 3,147 shares of the company’s stock valued at $136,000 after buying an additional 774 shares in the last quarter. Finally, SG Americas Securities LLC lifted its position in shares of Qfin by 3.9% in the second quarter. SG Americas Securities LLC now owns 30,410 shares of the company’s stock worth $1,319,000 after buying an additional 1,128 shares during the last quarter. 74.81% of the stock is currently owned by institutional investors and hedge funds.

Qfin Company Profile

360 DigiTech, Inc (NASDAQ: QFIN) is a China‐based fintech company that specializes in providing digital lending solutions to underserved consumer and small business markets. Leveraging proprietary credit assessment technologies and big data analytics, the company connects borrowers with a network of financial institutions and investors through its online platform. Its services encompass unsecured consumer loans, installment credit products, and working capital financing for micro and small enterprises.

The company’s flagship platform offers an end‐to‐end digital lending experience, from application and credit evaluation to disbursement and repayment.