Insider Selling: UWM (NYSE:UWMC) CEO Sells $3,018,808.98 in Stock

UWM Holdings Corporation (NYSE:UWMC) CEO Ishbia Mat sold 632,874 shares of the company’s stock in a transaction dated Thursday, February 19th. The shares were sold at an average price of $4.77, for a total transaction of $3,018,808.98. Following the completion of the sale, the chief executive officer owned 5,862,155 shares in the company, valued at approximately $27,962,479.35. This trade represents a 9.74% decrease in their position. The sale was disclosed in a filing with the SEC, which is available at the SEC website.

Ishbia Mat also recently made the following trade(s):

• On Wednesday, February 25th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.03, for a total value of $2,550,482.22.
• On Monday, February 23rd, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.52, for a total value of $2,860,590.48.
• On Tuesday, February 17th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $4.88, for a total value of $3,088,425.12.
• On Friday, February 13th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $4.94, for a total value of $3,126,397.56.
• On Wednesday, February 11th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.66, for a total value of $2,949,192.84.
• On Monday, February 9th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $4.61, for a total value of $2,917,549.14.
• On Friday, February 6th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.84, for a total transaction of $3,063,110.16.
• On Wednesday, February 4th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $5.05, for a total transaction of $3,196,013.70.
• On Monday, February 2nd, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $5.20, for a total transaction of $3,290,944.80.
• On Friday, January 30th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $5.00, for a total transaction of $3,164,370.00.

UWM Trading Down 8.9%

UWMC opened at $4.16 on Thursday. The company has a current ratio of 1.45, a quick ratio of 1.45 and a debt-to-equity ratio of 2.40. The company’s 50-day moving average price is $5.01 and its 200 day moving average price is $5.46. UWM Holdings Corporation has a fifty-two week low of $3.79 and a fifty-two week high of $7.14.

UWM (NYSE:UWMC) last posted its earnings results on Wednesday, February 25th. The company reported $0.08 EPS for the quarter, missing the consensus estimate of $0.09 by ($0.01). The company had revenue of $945.25 million for the quarter, compared to the consensus estimate of $759.12 million. UWM had a net margin of 0.61% and a negative return on equity of 6.81%. Equities research analysts predict that UWM Holdings Corporation will post 0.2 EPS for the current fiscal year.

UWM Announces Dividend

The business also recently announced a quarterly dividend, which will be paid on Thursday, April 9th. Shareholders of record on Thursday, March 19th will be given a $0.10 dividend. The ex-dividend date of this dividend is Thursday, March 19th. This represents a $0.40 annualized dividend and a yield of 9.6%.

Institutional Trading of UWM

A number of institutional investors have recently made changes to their positions in UWMC. Kera Capital Partners Inc. acquired a new position in shares of UWM during the fourth quarter valued at approximately $47,000. Virtu Financial LLC bought a new position in UWM during the 4th quarter valued at $1,799,000. Invesco Ltd. increased its position in shares of UWM by 504.1% during the 4th quarter. Invesco Ltd. now owns 1,498,979 shares of the company’s stock valued at $6,566,000 after purchasing an additional 1,250,845 shares during the period. Corient Private Wealth LLC raised its stake in shares of UWM by 258.0% in the 4th quarter. Corient Private Wealth LLC now owns 103,471 shares of the company’s stock worth $453,000 after buying an additional 74,565 shares in the last quarter. Finally, Mercer Global Advisors Inc. ADV lifted its holdings in shares of UWM by 78.3% in the fourth quarter. Mercer Global Advisors Inc. ADV now owns 126,251 shares of the company’s stock valued at $553,000 after buying an additional 55,437 shares during the period. 53.59% of the stock is owned by institutional investors and hedge funds.

Analyst Ratings Changes

Several equities analysts have recently commented on the stock. Jefferies Financial Group set a $4.40 price target on shares of UWM in a research report on Wednesday. UBS Group upped their target price on shares of UWM from $5.50 to $6.00 and gave the stock a “neutral” rating in a research report on Wednesday, November 12th. The Goldman Sachs Group set a $5.00 price target on shares of UWM in a research note on Tuesday, January 6th. Keefe, Bruyette & Woods boosted their price objective on UWM from $6.50 to $6.75 and gave the stock a “market perform” rating in a research report on Thursday, December 18th. Finally, Morgan Stanley set a $6.00 price objective on UWM in a report on Tuesday, December 16th. Two investment analysts have rated the stock with a Buy rating, seven have issued a Hold rating and one has issued a Sell rating to the stock. According to MarketBeat, the company has a consensus rating of “Hold” and a consensus price target of $6.46.

UWM News Summary

Here are the key news stories impacting UWM this week:

• Positive Sentiment: UWM declared a quarterly cash dividend of $0.10 per share (record/ex‑div date Mar 19; payable Apr 9), implying a high ~9.6% yield that may attract income-focused buyers. Dividend Announcement
• Positive Sentiment: Top-line beat: UWM reported Q4 revenue of ~$945.3M vs. consensus ~ $759.1M, showing stronger origination volume/fee revenue than expected — a constructive sign for franchise cash flow. Press Release
• Positive Sentiment: Unusual options activity: traders bought ~54,116 call contracts (≈+687% vs typical volume), indicating speculative bullish interest that can amplify intraday volatility. (Market data report)
• Neutral Sentiment: Industry context: coverage notes that easing interest rates helped UWM late in 2025, which supports originations and margins if the rate environment persists. Crain’s: Lower Rates Help UWM
• Neutral Sentiment: Analyst snapshot: the Street remains mostly “Hold” (consensus target ~$6.53), so expectations are mixed and any guidance swings may matter more than upgrades. Analyst Consensus
• Negative Sentiment: EPS miss: UWM reported Q4 EPS of $0.08 vs. the $0.09 consensus and showed weak profitability metrics (net margin ~0.61%, negative ROE), which can pressure valuation multiple. Zacks: Earnings Miss
• Negative Sentiment: Q1 revenue guidance trimmed: UWM set Q1 revenue guidance of ~$650M–$850M versus consensus ~$816.5M — the lower end of the range and the wide band increase uncertainty and may signal cautious origination expectations. Guidance in Press Release
• Negative Sentiment: Insider selling: CEO Mat Ishbia executed a sizable sale (632,874 shares at ~$4.03 on Feb 25), trimming his stake materially; repeated large insider sales this month can be perceived negatively by investors. SEC Form 4

About UWM

United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.