Ready Capital (RC) Expected to Announce Earnings on Thursday

Ready Capital (NYSE:RC) is expected to post its Q4 2025 results after the market closes on Thursday, February 26th. Analysts expect the company to announce earnings of ($0.11) per share and revenue of $133.50 million for the quarter. Parties can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Friday, February 27, 2026 at 8:30 AM ET.

Ready Capital Price Performance

RC stock opened at $1.69 on Tuesday. The stock has a market capitalization of $273.18 million, a price-to-earnings ratio of -0.88 and a beta of 1.45. The company has a quick ratio of 1.56, a current ratio of 1.56 and a debt-to-equity ratio of 0.79. Ready Capital has a 52-week low of $1.65 and a 52-week high of $6.97. The stock’s fifty day simple moving average is $2.09 and its 200-day simple moving average is $2.95.

Ready Capital Cuts Dividend

The firm also recently declared a quarterly dividend, which was paid on Friday, January 30th. Shareholders of record on Wednesday, December 31st were paid a $0.01 dividend. This represents a $0.04 dividend on an annualized basis and a yield of 2.4%. The ex-dividend date of this dividend was Wednesday, December 31st. Ready Capital’s dividend payout ratio (DPR) is presently -2.09%.

Institutional Investors Weigh In On Ready Capital

Several institutional investors have recently bought and sold shares of RC. Dynamic Technology Lab Private Ltd acquired a new stake in shares of Ready Capital in the first quarter worth $89,000. United Services Automobile Association acquired a new stake in Ready Capital in the 1st quarter valued at $59,000. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC increased its holdings in Ready Capital by 2.3% in the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 442,432 shares of the real estate investment trust’s stock valued at $2,252,000 after purchasing an additional 9,892 shares in the last quarter. Focus Partners Wealth raised its position in Ready Capital by 13.1% in the first quarter. Focus Partners Wealth now owns 263,820 shares of the real estate investment trust’s stock valued at $1,343,000 after purchasing an additional 30,477 shares during the period. Finally, Intech Investment Management LLC lifted its stake in shares of Ready Capital by 13.1% during the first quarter. Intech Investment Management LLC now owns 230,177 shares of the real estate investment trust’s stock worth $1,172,000 after purchasing an additional 26,607 shares in the last quarter. 55.87% of the stock is currently owned by hedge funds and other institutional investors.

Wall Street Analysts Forecast Growth

A number of research firms have recently commented on RC. UBS Group dropped their price objective on shares of Ready Capital from $3.50 to $2.75 and set a “neutral” rating for the company in a research note on Friday, November 14th. Weiss Ratings restated a “sell (d)” rating on shares of Ready Capital in a report on Thursday, January 22nd. Piper Sandler cut their price target on shares of Ready Capital from $3.50 to $2.50 and set a “neutral” rating on the stock in a research note on Monday, December 22nd. Finally, Keefe, Bruyette & Woods decreased their price target on shares of Ready Capital from $3.50 to $2.50 and set an “underperform” rating on the stock in a report on Wednesday, November 12th. Six analysts have rated the stock with a Hold rating and two have given a Sell rating to the company. Based on data from MarketBeat, the company currently has a consensus rating of “Reduce” and a consensus target price of $3.55.

Ready Capital Company Profile

Ready Capital Corporation is a specialty finance real estate investment trust (REIT) that originates, acquires and manages commercial real estate loans and related assets. The company offers financing solutions across a variety of property types, including multifamily, office, retail, industrial, hospitality and mixed-use assets. Ready Capital focuses on delivering flexible loan structures to meet the diverse needs of borrowers in the small balance and middle-market sectors.

Through its small balance commercial real estate lending platform, Ready Capital provides loans typically ranging from $1 million to $15 million for acquisitions, refinancings, renovations and bridge financing.