Assurant (NYSE:AIZ) vs. Acmat (OTCMKTS:ACMTA) Critical Comparison

Assurant (NYSE:AIZ) and Acmat (OTCMKTS:ACMTA) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their profitability, institutional ownership, earnings, risk, valuation, analyst recommendations and dividends.

Institutional & Insider Ownership

92.7% of Assurant shares are owned by institutional investors. 0.5% of Assurant shares are owned by company insiders. Comparatively, 10.8% of Acmat shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Analyst Ratings

This is a summary of current ratings and recommmendations for Assurant and Acmat, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Assurant	0	2	8	0	2.80
Acmat	0	0	0	0	0.00

Assurant presently has a consensus target price of $258.17, suggesting a potential upside of 15.80%. Given Assurant’s stronger consensus rating and higher probable upside, equities analysts plainly believe Assurant is more favorable than Acmat.

Valuation & Earnings

This table compares Assurant and Acmat”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Assurant	$12.81 billion	0.86	$872.70 million	$16.97	13.14
Acmat	N/A	N/A	N/A	N/A	N/A

Assurant has higher revenue and earnings than Acmat.

Profitability

This table compares Assurant and Acmat’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Assurant	6.81%	18.65%	2.92%
Acmat	N/A	N/A	N/A

Summary

Assurant beats Acmat on 8 of the 9 factors compared between the two stocks.

About Assurant

Assurant, Inc., together with its subsidiaries, provides business services that supports, protects, and connects consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company operates through two segments: Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and credit and other insurance products; and vehicle protection, commercial equipment, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and related products; and voluntary manufactured housing, and condominium and homeowners insurance products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in Atlanta, Georgia.

About Acmat

ACMAT Corporation, through its subsidiaries, provides surety bonds primarily for construction contractors in the United States. The company offers surety bonds for prime, sub-prime, specialty trade, environmental, asbestos, and lead abatement contractors, as well as for miscellaneous obligations. It also provides miscellaneous surety comprising workers’ compensation, supply, subdivision, and license and permit bonds. The company was founded in 1950 and is based in Farmington, Connecticut.