SoFi Technologies (NASDAQ:SOFI) Trading Up 2.9% – What’s Next?

SoFi Technologies, Inc. (NASDAQ:SOFI)’s stock price rose 2.9% during trading on Thursday . The company traded as high as $19.48 and last traded at $19.25. Approximately 68,021,130 shares were traded during trading, an increase of 10% from the average daily volume of 62,049,750 shares. The stock had previously closed at $18.70.

More SoFi Technologies News

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: Unusually large call buying — investors bought ~632,777 SOFI calls (≈45% above typical daily call volume), signaling elevated bullish/options-driven demand that can amplify intraday upside.
• Positive Sentiment: Mastercard stablecoin payments deal boosts product momentum and payments roadmap; market has reacted positively to the potential for fee and product expansion. SoFi Shares Rise on Mastercard Stablecoin Payments Deal
• Positive Sentiment: Templum is offering select Cosmos Fund private placements (OpenAI, Perplexity AI, Colossal Biosciences) to SoFi members — a potential engagement and fee-generating product that can deepen member relationships. Templum to Offer Premier Private Market Investment Opportunities…
• Positive Sentiment: CEO insider buy — the CEO purchased ~$1M of SOFI stock, a signal often viewed positively by investors as alignment with shareholder interests. SoFi CEO Just Bought $1 Million of His Own Stock — And Analysts Think It Could Hit $26
• Positive Sentiment: Seeking Alpha upgrade to Buy citing a compelling valuation after a sharp pullback and solid fundamentals (Q4 dual beat and upbeat guidance) — this can attract value-focused investors. SoFi: The Rebound Has Started (Rating Upgrade)
• Neutral Sentiment: Zacks highlighted SOFI as a trending stock worth watching — increases visibility among retail users but is not a fundamental catalyst by itself. Here is What to Know Beyond Why SoFi Technologies, Inc. (SOFI) is a Trending Stock
• Neutral Sentiment: Valuation pieces and analyst commentary are circulating as the stock swings; these can drive churn but don’t change the company’s recent beat-and-guide fundamentals. Assessing SoFi Technologies (SOFI) Valuation After Recent Share Price Swings
• Negative Sentiment: Consensus analyst stance remains cautious — a recent aggregation shows a “Hold” consensus, which can limit upside from institutional rotations. SoFi Technologies, Inc. (NASDAQ:SOFI) Receives Consensus Recommendation of “Hold” from Analysts
• Negative Sentiment: Some analysts trimmed targets (e.g., Truist cut its target toward $21), reflecting remaining execution and valuation concerns that could cap near-term gains. Analyst Opinion Mixed on SoFi Technologies (SOFI) Stock in February

Analyst Upgrades and Downgrades

A number of equities research analysts have recently issued reports on SOFI shares. Needham & Company LLC cut their target price on SoFi Technologies from $36.00 to $33.00 and set a “buy” rating on the stock in a research report on Monday, February 2nd. Barclays increased their price target on shares of SoFi Technologies from $23.00 to $28.00 and gave the stock an “equal weight” rating in a research report on Tuesday, January 6th. Citizens Jmp raised SoFi Technologies from a “market perform” rating to an “outperform” rating and set a $30.00 price objective for the company in a research report on Monday, February 9th. UBS Group set a $24.50 target price on shares of SoFi Technologies in a research note on Monday, February 2nd. Finally, Bank of America assumed coverage on SoFi Technologies in a research note on Tuesday, January 6th. They set an “underperform” rating and a $20.50 price target for the company. Seven analysts have rated the stock with a Buy rating, eight have given a Hold rating and three have assigned a Sell rating to the company’s stock. Based on data from MarketBeat.com, the stock has a consensus rating of “Hold” and an average target price of $26.34.

SoFi Technologies Stock Up 2.9%

The company has a current ratio of 0.78, a quick ratio of 0.18 and a debt-to-equity ratio of 0.17. The business’s fifty day moving average price is $23.28 and its 200 day moving average price is $25.93. The company has a market capitalization of $24.55 billion, a P/E ratio of 50.66 and a beta of 2.20.

SoFi Technologies (NASDAQ:SOFI) last announced its quarterly earnings results on Friday, January 30th. The company reported $0.13 earnings per share for the quarter, beating analysts’ consensus estimates of $0.12 by $0.01. The firm had revenue of $1.01 billion for the quarter, compared to analysts’ expectations of $984.75 million. SoFi Technologies had a return on equity of 5.88% and a net margin of 13.34%.The business’s revenue was up 39.6% compared to the same quarter last year. During the same period in the prior year, the business posted $0.05 earnings per share. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. As a group, equities research analysts predict that SoFi Technologies, Inc. will post 0.26 earnings per share for the current fiscal year.

Insider Activity at SoFi Technologies

In other SoFi Technologies news, EVP Kelli Keough sold 9,755 shares of the stock in a transaction on Friday, February 20th. The stock was sold at an average price of $18.87, for a total value of $184,076.85. Following the transaction, the executive vice president directly owned 293,725 shares in the company, valued at approximately $5,542,590.75. This trade represents a 3.21% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, Director Steven J. Freiberg sold 94,225 shares of the business’s stock in a transaction on Friday, February 6th. The stock was sold at an average price of $20.31, for a total value of $1,913,709.75. Following the sale, the director owned 588,849 shares of the company’s stock, valued at approximately $11,959,523.19. The trade was a 13.79% decrease in their position. The SEC filing for this sale provides additional information. Insiders sold 214,753 shares of company stock valued at $5,045,087 in the last three months. 2.60% of the stock is currently owned by corporate insiders.

Institutional Trading of SoFi Technologies

Several institutional investors and hedge funds have recently added to or reduced their stakes in the company. Brighton Jones LLC boosted its stake in shares of SoFi Technologies by 2.0% in the 4th quarter. Brighton Jones LLC now owns 719,288 shares of the company’s stock valued at $11,077,000 after purchasing an additional 14,281 shares during the last quarter. Caxton Associates LLP bought a new stake in shares of SoFi Technologies during the first quarter worth approximately $129,000. Empowered Funds LLC lifted its holdings in SoFi Technologies by 5.2% in the first quarter. Empowered Funds LLC now owns 33,126 shares of the company’s stock valued at $385,000 after buying an additional 1,631 shares during the period. Envestnet Asset Management Inc. boosted its stake in SoFi Technologies by 6.5% in the second quarter. Envestnet Asset Management Inc. now owns 74,223 shares of the company’s stock valued at $1,352,000 after acquiring an additional 4,505 shares during the last quarter. Finally, Strs Ohio grew its holdings in SoFi Technologies by 1.1% during the 2nd quarter. Strs Ohio now owns 85,570 shares of the company’s stock worth $1,558,000 after acquiring an additional 972 shares during the period. 38.43% of the stock is owned by institutional investors.

About SoFi Technologies

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.