Synchrony Financial $SYF Holdings Lowered by Shell Asset Management Co.

Shell Asset Management Co. reduced its position in shares of Synchrony Financial (NYSE:SYF) by 68.0% during the third quarter, according to the company in its most recent Form 13F filing with the Securities & Exchange Commission. The firm owned 30,342 shares of the financial services provider’s stock after selling 64,558 shares during the period. Shell Asset Management Co.’s holdings in Synchrony Financial were worth $2,156,000 at the end of the most recent quarter.

Other hedge funds have also modified their holdings of the company. Donoghue Forlines LLC bought a new position in Synchrony Financial in the 3rd quarter worth approximately $2,064,000. Brandywine Global Investment Management LLC grew its stake in Synchrony Financial by 56.5% in the 2nd quarter. Brandywine Global Investment Management LLC now owns 370,383 shares of the financial services provider’s stock worth $24,719,000 after buying an additional 133,780 shares in the last quarter. Nordea Investment Management AB increased its stake in Synchrony Financial by 7.9% in the third quarter. Nordea Investment Management AB now owns 4,542,336 shares of the financial services provider’s stock valued at $318,236,000 after acquiring an additional 333,093 shares during the last quarter. Ritholtz Wealth Management raised its holdings in shares of Synchrony Financial by 73.8% during the 3rd quarter. Ritholtz Wealth Management now owns 77,220 shares of the financial services provider’s stock valued at $5,486,000 after buying an additional 32,802 shares in the last quarter. Finally, AQR Capital Management LLC lifted its stake in Synchrony Financial by 6.1% in the second quarter. AQR Capital Management LLC now owns 4,266,366 shares of the financial services provider’s stock worth $284,737,000 after purchasing an additional 245,527 shares during the last quarter. 96.48% of the stock is currently owned by institutional investors and hedge funds.

Analysts Set New Price Targets

Several brokerages recently commented on SYF. JPMorgan Chase & Co. decreased their target price on shares of Synchrony Financial from $86.00 to $84.00 and set a “neutral” rating on the stock in a research note on Wednesday, January 28th. Wolfe Research began coverage on shares of Synchrony Financial in a report on Monday, December 8th. They issued an “outperform” rating and a $92.00 price target on the stock. Royal Bank Of Canada lowered their price objective on shares of Synchrony Financial from $91.00 to $85.00 and set a “sector perform” rating for the company in a research note on Wednesday, January 28th. Truist Financial dropped their target price on shares of Synchrony Financial from $92.00 to $84.00 and set a “hold” rating for the company in a report on Thursday, January 29th. Finally, Wells Fargo & Company boosted their price target on Synchrony Financial from $95.00 to $100.00 and gave the company an “overweight” rating in a report on Monday, January 5th. One research analyst has rated the stock with a Strong Buy rating, thirteen have assigned a Buy rating and seven have given a Hold rating to the stock. According to MarketBeat.com, the stock has an average rating of “Moderate Buy” and a consensus price target of $87.11.

Synchrony Financial Stock Up 0.3%

SYF stock opened at $71.29 on Friday. The business’s 50-day moving average is $80.07 and its two-hundred day moving average is $75.85. The company has a market cap of $24.78 billion, a price-to-earnings ratio of 7.67, a P/E/G ratio of 0.50 and a beta of 1.43. Synchrony Financial has a fifty-two week low of $40.54 and a fifty-two week high of $88.77. The company has a debt-to-equity ratio of 0.98, a quick ratio of 1.24 and a current ratio of 1.24.

Synchrony Financial (NYSE:SYF) last posted its quarterly earnings data on Tuesday, January 27th. The financial services provider reported $2.18 EPS for the quarter, topping the consensus estimate of $2.02 by $0.16. Synchrony Financial had a return on equity of 23.07% and a net margin of 15.72%.The firm had revenue of $3.79 billion during the quarter, compared to analyst estimates of $3.84 billion. During the same period in the prior year, the business posted $1.91 EPS. Synchrony Financial’s revenue was down .2% on a year-over-year basis. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. As a group, analysts forecast that Synchrony Financial will post 7.67 earnings per share for the current year.

Synchrony Financial Announces Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Tuesday, February 17th. Stockholders of record on Friday, February 6th will be paid a $0.30 dividend. The ex-dividend date of this dividend is Friday, February 6th. This represents a $1.20 annualized dividend and a dividend yield of 1.7%. Synchrony Financial’s dividend payout ratio (DPR) is 12.92%.

Key Headlines Impacting Synchrony Financial

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Robert W. Baird upgraded SYF from Neutral to Outperform and set an $83 price target (≈16% upside vs. the current level), a clear catalyst for buying interest. Baird upgrades Synchrony Financial (SYF)
• Positive Sentiment: An analyst lifted Q1 EPS estimates for Synchrony, supporting the view that near-term earnings will remain strong and backing multiple analyst upgrades. Q1 EPS Estimate for Synchrony Financial Lifted by Analyst
• Positive Sentiment: Zacks Research published a long-term FY2028 EPS projection (~$11.11), well above current consensus, which can buoy investor sentiment around structural earnings potential (note: this is an analyst projection, not company guidance).
• Neutral Sentiment: Synchrony released its monthly credit-performance statistics — useful for monitoring asset quality and loss trends but not an immediate directional catalyst unless figures diverge materially from expectations. Synchrony Financial Reports Monthly Credit Performance Statistics
• Neutral Sentiment: Coverage pieces on how Synchrony competes among large S&P companies provide context on strategy and partnerships; informative for longer-term positioning but not an immediate price driver. How Synchrony Financial (NYSE:SYF) Competes Among Top S&P 500 Companies
• Negative Sentiment: Comparative analysis (COF vs SYF) highlights Capital One’s recent acquisitions and rising net interest income, suggesting peers may offer faster upside — a relative-risk factor investors will watch. COF vs. SYF: Which Credit Card Lender Offers More Upside?

Insider Activity

In other Synchrony Financial news, insider Jonathan S. Mothner sold 32,000 shares of the firm’s stock in a transaction dated Monday, November 17th. The stock was sold at an average price of $72.80, for a total transaction of $2,329,600.00. Following the sale, the insider directly owned 127,100 shares of the company’s stock, valued at $9,252,880. This trade represents a 20.11% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Also, insider Curtis Howse sold 52,556 shares of the business’s stock in a transaction on Monday, February 2nd. The stock was sold at an average price of $72.32, for a total transaction of $3,800,849.92. Following the completion of the transaction, the insider directly owned 94,196 shares in the company, valued at $6,812,254.72. This trade represents a 35.81% decrease in their position. The SEC filing for this sale provides additional information. Insiders have sold a total of 88,556 shares of company stock valued at $6,419,730 in the last ninety days. Corporate insiders own 0.32% of the company’s stock.

Synchrony Financial Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.