Heritage Insurance Holdings, Inc. (NYSE:HRTG) Given Consensus Recommendation of “Moderate Buy” by Brokerages

Shares of Heritage Insurance Holdings, Inc. (NYSE:HRTG) have received a consensus recommendation of “Moderate Buy” from the five analysts that are currently covering the company, MarketBeat reports. Two analysts have rated the stock with a hold recommendation and three have given a buy recommendation to the company. The average twelve-month price objective among brokers that have updated their coverage on the stock in the last year is $33.50.

HRTG has been the subject of a number of research reports. Citigroup reissued a “market perform” rating on shares of Heritage Insurance in a report on Tuesday. Zacks Research lowered shares of Heritage Insurance from a “strong-buy” rating to a “hold” rating in a research report on Monday, January 5th. Truist Financial lifted their price objective on shares of Heritage Insurance from $37.00 to $39.00 and gave the company a “buy” rating in a report on Monday. Finally, Weiss Ratings reiterated a “buy (b)” rating on shares of Heritage Insurance in a research report on Monday, December 29th.

Insiders Place Their Bets

In other Heritage Insurance news, CEO Ernie J. Garateix sold 8,334 shares of the stock in a transaction dated Friday, February 20th. The shares were sold at an average price of $24.12, for a total value of $201,016.08. Following the completion of the sale, the chief executive officer owned 1,120,170 shares in the company, valued at approximately $27,018,500.40. This represents a 0.74% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. In the last 90 days, insiders sold 33,002 shares of company stock valued at $891,731. Company insiders own 14.00% of the company’s stock.

Institutional Investors Weigh In On Heritage Insurance

Several hedge funds and other institutional investors have recently added to or reduced their stakes in HRTG. Caitong International Asset Management Co. Ltd boosted its stake in shares of Heritage Insurance by 3,774.7% in the fourth quarter. Caitong International Asset Management Co. Ltd now owns 2,906 shares of the insurance provider’s stock valued at $85,000 after purchasing an additional 2,831 shares during the period. Mcguire Capital Advisors Inc. purchased a new position in Heritage Insurance in the 4th quarter valued at approximately $31,000. Invesco Ltd. grew its stake in shares of Heritage Insurance by 49.7% in the fourth quarter. Invesco Ltd. now owns 77,421 shares of the insurance provider’s stock worth $2,265,000 after acquiring an additional 25,711 shares in the last quarter. EP Wealth Advisors LLC purchased a new position in Heritage Insurance in the fourth quarter valued at $230,000. Finally, Empowered Funds LLC increased its holdings in Heritage Insurance by 6.3% during the 4th quarter. Empowered Funds LLC now owns 152,254 shares of the insurance provider’s stock worth $4,455,000 after purchasing an additional 9,090 shares during the period. Institutional investors and hedge funds own 59.03% of the company’s stock.

Heritage Insurance Trading Up 0.8%

NYSE:HRTG traded up $0.22 during midday trading on Tuesday, hitting $27.31. 72,776 shares of the company traded hands, compared to its average volume of 324,861. The company has a current ratio of 0.82, a quick ratio of 0.82 and a debt-to-equity ratio of 0.18. The firm’s fifty day moving average is $26.37 and its 200-day moving average is $26.22. The firm has a market capitalization of $844.15 million, a P/E ratio of 5.68 and a beta of 0.95. Heritage Insurance has a 12-month low of $9.89 and a 12-month high of $31.98.

Heritage Insurance (NYSE:HRTG) last issued its earnings results on Monday, March 9th. The insurance provider reported $2.15 earnings per share for the quarter, topping the consensus estimate of $1.61 by $0.54. Heritage Insurance had a return on equity of 41.44% and a net margin of 17.72%.The business had revenue of $215.32 million during the quarter, compared to analysts’ expectations of $212.60 million. On average, sell-side analysts predict that Heritage Insurance will post 1.86 EPS for the current year.

Key Stories Impacting Heritage Insurance

Here are the key news stories impacting Heritage Insurance this week:

• Positive Sentiment: Q4 beat — Heritage reported EPS of $2.15 versus $1.61 expected and revenue of $215.3M (also above estimates); management highlighted record net income, a 17.7% net margin and 41% ROE, which underpins the market’s upbeat reaction. Heritage Reports Fourth Quarter and Full Year 2025 Results
• Positive Sentiment: Growth & pricing initiative — Management outlined entry into the Texas market and is targeting ~90% rate adequacy for 2026, signaling improved pricing power and planned premium expansion from a new geography. Heritage Insurance outlines Texas entry and targets continued growth with 90% rate adequacy in 2026
• Positive Sentiment: Market reaction — Media reports note the stock jumped after the earnings beat and guidance/strategy items, reflecting investor confidence in the company’s underwriting performance and capital returns potential. Heritage Insurance shares climb more than 5% after strong Q4 earnings beat
• Neutral Sentiment: Analyst/value commentary — Zacks and other outlets are flagging Heritage’s strong profitability and low P/E as evidence the stock may be undervalued, but note valuation depends on sustaining underwriting gains and expansion execution. Are Investors Undervaluing Heritage Insurance (HRTG) Right Now?
• Neutral Sentiment: Deeper metric analysis available — Coverage of Q4 key metrics (loss ratios, combined ratio drivers and year-over-year comparisons) may affect near-term sentiment as investors parse whether the earnings beat is durable. Here’s What Key Metrics Tell Us About Heritage Insurance (HRTG) Q4 Earnings
• Neutral Sentiment: Earnings call/transcript — The full earnings call transcript and summaries are available for investors wanting management comments on loss trends, reinsurance, capital deployment and Texas launch timing. Heritage Insurance Holdings, Inc. (HRTG) Q4 2025 Earnings Call Transcript

About Heritage Insurance

Heritage Insurance Holdings, Inc (NYSE: HRTG) is a property and casualty insurance holding company that offers homeowners insurance and related coverage products in the United States. Through its primary subsidiary, Heritage Property & Casualty Insurance Company, the firm underwrites standard and non-standard personal lines insurance, including homeowners, dwelling fire, flood, and condominium policies. Heritage leverages a network of independent insurance agents to distribute its products across select regional markets, with an emphasis on serving property owners in areas prone to severe weather events.

Founded in 2011 and headquartered in Jupiter, Florida, Heritage Insurance has grown to become one of the leading providers of residential property insurance in the state.