Insider Selling: NMI (NASDAQ:NMIH) Chairman Sells $756,021.30 in Stock

NMI Holdings Inc (NASDAQ:NMIH) Chairman Bradley Shuster sold 19,430 shares of the stock in a transaction dated Thursday, March 5th. The stock was sold at an average price of $38.91, for a total transaction of $756,021.30. Following the sale, the chairman directly owned 415,411 shares in the company, valued at approximately $16,163,642.01. This represents a 4.47% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this hyperlink.

NMI Trading Down 1.1%

Shares of NMIH traded down $0.41 on Friday, reaching $38.29. 588,728 shares of the company’s stock were exchanged, compared to its average volume of 491,157. NMI Holdings Inc has a 12 month low of $31.90 and a 12 month high of $43.20. The company has a current ratio of 0.57, a quick ratio of 0.57 and a debt-to-equity ratio of 0.16. The stock has a market capitalization of $2.91 billion, a P/E ratio of 7.80, a price-to-earnings-growth ratio of 1.08 and a beta of 0.63. The business has a 50 day moving average price of $39.38 and a two-hundred day moving average price of $38.65.

NMI (NASDAQ:NMIH) last released its earnings results on Tuesday, February 10th. The financial services provider reported $1.20 earnings per share for the quarter, beating the consensus estimate of $1.17 by $0.03. The firm had revenue of $180.74 million for the quarter, compared to analyst estimates of $180.69 million. NMI had a return on equity of 15.78% and a net margin of 55.05%.During the same quarter in the prior year, the firm posted $1.07 earnings per share. Research analysts anticipate that NMI Holdings Inc will post 4.62 earnings per share for the current year.

Analyst Upgrades and Downgrades

Several research firms have issued reports on NMIH. JPMorgan Chase & Co. lifted their price target on NMI from $42.00 to $43.00 and gave the company an “overweight” rating in a research note on Monday, January 12th. Barclays upped their price target on shares of NMI from $43.00 to $44.00 and gave the stock an “equal weight” rating in a research report on Tuesday, January 6th. UBS Group set a $43.00 target price on shares of NMI in a research note on Monday, January 12th. Weiss Ratings reaffirmed a “buy (b)” rating on shares of NMI in a report on Thursday, January 22nd. Finally, Keefe, Bruyette & Woods upgraded shares of NMI from a “market perform” rating to an “outperform” rating and raised their price objective for the stock from $46.00 to $48.00 in a research report on Thursday, December 18th. Four equities research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company’s stock. According to MarketBeat.com, the company presently has a consensus rating of “Moderate Buy” and a consensus target price of $43.00.

More NMI News

Here are the key news stories impacting NMI this week:

• Positive Sentiment: Zacks publishes a bullish valuation take arguing NMIH trades at a discount to peers (about 1.15x industry) and highlights growth drivers — higher new insurance written volume, a comprehensive reinsurance program, and prudent capital deployment. This supports a longer-term buy case. Zacks: NMIH Stock Trading at a Discount
• Positive Sentiment: Management (CEO Adam Pollitzer and CFO Aurora Swithenbank) will present at the RBC Global Financial Institutions Conference on March 11 — an event that typically increases transparency and can help re-rate a stock if management gives constructive guidance. The presentation will be posted on the company IR site. GlobeNewswire: RBC Conference Participation
• Neutral Sentiment: Zacks Research issued a batch of small estimate changes that are mixed: they nudged FY2026 EPS higher to $5.12 (from $5.10) and lifted Q2/Q3 2026 estimates modestly, but trimmed longer-term FY2028 slightly. These revisions imply modestly better medium-term profitability but little change to consensus near-term guidance. AmericanBankingNews: Zacks Research Forecasts
• Negative Sentiment: Some near-term EPS estimates were trimmed: Zacks cut Q1 2026 and Q1 2027 forecasts slightly (e.g., Q1 2026 to $1.22 from $1.23; Q1 2027 to $1.36 from $1.38). Even small downward tweaks to near-term quarterly guidance can pressure the stock in the short term. AmericanBankingNews: Zacks Research Forecasts

Institutional Trading of NMI

Several institutional investors and hedge funds have recently modified their holdings of NMIH. Allworth Financial LP grew its position in NMI by 196.0% in the third quarter. Allworth Financial LP now owns 660 shares of the financial services provider’s stock valued at $25,000 after acquiring an additional 437 shares during the last quarter. Maseco LLP acquired a new stake in shares of NMI in the 4th quarter valued at approximately $31,000. IFP Advisors Inc grew its holdings in shares of NMI by 189.5% during the 4th quarter. IFP Advisors Inc now owns 796 shares of the financial services provider’s stock valued at $32,000 after purchasing an additional 521 shares during the last quarter. Harbor Capital Advisors Inc. grew its holdings in shares of NMI by 51.5% during the 3rd quarter. Harbor Capital Advisors Inc. now owns 856 shares of the financial services provider’s stock valued at $33,000 after purchasing an additional 291 shares during the last quarter. Finally, BNP PARIBAS ASSET MANAGEMENT Holding S.A. acquired a new position in NMI during the 2nd quarter worth approximately $36,000. 94.12% of the stock is currently owned by institutional investors.

About NMI

NMI Holdings, Inc (NASDAQ: NMIH) is a publicly traded mortgage insurance company that provides private mortgage insurance to lenders across the United States and Canada. Through its principal subsidiary, National Mortgage Insurance Corporation, NMI underwrites and issues policies that protect originators and investors against losses arising from borrower default on residential mortgage loans. By mitigating credit risk on higher‐loan‐to‐value mortgages, the company supports homebuyers’ access to financing and contributes to overall market liquidity.

Beyond its core mortgage insurance products, NMI offers credit risk‐sharing and reinsurance solutions designed to help clients optimize capital utilization and manage portfolio exposure.