Riskified (NYSE:RSKD) Issues Quarterly Earnings Results, Beats Expectations By $0.02 EPS

Riskified (NYSE:RSKD) announced its earnings results on Wednesday. The company reported $0.12 earnings per share for the quarter, beating the consensus estimate of $0.10 by $0.02, FiscalAI reports. Riskified had a negative return on equity of 5.45% and a negative net margin of 8.00%.The firm had revenue of $99.33 million for the quarter, compared to the consensus estimate of $97.21 million.

Here are the key takeaways from Riskified’s conference call:

• Record Q4 results and profitability: Q4 revenue was $99.3M, the company reported its first-ever quarter of GAAP profitability (Q4 net income $5.8M) and Q4 Adjusted EBITDA was $17.7M (18% margin); full‑year revenue was $344.6M with Adjusted EBITDA up >55% YoY.
• 2026 guidance is for revenue of $372–384M (8–11% growth), non‑GAAP gross profit growth of 7–12% (midpoint targeting double‑digit acceleration), and Adjusted EBITDA of $26–34M (≈8% margin), with results sensitive to merchant timing and macro factors.
• Strong capital position and shareholder returns: the company holds ~$298M in cash, zero debt, expects ~ $40M in free cash flow in 2026, has repurchased ~52M shares since 2023 and the board authorized an additional $75M buyback (total available ≈$84M).
• Commercial momentum and product expansion: net dollar retention improved to 105% (ADR ≈100%), Q4 delivered the highest quarterly new‑business wins since the IPO, multi‑product merchant adoption rose ~50%, and non‑core products generated ~$10M in 2025 with a $15–20M target for 2026.
• Material FX headwind: appreciation of the Israeli shekel versus the USD is expected to compress Adjusted EBITDA margin by ~400 basis points (roughly $14M), increasing reported operating expense pressure in 2026.

Riskified Stock Performance

Riskified stock opened at $4.47 on Friday. The firm has a market cap of $720.60 million, a price-to-earnings ratio of -26.29 and a beta of 1.33. Riskified has a 1 year low of $3.94 and a 1 year high of $5.68. The firm’s 50 day moving average price is $4.59 and its two-hundred day moving average price is $4.69.

Wall Street Analyst Weigh In

A number of research analysts have recently commented on the company. UBS Group raised their price target on Riskified from $5.00 to $5.50 and gave the company a “neutral” rating in a report on Thursday, November 13th. Truist Financial lowered their target price on shares of Riskified from $8.00 to $7.00 and set a “buy” rating on the stock in a research note on Thursday. DA Davidson reaffirmed a “buy” rating and issued a $6.00 price target on shares of Riskified in a research note on Thursday, November 13th. Wall Street Zen upgraded shares of Riskified from a “hold” rating to a “buy” rating in a report on Sunday, November 16th. Finally, Weiss Ratings restated a “sell (d-)” rating on shares of Riskified in a research report on Monday, December 29th. Three analysts have rated the stock with a Buy rating, three have given a Hold rating and one has assigned a Sell rating to the company. According to data from MarketBeat.com, Riskified presently has a consensus rating of “Hold” and an average target price of $5.96.

Institutional Investors Weigh In On Riskified

A number of institutional investors and hedge funds have recently modified their holdings of the stock. Public Employees Retirement System of Ohio lifted its holdings in shares of Riskified by 1.0% during the fourth quarter. Public Employees Retirement System of Ohio now owns 302,262 shares of the company’s stock valued at $1,502,000 after purchasing an additional 2,900 shares during the last quarter. California State Teachers Retirement System raised its holdings in shares of Riskified by 5.5% during the second quarter. California State Teachers Retirement System now owns 93,086 shares of the company’s stock valued at $464,000 after acquiring an additional 4,826 shares during the period. Swiss National Bank lifted its position in shares of Riskified by 3.1% in the 4th quarter. Swiss National Bank now owns 167,513 shares of the company’s stock valued at $833,000 after acquiring an additional 5,000 shares in the last quarter. Geode Capital Management LLC boosted its stake in Riskified by 18.1% in the 4th quarter. Geode Capital Management LLC now owns 33,828 shares of the company’s stock worth $168,000 after purchasing an additional 5,178 shares during the period. Finally, Raymond James Financial Inc. acquired a new stake in Riskified during the 2nd quarter valued at $36,000. 58.98% of the stock is owned by institutional investors and hedge funds.

About Riskified

Riskified is a technology company specializing in e-commerce fraud prevention and revenue optimization for online merchants. Its platform combines machine learning, behavioral analytics and proprietary risk models to assess the legitimacy of transactions in real time. By offering a chargeback guarantee, Riskified assumes the financial liability for approved orders that later turn out to be fraudulent, allowing retailers to focus on growth rather than dispute management.

The company’s core product suite addresses various aspects of the online shopping lifecycle, including order approval, account takeover protection and policy compliance.