Zacks Research Has Positive Outlook of Bank OZK Q1 Earnings

Bank OZK (NASDAQ:OZK) – Investment analysts at Zacks Research increased their Q1 2027 earnings estimates for Bank OZK in a report issued on Tuesday, February 10th. Zacks Research analyst Team now expects that the company will earn $1.63 per share for the quarter, up from their prior estimate of $1.50. Zacks Research currently has a “Hold” rating on the stock. The consensus estimate for Bank OZK’s current full-year earnings is $6.02 per share. Zacks Research also issued estimates for Bank OZK’s FY2027 earnings at $6.52 EPS.

Bank OZK (NASDAQ:OZK) last posted its quarterly earnings results on Tuesday, January 20th. The company reported $1.53 EPS for the quarter, missing the consensus estimate of $1.56 by ($0.03). Bank OZK had a return on equity of 12.65% and a net margin of 25.50%.The firm had revenue of $436.29 million for the quarter, compared to analyst estimates of $434.68 million. During the same quarter last year, the firm earned $1.56 EPS.

A number of other brokerages also recently issued reports on OZK. TD Cowen decreased their price target on Bank OZK from $56.00 to $54.00 and set a “buy” rating for the company in a report on Thursday, January 22nd. Wall Street Zen raised Bank OZK from a “sell” rating to a “hold” rating in a research report on Saturday, January 3rd. Keefe, Bruyette & Woods decreased their target price on Bank OZK from $53.00 to $50.00 and set a “market perform” rating for the company in a research note on Monday, October 20th. UBS Group reiterated a “neutral” rating and issued a $51.00 price target on shares of Bank OZK in a research note on Tuesday, January 6th. Finally, Morgan Stanley cut their price objective on shares of Bank OZK from $59.00 to $57.00 and set an “equal weight” rating on the stock in a report on Thursday, January 22nd. Five research analysts have rated the stock with a Buy rating, five have issued a Hold rating and one has given a Sell rating to the company’s stock. Based on data from MarketBeat.com, Bank OZK currently has a consensus rating of “Hold” and an average target price of $56.78.

Bank OZK Stock Performance

Shares of OZK stock opened at $49.25 on Thursday. The company has a market cap of $5.51 billion, a P/E ratio of 7.98 and a beta of 0.94. The firm has a fifty day moving average price of $47.83 and a 200 day moving average price of $48.42. The company has a current ratio of 1.02, a quick ratio of 1.03 and a debt-to-equity ratio of 0.08. Bank OZK has a 12 month low of $35.71 and a 12 month high of $53.66.

Bank OZK Increases Dividend

The company also recently declared a quarterly dividend, which was paid on Tuesday, January 20th. Shareholders of record on Tuesday, January 13th were given a dividend of $0.46 per share. This represents a $1.84 annualized dividend and a yield of 3.7%. This is a positive change from Bank OZK’s previous quarterly dividend of $0.45. The ex-dividend date of this dividend was Tuesday, January 13th. Bank OZK’s dividend payout ratio is presently 29.82%.

Institutional Investors Weigh In On Bank OZK

Several large investors have recently modified their holdings of OZK. Wasatch Advisors LP grew its position in shares of Bank OZK by 34.9% during the third quarter. Wasatch Advisors LP now owns 7,437,646 shares of the company’s stock worth $379,171,000 after acquiring an additional 1,924,387 shares during the last quarter. Charles Schwab Investment Management Inc. boosted its stake in Bank OZK by 1.3% during the 2nd quarter. Charles Schwab Investment Management Inc. now owns 4,406,933 shares of the company’s stock worth $207,390,000 after purchasing an additional 56,713 shares during the period. First Trust Advisors LP grew its position in Bank OZK by 0.6% during the 3rd quarter. First Trust Advisors LP now owns 2,808,166 shares of the company’s stock worth $143,160,000 after purchasing an additional 17,427 shares during the last quarter. American Century Companies Inc. increased its stake in Bank OZK by 4.3% in the third quarter. American Century Companies Inc. now owns 2,743,655 shares of the company’s stock valued at $139,872,000 after purchasing an additional 112,048 shares during the period. Finally, Geode Capital Management LLC raised its holdings in shares of Bank OZK by 1.4% in the fourth quarter. Geode Capital Management LLC now owns 2,146,728 shares of the company’s stock valued at $98,812,000 after buying an additional 29,024 shares during the last quarter. 86.18% of the stock is owned by institutional investors and hedge funds.

Key Bank OZK News

Here are the key news stories impacting Bank OZK this week:

• Positive Sentiment: Local expansion: Bank OZK has begun offering banking services in Round Rock, TX — a modest branch/network expansion that can help deposit growth and local lending opportunity over time. Bank OZK now offering banking services in Round Rock
• Positive Sentiment: Zacks raised one out-quarter: Zacks Research upgraded its Q2 2027 EPS view for OZK to $1.66 (from $1.48), suggesting at least one later-quarter tailwind in their model. This is a limited positive among several mixed estimate moves. Zacks Research coverage summary
• Neutral Sentiment: Broker view unchanged: UBS reiterated its Hold rating on OZK, indicating no change in conviction from a major shop — supportive of stability but not a catalyst for upside. UBS Sticks to Its Hold Rating for Bank OZK (OZK)
• Neutral Sentiment: Short-interest data appears unreliable: Reports show 0 shares short (days-to-cover 0.0), which looks like a reporting anomaly rather than true zero short interest — so no clear short-pressure signal.
• Negative Sentiment: Zacks cuts near-term and FY2026 earnings: Zacks trimmed several near-term quarter estimates (Q1–Q3 FY2026, Q3–Q4 FY2027) and reduced FY2026 EPS to $5.98 from $6.09. Multiple downgrades to upcoming-quarter EPS tend to pressure sentiment and likely contributed to today’s pullback. Zacks still rates the stock a “Hold.” Zacks Research coverage summary

About Bank OZK

Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.

The bank’s core operations focus on commercial real estate lending, including acquisition, development and construction financing.