Azora Capital LP Sells 958,395 Shares of SoFi Technologies, Inc. $SOFI

Azora Capital LP decreased its holdings in shares of SoFi Technologies, Inc. (NASDAQ:SOFI) by 40.5% in the 3rd quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC). The fund owned 1,405,152 shares of the company’s stock after selling 958,395 shares during the quarter. SoFi Technologies makes up 1.7% of Azora Capital LP’s holdings, making the stock its 23rd biggest position. Azora Capital LP owned about 0.12% of SoFi Technologies worth $37,124,000 as of its most recent SEC filing.

A number of other hedge funds and other institutional investors have also recently added to or reduced their stakes in the stock. California Public Employees Retirement System increased its holdings in shares of SoFi Technologies by 10.4% in the third quarter. California Public Employees Retirement System now owns 2,070,610 shares of the company’s stock valued at $54,706,000 after purchasing an additional 195,388 shares during the last quarter. Cantor Fitzgerald L. P. lifted its stake in shares of SoFi Technologies by 2,574.5% during the 3rd quarter. Cantor Fitzgerald L. P. now owns 2,325,000 shares of the company’s stock worth $61,426,000 after buying an additional 2,238,068 shares during the last quarter. Bank of Nova Scotia bought a new stake in shares of SoFi Technologies during the 3rd quarter worth about $12,310,000. Lazard Asset Management LLC grew its stake in SoFi Technologies by 5.9% in the 3rd quarter. Lazard Asset Management LLC now owns 38,027 shares of the company’s stock valued at $1,005,000 after buying an additional 2,118 shares during the last quarter. Finally, Creative Planning grew its stake in SoFi Technologies by 20.0% in the 3rd quarter. Creative Planning now owns 202,940 shares of the company’s stock valued at $5,362,000 after buying an additional 33,881 shares during the last quarter. 38.43% of the stock is owned by institutional investors.

SoFi Technologies News Roundup

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: KBW flagged SoFi’s stablecoin partnership with Mastercard as a “significant development,” highlighting strategic fintech partnerships that could expand product reach and fees despite KBW’s current Underperform rating. KBW Highlights SoFi Technologies (SOFI) and Mastercard Stablecoin Deal
• Positive Sentiment: Zacks highlights SoFi’s 2026 outlook that calls for improving margins as the company scales — a direct earnings driver that supports higher profitability per dollar of revenue. SOFI’s 2026 Outlook Indicates Stronger Margins to Support Growth
• Positive Sentiment: SoFi announced monthly distributions for its SoFi Enhanced Yield ETF (THTA), underscoring traction in its asset/ETF business and recurring-fee revenue potential. SoFi Announces Monthly Distributions on $THTA (10.00%)
• Positive Sentiment: Several outlets (Yahoo/Zacks/Fool) reiterate the bullish case — digital banking demand, Galileo volume, refinancing tailwinds and positive EPS revisions — arguing the recent share weakness creates a longer-term opportunity. 2 Reasons We Love SoFi (SOFI)
• Neutral Sentiment: Industry context: Upstart’s pursuit of a bank charter highlights why owning a deposit franchise (as SoFi has) can be a structural advantage — useful background but not new company-specific upside. Why Upstart’s Bank Charter Bet Could Change Everything (SOFI)
• Neutral Sentiment: Price-action notes: routine market-coverage pieces report modest intraday gains versus broader weakness — short-term noise rather than a catalyst. SoFi Technologies, Inc. (SOFI) Advances While Market Declines
• Negative Sentiment: Barchart and other coverage flag valuation concerns and the risk of dilutive capital raises — key downside risks that have pressured the stock after a multi-month decline. SoFi Stock Outlook: Can SoFi Technologies Recover After a 30% Drop?

Wall Street Analyst Weigh In

SOFI has been the subject of several research reports. The Goldman Sachs Group cut their price objective on shares of SoFi Technologies from $27.00 to $24.00 and set a “neutral” rating for the company in a research report on Tuesday, January 6th. UBS Group set a $24.50 target price on SoFi Technologies in a research note on Monday, February 2nd. JPMorgan Chase & Co. raised SoFi Technologies from a “neutral” rating to an “overweight” rating and set a $31.00 price target for the company in a report on Tuesday, February 3rd. Weiss Ratings restated a “hold (c)” rating on shares of SoFi Technologies in a research note on Thursday, January 22nd. Finally, Needham & Company LLC decreased their price objective on SoFi Technologies from $36.00 to $33.00 and set a “buy” rating on the stock in a report on Monday, February 2nd. Seven investment analysts have rated the stock with a Buy rating, eight have issued a Hold rating and three have assigned a Sell rating to the company’s stock. Based on data from MarketBeat, the stock currently has an average rating of “Hold” and a consensus price target of $26.34.

SoFi Technologies Stock Performance

Shares of NASDAQ:SOFI opened at $17.76 on Friday. The company’s 50 day moving average price is $22.11 and its two-hundred day moving average price is $25.65. SoFi Technologies, Inc. has a 12-month low of $8.60 and a 12-month high of $32.73. The firm has a market cap of $22.65 billion, a PE ratio of 46.74 and a beta of 2.20. The company has a quick ratio of 0.18, a current ratio of 0.78 and a debt-to-equity ratio of 0.17.

SoFi Technologies (NASDAQ:SOFI) last released its quarterly earnings results on Friday, January 30th. The company reported $0.13 earnings per share for the quarter, beating analysts’ consensus estimates of $0.12 by $0.01. The company had revenue of $1.01 billion during the quarter, compared to the consensus estimate of $984.75 million. SoFi Technologies had a net margin of 13.34% and a return on equity of 5.88%. The firm’s quarterly revenue was up 39.6% on a year-over-year basis. During the same period in the previous year, the business earned $0.05 earnings per share. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. Equities research analysts predict that SoFi Technologies, Inc. will post 0.26 earnings per share for the current year.

Insider Transactions at SoFi Technologies

In related news, EVP Kelli Keough sold 9,755 shares of the firm’s stock in a transaction on Friday, February 20th. The stock was sold at an average price of $18.87, for a total value of $184,076.85. Following the transaction, the executive vice president owned 293,725 shares in the company, valued at approximately $5,542,590.75. This trade represents a 3.21% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, CTO Jeremy Rishel sold 91,837 shares of the business’s stock in a transaction dated Wednesday, December 17th. The shares were sold at an average price of $26.64, for a total value of $2,446,537.68. Following the completion of the transaction, the chief technology officer directly owned 794,598 shares of the company’s stock, valued at approximately $21,168,090.72. This trade represents a 10.36% decrease in their position. The SEC filing for this sale provides additional information. Over the last three months, insiders sold 214,753 shares of company stock worth $5,045,087. Corporate insiders own 2.60% of the company’s stock.

SoFi Technologies Profile

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.