Upbound Group (NASDAQ:UPBD) Updates FY 2026 Earnings Guidance

Posted by James Conley on Feb 19th, 2026

Upbound Group (NASDAQ:UPBD – Get Free Report) updated its FY 2026 earnings guidance on Thursday. The company provided earnings per share (EPS) guidance of 4.000-4.350 for the period, compared to the consensus estimate of 4.570. The company issued revenue guidance of $4.7 billion-$5.0 billion, compared to the consensus revenue estimate of $5.0 billion. Upbound Group also updated its Q1 2026 guidance to 1.050-1.150 EPS.

Analyst Upgrades and Downgrades

Several brokerages recently commented on UPBD. BTIG Research cut their price target on shares of Upbound Group from $40.00 to $28.00 and set a “buy” rating on the stock in a research note on Friday, October 31st. Weiss Ratings reaffirmed a “hold (c-)” rating on shares of Upbound Group in a report on Monday, December 29th. TD Cowen reiterated a “buy” rating on shares of Upbound Group in a research report on Thursday, January 8th. Zacks Research cut Upbound Group from a “hold” rating to a “strong sell” rating in a research report on Thursday, February 12th. Finally, Wall Street Zen downgraded Upbound Group from a “buy” rating to a “hold” rating in a research note on Saturday, January 17th. Four analysts have rated the stock with a Buy rating, one has given a Hold rating and one has issued a Sell rating to the company’s stock. According to MarketBeat, Upbound Group presently has an average rating of “Moderate Buy” and an average target price of $32.25.

Read Our Latest Report on Upbound Group

Upbound Group Stock Performance

UPBD traded up $1.48 on Thursday, hitting $22.36. 790,172 shares of the company traded hands, compared to its average volume of 681,008. Upbound Group has a 12-month low of $15.82 and a 12-month high of $30.00. The company has a 50 day moving average of $18.99 and a 200-day moving average of $20.89. The company has a quick ratio of 0.98, a current ratio of 3.16 and a debt-to-equity ratio of 2.25. The stock has a market capitalization of $1.29 billion, a PE ratio of 15.40 and a beta of 1.88.

Upbound Group (NASDAQ:UPBD – Get Free Report) last released its earnings results on Thursday, February 19th. The company reported $1.01 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.97 by $0.04. Upbound Group had a return on equity of 36.08% and a net margin of 1.85%.The business had revenue of $1.20 billion for the quarter, compared to analyst estimates of $1.17 billion. During the same quarter in the previous year, the company posted $1.05 earnings per share. The company’s revenue for the quarter was up 10.8% compared to the same quarter last year. Upbound Group has set its Q1 2026 guidance at 1.050-1.150 EPS and its FY 2026 guidance at 4.000-4.350 EPS. Sell-side analysts anticipate that Upbound Group will post 4.28 earnings per share for the current year.

Upbound Group Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Tuesday, January 6th. Stockholders of record on Wednesday, December 17th were paid a dividend of $0.39 per share. This represents a $1.56 dividend on an annualized basis and a dividend yield of 7.0%. The ex-dividend date was Wednesday, December 17th. Upbound Group’s payout ratio is 107.59%.

Insider Buying and Selling

In other Upbound Group news, Director Jeffrey J. Brown bought 2,502 shares of the business’s stock in a transaction dated Tuesday, January 6th. The stock was acquired at an average cost of $17.68 per share, with a total value of $44,235.36. Following the purchase, the director owned 92,972 shares in the company, valued at approximately $1,643,744.96. This represents a 2.77% increase in their position. The transaction was disclosed in a document filed with the SEC, which is accessible through the SEC website. 2.60% of the stock is currently owned by insiders.

Key Stories Impacting Upbound Group

Here are the key news stories impacting Upbound Group this week:

Positive Sentiment: Q4 beat: GAAP EPS of $1.01 vs. consensus $0.97 and revenue $1.20B vs. $1.17B; revenue rose ~10.8% year‑over‑year — supports near‑term momentum. Upbound Group (UPBD) Surpasses Q4 Earnings and Revenue Estimates
Positive Sentiment: Q1 2026 guidance raised: EPS guidance of $1.05–$1.15 (consensus ~$0.97) and revenue guidance $1.2B–$1.3B — suggests management sees stronger start to FY26. Upbound Group, Inc. Reports Fourth Quarter and Full Year 2025 Results
Positive Sentiment: High return on equity (36.08%) indicates efficient capital use, which can support valuation as earnings scale. Upbound Group Q4 earnings transcript / metrics
Neutral Sentiment: Conference call, press release and slide deck published — useful for investors wanting detail on drivers, margins and seasonality. View Press Release
Neutral Sentiment: Analysts’ consensus for FY26 EPS sits near ~4.28 (firm-level and street estimates will adjust based on guidance). Watch revisions after the report. Upbound Group: Q4 Earnings Snapshot
Negative Sentiment: FY 2026 guidance was below consensus: EPS $4.00–$4.35 vs. street ~$4.57 and revenue $4.7B–$5.0B vs. ~$5.0B — the lower top‑end and midrange may cap upside and prompt analyst downgrades. Upbound Group, Inc. Reports Fourth Quarter and Full Year 2025 Results
Negative Sentiment: Q4 EPS was slightly below last year’s $1.05 (this quarter $1.01) despite revenue growth — indicates margin pressure or one‑time items that investors should probe on the call. Upbound Group: Q4 Earnings Snapshot

Hedge Funds Weigh In On Upbound Group

Hedge funds have recently bought and sold shares of the company. Quarry LP boosted its position in Upbound Group by 913.1% during the third quarter. Quarry LP now owns 1,388 shares of the company’s stock worth $33,000 after purchasing an additional 1,251 shares in the last quarter. Public Employees Retirement System of Ohio grew its stake in Upbound Group by 18.7% in the 4th quarter. Public Employees Retirement System of Ohio now owns 3,400 shares of the company’s stock valued at $60,000 after acquiring an additional 535 shares during the last quarter. Canada Pension Plan Investment Board purchased a new position in Upbound Group during the 2nd quarter valued at about $95,000. Tower Research Capital LLC TRC grew its position in shares of Upbound Group by 47.5% in the second quarter. Tower Research Capital LLC TRC now owns 4,891 shares of the company’s stock valued at $123,000 after purchasing an additional 1,574 shares during the last quarter. Finally, Virtus Advisers LLC purchased a new position in shares of Upbound Group during the 3rd quarter worth approximately $130,000. 90.30% of the stock is owned by hedge funds and other institutional investors.

Upbound Group Company Profile

(Get Free Report)

Upbound Group, Inc leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. It operates through four segments: Rent-A-Center, Acima, Mexico, and Franchising. The company's brands, such as Rent-A-Center and Acima that facilitate consumer transactions across a range of store-based and virtual channels. It offers furniture comprising mattresses, tires, consumer electronics, appliances, tools, handbags, computers, smartphones, and accessories.